Victor E. Gersten

CROSS BORDER WEALTH ADVISORS

San Diego, CA

Some features on this profile are disabled

CRD#: 6160946

Professional summary

Victor Evans Gersten, CFP®, who also goes by VIctor E Gersten, Victor Gersten, Victor Evans Gersten-ramirez, Victor Evans Gersten, Victor Evens Gersten Ramirez, is a registered financial advisor currently at CROSS BORDER WEALTH ADVISORS located in San Diego, California.

Victor is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2013. Victor has worked at 5 firms and has passed the Series 65, Series 63, SIE, Series 7 and Series 6 exams.

Biography

My approach to personal financial planning is unique. Typically when a prospect searches “financial planners near me,” they encounter professionals in the financial services industry who are generalists and cover very broad audiences, working with a wide spectrum of ages, occupations, locations, and income levels. I only focus on a handful of clients and niche markets to provide my clients with the most relevant and current industry knowledge, resources, and expertise that other financial professionals do not possess. This way I can create tailored money investment plans to meet specific needs.

Question & Answer

What are your service offerings?

Investment Planning

Retirement Planning

Tax Planning

Comprehensive Financial Planni...

Are you a "fiduciary"?

Yes

Aliases

Victor E Gersten | Victor Gersten | Victor Evans Gersten-Ramirez | Victor Evans Gersten | Victor Evens Gersten Ramirez

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1. GERSTEN RENTALS INC / Not investment-related / SAN DIEGO, California 92104 / Provide vacation management solutions / Family-held relation / June 2014 / 30 hours a month / 0 hours during securities trading hours / Duties: Rental property. 2. In-House Support Services / San Diego, CA / Care Giver / January 2019 / Hours vary / Provide in-home assistance to eligible aged, blind, and disabled individuals 3. IAU Institute for American Universities / Not investment-related / SAN DIEGO, California /Adjunct Professor / teaches business classes / 30 hours/month, non-during securities trading hours

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Victor Evans Gersten's CRS (Customer Relationship Summary).

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 2016

Experience

Current

July 27, 2020 - Present

CROSS BORDER WEALTH ADVISORS

RIA

CRD#: 309890

San Diego, CA

Past

February 12, 2021 - April 19, 2021

ORIGIN INVESTMENT ADVISORY LLC

RIA

CRD#: 305353

San Diego, CA

Past

January 15, 2019 - June 17, 2020

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

CRD#: 7691

SAN DIEGO, CA

Past

January 14, 2019 - June 17, 2020

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

RIA

CRD#: 7691

SAN DIEGO, CA

Past

March 1, 2017 - June 1, 2018

CUSO FINANCIAL SERVICES, L.P.

RIA

CRD#: 42132

CHULA VISTA, CA

Past

March 1, 2017 - June 1, 2018

CUSO FINANCIAL SERVICES, L.P.

CRD#: 42132

CHULA VISTA, CA

Past

October 9, 2014 - March 10, 2017

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

RIA

CRD#: 7691

BONITA, CA

Past

October 9, 2014 - March 10, 2017

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

CRD#: 7691

BONITA, CA

Past

September 30, 2013 - September 19, 2014

U.S. BANCORP ADVISORS, LLC

RIA

CRD#: 14455

SAN DIEGO, CA

Past

February 28, 2013 - September 19, 2014

U.S. BANCORP ADVISORS, LLC

CRD#: 14455

SAN DIEGO, CA

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

California
(7/27/2020)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 9/30/2013

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 4/1/2013

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 6/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 8/4/2014

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 2/26/2013

Investment Company Products/Variable Contracts Representative Examination

Current Firm

CROSS BORDER WEALTH ADVISORS

CROSS BORDER WEALTH ADVISORS | GERSTEN FINANCIAL PLANNING INC DBA EXPAT FINANCIAL PLANNING | GERSTEN FINANCIAL PLANNING INC | EXPAT FINANCIAL PLANNING

CRD#: 309890 / SEC#: 801-119144

RIA

Registered Investment Advisory firm - (3/26/2021 Terminated)

California

Registered Investment Advisory firm - (3/4/2021 Approved)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

Upgrade to AdvisorCheck Premium

Get A Biweekly Pulse, AutomaticallyReceive biweekly alerts automatically. Stay informed and proactive.

Catch Firm-Level Red Flags SoonerCatch leadership changes and disclosures early, before issues escalate.

See Trends. Not Just SnapshotsMonitor firm stability metrics like AUM and advisor ratios over time.

Contact information

Main Address

San Diego, CA

Mailing Address

302 Washington St Pmb 150-8488, San Diego, CA 92103

Phone number

(858) 867-3160

Established

Firm type

Fiscal year end

# of Employees

Documents

Latest Form ADV

Regulatory assets under management

Total Number of Accounts	86
AUM (Assets Under Management)	$ 51,341,025

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Contact information

(xxx) xxx-xxxx

Similar Advisors

Stephen Zahka

EDWARD JONES

IAR

Marlborough, MA

Frank Moore

UBS FINANCIAL SERVICES INC.

IAR

Greenwich, CT

Marshall Rosen

OSAIC WEALTH, INC.

IAR

Fort Lauderdale, FL

We're Here To Help

Advisor Monitoring

Firm Stability Insights

Victor E. Gersten

Professional summary

Biography

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Victor Evans Gersten's CRS (Customer Relationship Summary).

Certified licenses

Experience

ORIGIN INVESTMENT ADVISORY LLC

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

CUSO FINANCIAL SERVICES, L.P.

CUSO FINANCIAL SERVICES, L.P.

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

U.S. BANCORP ADVISORS, LLC

U.S. BANCORP ADVISORS, LLC

State Registrations and Notice Filings

Exams

Series 65

Date: 9/30/2013

Series 63

Date: 4/1/2013

SIE

Date: 6/1/2018

Series 7

Date: 8/4/2014

Series 6

Date: 2/26/2013

Current Firm

CROSS BORDER WEALTH ADVISORS

Contact information

Documents

Regulatory assets under management

Red Flags

Company Information

CROSS BORDER WEALTH ADVISORS

TRUST BUT VERIFY

Contact information

Similar Advisors