Thomas J. Higgins

BALANCED ROCK INVESTMENT ADVISORS

Roslindale, MA 02131

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CRD#: 6165489

Professional summary

Thomas Joseph Higgins, who also goes by Thomas Joseph Higgins Jr, Tom Higgins, is a registered financial advisor currently at BALANCED ROCK INVESTMENT ADVISORS located in Roslindale, Massachusetts.

Thomas is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2014. Thomas has worked at 4 firms and has passed the Series 66, SIE and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Thomas Joseph Higgins Jr | Tom Higgins

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Thomas Joseph Higgins's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

January 6, 2022 - Present

BALANCED ROCK INVESTMENT ADVISORS

Office #1: 4238 Washington Street Suite 311, Roslindale, MA 02131

RIA

CRD#: 157424

Roslindale, MA

Past

August 15, 2019 - August 7, 2020

EDELMAN FINANCIAL ENGINES

RIA

CRD#: 104510

Boston, MA

Past

August 22, 2016 - September 10, 2018

AMERITAS INVESTMENT COMPANY, LLC

RIA

CRD#: 14869

BETHESDA, MD

Past

August 22, 2016 - September 10, 2018

AMERITAS INVESTMENT COMPANY, LLC

CRD#: 14869

BETHESDA, MD

Past

May 16, 2016 - July 13, 2016

SANTANDER SECURITIES LLC

RIA

CRD#: 41791

DORCHESTER, MA

Past

April 15, 2014 - July 13, 2016

SANTANDER SECURITIES LLC

CRD#: 41791

DORCHESTER, MA

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

BALANCED ROCK INVESTMENT ADVISORS

BALANCED ROCK INVESTMENT ADVISORS | BALANCED ROCK INVESTMENTS | BALANCED ROCK INVESTMENT ADVISORS LLC

CRD#: 157424 / SEC#: 801-128479

RIA

Registered Investment Advisory firm - (7/31/2023 Approved)

California

Registered Investment Advisory firm - (9/17/2023 Terminated)

Louisiana

Registered Investment Advisory firm - (8/22/2023 Terminated)

Massachusetts

Registered Investment Advisory firm - (8/18/2023 Terminated)

Texas

Registered Investment Advisory firm - (8/18/2023 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

California
(7/11/2022)

IAR

Massachusetts
(2/17/2022)

IAR

Texas
(1/6/2022)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 66

Date: 5/9/2016

Uniform Combined State Law Examination

General Industry/Product Exam

SIE

Date: 9/10/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 4/14/2014

General Securities Representative Examination

Current Firm

BALANCED ROCK INVESTMENT ADVISORS

BALANCED ROCK INVESTMENT ADVISORS | BALANCED ROCK INVESTMENTS | BALANCED ROCK INVESTMENT ADVISORS LLC

CRD#: 157424 / SEC#: 801-128479

RIA

Registered Investment Advisory firm - (7/31/2023 Approved)

California

Registered Investment Advisory firm - (9/17/2023 Terminated)

Louisiana

Registered Investment Advisory firm - (8/22/2023 Terminated)

Massachusetts

Registered Investment Advisory firm - (8/18/2023 Terminated)

Texas

Registered Investment Advisory firm - (8/18/2023 Terminated)

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Contact information

Main Address

4238 Washington Street Suite 311, Roslindale, MA 02131

Mailing Address

Phone number

(617) 971-8323

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (5 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

ADV PART 2A - BALANCED ROCK (3/28/2025)

Regulatory assets under management

Total Number of Accounts	714
AUM (Assets Under Management)	$ 156,138,283

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Thomas J. Higgins

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Thomas Joseph Higgins's CRS (Customer Relationship Summary).

Certified licenses

Experience

EDELMAN FINANCIAL ENGINES

AMERITAS INVESTMENT COMPANY, LLC

AMERITAS INVESTMENT COMPANY, LLC

SANTANDER SECURITIES LLC

SANTANDER SECURITIES LLC

Primary Firm SEC Registration

BALANCED ROCK INVESTMENT ADVISORS

State Registrations and Notice Filings

Exams

Series 66

Date: 5/9/2016

SIE

Date: 9/10/2018

Series 7

Date: 4/14/2014

Current Firm

BALANCED ROCK INVESTMENT ADVISORS

Contact information

SEC notice filing (5 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

BALANCED ROCK INVESTMENT ADVISORS

TRUST BUT VERIFY

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