JF
James A. Fratello
INDEPENDENT FINANCIAL GROUP
NORWELL, MA 02061
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CRD#: 600660
JF
Professional summary
James Arthur Fratello is a registered financial advisor currently at INDEPENDENT FINANCIAL GROUP, LLC located in Norwell, Massachusetts.
James is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1973. James has worked at 9 firms and has passed the Series 65, Series 63, Series 7TO, SIE and Series 1 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.
CRS (Client Relationship Summary) - RIA
Click below to view James Arthur Fratello's CRS (Customer Relationship Summary).
CRS (Client Relationship Summary) - BD
Click below to view James Arthur Fratello's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
October 17, 2024 - Present
INDEPENDENT FINANCIAL GROUP, LLC
Office #1: 150 Longwater Drive Suite 103, Norwell, MA 02061RIA
BD
CRD#: 7717
NORWELL, MA
Current
September 17, 2024 - Present
INDEPENDENT FINANCIAL GROUP, LLC
Office #1: 150 Longwater Drive Suite 103, Norwell, MA 02061RIA
BD
CRD#: 7717
NORWELL, MA
Past
April 1, 2021 - September 19, 2024
GROVE POINT ADVISORS, LLC
RIA
CRD#: 313171
Norwell, MA
Past
August 22, 2004 - April 1, 2021
GROVE POINT INVESTMENTS, LLC
RIA
CRD#: 1763
NORWELL, MA
Past
February 9, 1989 - September 19, 2024
GROVE POINT INVESTMENTS, LLC
BD
CRD#: 1763
NORWELL, MA
Past
October 31, 1980 - May 30, 1989
COMMONWEALTH FINANCIAL NETWORK
BD
CRD#: 8032
Past
August 9, 1978 - December 18, 1980
GUARDIAN INVESTOR SERVICES LLC
BD
CRD#: 6635
Past
February 8, 1977 - May 21, 1978
PUTNAM RETAIL MANAGEMENT LIMITED PARTNERSHIP
BD
CRD#: 7325
Past
July 18, 1975 - January 15, 1977
LINCOLN FINANCIAL DISTRIBUTORS, INC.
BD
CRD#: 145
Past
December 16, 1973 - September 16, 1976
JOHN HANCOCK MUTUAL LIFE INSURANCE COMPANY
BD
CRD#: 5181
Past
December 16, 1973 - September 16, 1976
SIGNATOR INVESTORS, INC.
BD
CRD#: 468
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
INDEPENDENT FINANCIAL GROUP, LLC
HAGERTY STEWART & ASSOCIATES LLC | INDEPENDENT FINANCIAL GROUP, LLC | INDEPENDENT FINANCIAL GROUP, INC | IFG FINANCIAL GROUP, LLC | HAGERTY, VAN MOURICK & LOGAN | HAGERTY, STEWART AND ASSOCIATES, INC. | HAGERTY, STEWART & ASSOCIATES, INC.
CRD#: 7717 / SEC#: 801-62667, 8-22870
RIA
Registered Investment Advisory firm - SEC (1/30/2004 Approved)BD
Broker-Dealer Firm Regulated by FINRA (Los Angeles district office)
State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Connecticut(9/17/2024)
RR
Florida(9/17/2024)
RR
Georgia(9/17/2024)
RR
Illinois(5/13/2025)
RR
Indiana(9/17/2024)
RR
Maryland(9/17/2024)
RR
Massachusetts(9/18/2024)
IAR
Massachusetts(10/17/2024)
RR
Nevada(9/17/2024)
RR
New Hampshire(9/17/2024)
RR
New York(9/17/2024)
RR
North Carolina(9/23/2024)
RR
Oregon(9/19/2024)
RR
Rhode Island(9/17/2024)
RR
Utah(9/17/2024)
RR
Vermont(9/17/2024)
RR
Virginia(9/17/2024)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
RR
Series 7TO
Date: 1/2/2023
General Securities Representative ExaminationGeneral Industry/Product Exam
General Industry/Product Exam
RR
Series 1
Date: 12/10/1973
Registered Representative ExaminationSRO Registrations
RR
FINRA
Current Firm
INDEPENDENT FINANCIAL GROUP, LLC
HAGERTY STEWART & ASSOCIATES LLC | INDEPENDENT FINANCIAL GROUP, LLC | INDEPENDENT FINANCIAL GROUP, INC | IFG FINANCIAL GROUP, LLC | HAGERTY, VAN MOURICK & LOGAN | HAGERTY, STEWART AND ASSOCIATES, INC. | HAGERTY, STEWART & ASSOCIATES, INC.
CRD#: 7717 / SEC#: 801-62667, 8-22870
RIA
Registered Investment Advisory firm - SEC (1/30/2004 Approved)BD
Broker-Dealer Firm Regulated by FINRA (Los Angeles district office)
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Contact information
Main Address
12671 High Bluff Drive Suite 200, San Diego, CA 92130
Mailing Address
12671 High Bluff Drive Suite 200, San Diego, CA 92130
Phone number
(858) 436-3180
Established
Delaware since 07/09/2001
Firm type
Limited Liability Company
Fiscal year end
December
Firm Size
Large
# of Employees
624
SEC notice filing (52 States and Territories)
FINRA licenses (53 States and Territories)
Direct owners and executive officers
| Name | Position | CRD# |
|---|---|---|
| INDEPENDENT FINANCIAL GROUP, INC. | OWNER | |
| DAVIS, SCOTT EARLE | CFO & FINOP | 7160800 |
| DENNEN, BRIAN | CCO BROKERAGE & ADVISORY | 3239786 |
| FISCHER, DAVID ALLEN | MANAGING DIRECTOR | 1634222 |
| HEISING, SCOTT ALLEN | CHIEF EXECUTIVE OFFICER/ MANAGING DIRECTOR | 2192259 |
| KEEFE, KEVIN MICHAEL | PRESIDENT, COO | 1869560 |
| KREISMAN, SARAH JILL | SVP & GENERAL COUNSEL | 2671706 |
| PEARSON, TROY DALE | ROSFP | 2413897 |
Regulatory assets under management
| Total Number of Accounts | 54,951 |
| AUM (Assets Under Management) | $ 12,925,435,801 |
Disclosures
| Regulatory Event | 15 |
| Arbitration | 2 |
| Bond | 1 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
INDEPENDENT FINANCIAL GROUP, LLC
CRD#: 7717Norwell, MA 02061TRUST BUT VERIFY
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