Spencer J. Kubo

KUBO FINANCIAL PLANNING AND INVESTMENTS

Edina, MN 55435

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CRD#: 5963754

Professional summary

Spencer J Kubo, CFA, who also goes by Spencer James Kubo, is a registered financial advisor currently at KUBO FINANCIAL PLANNING AND INVESTMENTS, LLC located in Edina, Minnesota.

Spencer is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2011. Spencer has worked at 2 firms and has passed the Series 66, SIE and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Spencer James Kubo

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Spencer J Kubo's CRS (Customer Relationship Summary).

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFA

Chartered Financial Analyst

Experience

Current

January 19, 2018 - Present

KUBO FINANCIAL PLANNING AND INVESTMENTS, LLC

Office #1: 200 Southdale Center, Edina, MN 55435

RIA

CRD#: 291436

Edina, MN

Past

January 10, 2012 - November 7, 2017

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

RIA

CRD#: 7691

PARAMUS, NJ

Past

October 27, 2011 - November 7, 2017

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

CRD#: 7691

PARAMUS, NJ

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Minnesota
(2/13/2018)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 66

Date: 1/6/2012

Uniform Combined State Law Examination

General Industry/Product Exam

SIE

Date: 11/7/2017

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 10/26/2011

General Securities Representative Examination

Current Firm

KUBO FINANCIAL PLANNING AND INVESTMENTS, LLC

KUBO FINANCIAL PLANNING AND INVESTMENTS | KUBO FINANCIAL PLANNING AND INVESTMENTS, LLC

CRD#: 291436 / SEC#:

Minnesota

Registered Investment Advisory firm - (2/12/2018 Approved)

New Jersey

Registered Investment Advisory firm - (12/31/2019 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

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Contact information

Main Address

200 Southdale Center, Edina, MN 55435

Mailing Address

Phone number

(612) 702-8233

Established

Firm type

Fiscal year end

# of Employees

Documents

Latest Form ADV

Regulatory assets under management

Total Number of Accounts	30
AUM (Assets Under Management)	$ 26,822,994

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Spencer J. Kubo

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Spencer J Kubo's CRS (Customer Relationship Summary).

Certified licenses

Experience

KUBO FINANCIAL PLANNING AND INVESTMENTS, LLC

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

State Registrations and Notice Filings

Exams

Series 66

Date: 1/6/2012

SIE

Date: 11/7/2017

Series 7

Date: 10/26/2011

Current Firm

KUBO FINANCIAL PLANNING AND INVESTMENTS, LLC

Contact information

Documents

Regulatory assets under management

Red Flags

Company Information

KUBO FINANCIAL PLANNING AND INVESTMENTS, LLC

TRUST BUT VERIFY

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