HR
Heather C. Ring
PLANMEMBER SECURITIES
Lafayette, CO
Some features on this profile are disabled
CRD#: 6112588
HR
Professional summary
Heather C Ring, CFP®, who also goes by Heather Christine Osgood, Heather Catherine Ring, Heather Christine Ring, is a registered financial advisor currently at PLANMEMBER SECURITIES CORPORATION located in Lafayette, Colorado and SUPERIOR PLANNING WEALTH MANAGEMENT & FAMILY OFFICE located in San Diego, California.
Heather is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2012. Heather has worked at 3 firms and has passed the Series 66, SIE and Series 7 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Heather Christine Osgood | Heather Catherine Ring | Heather Christine Ring
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1) BSA Financial Network and Insurance Services Inc. DBA Superior Planning Financial Solutions (fka CalPRO Network Financial Services) -10085 Carroll Canyon Rd, Ste 150, San Diego CA 92131; Investment related; Representative for Financial Center-Potential sales & services of securities & insurance, provide administrative support for rep force; Financial Advisor; Start date 6/2022; 160 hrs/mnth; 160 hrs/mnth during trading. 2) BSA Financial Services- 9820 Willow Creek Rd, Suite 440, San Diego, CA 92131; Investment related; Entity that pays representative for work done for Superior Planning Financial Solutions (fka CalPRO Financial Services); Financial Advisor; Start date 6/2022; 160 hrs/mnth; 160 hrs/mnth during trading. 3)Heather Ring-709 West Lucerne Dr. Lafayette CO 80026; Investment related; Insurance sales & services; Agent; Start date 9/27/2021; 5 hrs/mnth & during trading. 4) Superior Planning LLC dba Superior Planning Wealth Management & Family Office (SPWMFO); 10085 Carroll Canyon Rd., Ste. 150, San Diego CA 92131; START DATE: 09/01/2024; Client Service Representative; provide administrative and trade support to Investment Advisor Representatives under the RIA Superior Planning LLC; 40 hrs/mo; 40 hrs/mo during trading; IR
CRS (Client Relationship Summary) - RIA
Click below to view Heather C Ring's CRS (Customer Relationship Summary).
CRS (Client Relationship Summary) - BD
Click below to view Heather C Ring's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
Experience
Current
April 5, 2017 - Present
PLANMEMBER SECURITIES CORPORATION
Office #2: 10085 Carroll Canyon Road, Suite 150, San Diego, CA 92131RIA
BD
CRD#: 11869
Lafayette, CO
Current
October 2, 2025 - Present
SUPERIOR PLANNING WEALTH MANAGEMENT & FAMILY OFFICE
Office #1: 10085 Carroll Canyon Road Suite 150, San Diego, CA 92131RIA
CRD#: 130711
SAN DIEGO, CA
Current
April 5, 2017 - Present
PLANMEMBER SECURITIES CORPORATION
Office #2: 10085 Carroll Canyon Road, Suite 150, San Diego, CA 92131RIA
BD
CRD#: 11869
Lafayette, CO
Past
April 11, 2013 - January 11, 2017
EQUITABLE ADVISORS, LLC
RIA
CRD#: 6627
SAN DIEGO, CA
Past
September 27, 2012 - January 11, 2017
EQUITABLE ADVISORS, LLC
BD
CRD#: 6627
SAN DIEGO, CA
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
PS
PLANMEMBER SECURITIES CORPORATION
INVESTORS RETIREMENT & MANAGEMENT CORPORATION | PLANMEMBER SECURITIES CORPORATION | IRM DISTRIBUTORS, INC.
CRD#: 11869 / SEC#: 801-39177, 8-25065
RIA
Registered Investment Advisory firm - SEC (6/27/1991 Approved)BD
Broker-Dealer Firm Regulated by FINRA (Los Angeles district office)
State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
California(4/5/2017)
IAR
California(4/5/2017)
RR
Colorado(4/5/2017)
IAR
Colorado(11/14/2019)
Exams
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
PS
PLANMEMBER SECURITIES CORPORATION
INVESTORS RETIREMENT & MANAGEMENT CORPORATION | PLANMEMBER SECURITIES CORPORATION | IRM DISTRIBUTORS, INC.
CRD#: 11869 / SEC#: 801-39177, 8-25065
RIA
Registered Investment Advisory firm - SEC (6/27/1991 Approved)BD
Broker-Dealer Firm Regulated by FINRA (Los Angeles district office)
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Contact information
Main Address
6187 Carpinteria Avenue, Carpinteria, CA 93013
Mailing Address
6187 Carpinteria Avenue, Carpinteria, CA 93013-2060
Phone number
(805) 684-1199
Established
California since 03/12/1982
Firm type
Corporation
Fiscal year end
December
Firm Size
Large
# of Employees
432
SEC notice filing (52 States and Territories)
FINRA licenses (51 States and Territories)
Documents
Part 2 Brochures
Direct owners and executive officers
| Name | Position | CRD# |
|---|---|---|
| PLANMEMBER FINANCIAL CORPORATION | OWNER | |
| BOWMAN, BYRON FRANCIS | CHIEF LEGAL OFFICER & SECRETARY | 2673117 |
| HALEY, SEAN PATRICK | CHIEF COMPLIANCE OFFICER | 2837579 |
| HANSON, STEVEN R | CHIEF FINANCIAL OFFICER / FINOPS | 4854600 |
| JANEWAY, TERRALL JOSEPH | EVP/CHIEF OPERATING OFFICER | 2947154 |
| ZIEHL, JON MICHAEL | PRESIDENT | 707642 |
Regulatory assets under management
| Total Number of Accounts | 68,978 |
| AUM (Assets Under Management) | $ 9,035,509,268 |
Disclosures
| Regulatory Event | 5 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 12/21/2022 | ||
| 12/21/2022 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
