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Virginia B. Kowal

Some features on this profile are disabled
CRD#: 5889030
VK

Professional summary

Being a previously registered professional could mean that this person is no longer operating under the supervision of the SEC or FINRA.

That means that the Securities and Exchange Commission may not be able to oversee the services that this specific professional is providing.

Virginia Belle Kowal, who also goes by VIrginia Belle Goodridge Mrs, Viginia Belle Kowal Mrs, Virginia Belle Kowal Ms., Virginia Kowal, Virginia Belle Wittman Miss, was a registered financial professional .

Virginia is a previously registered financial professional and started their career in finance in 2011. Virginia had worked at 6 firms and has passed the Series 63, Series 7, SIE and Series 6 exams.

top-8-questions

Question & Answer

Are you a "fiduciary"?
No

Aliases

Virginia Belle Goodridge Mrs | Viginia Belle Kowal Mrs | Virginia Belle Kowal Ms. | Virginia Kowal | Virginia Belle Wittman Miss

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1)DBA VIRGINIA KOWAL POSITION: Manager NATURE: Manage 2 Rental Properties INVESTMENT RELATED: No NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 0 START DATE: 05/03/2003 ADDRESS: 11757 Sisson Highway, North Collins NY 14111, United States DESCRIPTION: Maintain properties, collect rent and work with tenants. 2)DAVIS FINANCIAL BRANCH 625 OF CADARET GRANT POSITION: IAR/Advisor NATURE: Work with Clients to prepare for Retirement and meet needs and goals. INVESTMENT RELATED: Yes NUMBER OF HOURS: 0 SECURITIES TRADING HOURS: 0 START DATE: 03/27/2019 ADDRESS: 6091 South Park, Hamburg NY 14075, United States DESCRIPTION: Buy and sell Investment products, and insurance. Customer service. Educate and inform clients and prospects. Help clients with planning. 3)LIFETIME WEALTH MANAGEMENT GROUP INC.- ROBERT ERVOLINA POSITION: Seller of Book of Business NATURE: I will be introducing and transferring my clients to Advantax through Lifetime Wealth Management Group Inc. which Bob Ervolina owns. INVESTMENT RELATED: Yes NUMBER OF HOURS: 40 SECURITIES TRADING HOURS: 40 START DATE: 01/02/2024 ADDRESS: 2562 Walden Avenue, Suite 101, Cheektowaga NY 14225, United States DESCRIPTION: I am to help transition clients over to Avantax. AVANTAX INSURANCE AGENCY AND/OR AVANTAX INSURANCE SERVICES. POSITION: Insurance Agent NATURE: Help clients select appropriate Insurance Products during Client's Transfer over to Robert Ervolina at Lifetime Wealth Management Group. INVESTMENT RELATED: No NUMBER OF HOURS: 20 SECURITIES TRADING HOURS: 20 START DATE: 01/03/2024 ADDRESS: 2562 Walden Ave, Suite 101, Cheektowaga NY 14225, United States DESCRIPTION: Educate clients about any Insurance needs that may come up during the transfer over to Robert Ervolina atLifetime Wealth Management Group.?

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CRS (Client Relationship Summary)

The CRS(Customer Relationship Summary) document is not provided.

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
None

Experience

Past

January 5, 2024 - May 2, 2024

AVANTAX ADVISORY SERVICES

RIA
CRD#: 104556
Cheektowaga, NY
Past

January 5, 2024 - May 2, 2024

AVANTAX INVESTMENT SERVICES, INC.

BD
CRD#: 13686
Cheektowaga, NY
Past

May 4, 2021 - January 9, 2024

CADARET, GRANT & CO., INC.

RIA
CRD#: 10641
HAMBURG, NY
Past

August 30, 2019 - January 9, 2024

CADARET, GRANT & CO., INC.

BD
CRD#: 10641
HAMBURG, NY
Past

January 3, 2017 - March 21, 2019

LINCOLN INVESTMENT

BD
CRD#: 519
GETZVILLE, NY
Past

November 18, 2011 - January 3, 2017

LEGEND EQUITIES CORPORATION

BD
CRD#: 30999
GETZVILLE, NY
Past

June 6, 2011 - October 27, 2011

PFS INVESTMENTS INC.

BD
CRD#: 10111
AMHERST, NY

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

Visual representation of state registrations

This advisor is not registered in any state.

Exams

State Security Law Exam
RR
Series 63
Date: 8/23/2011
Uniform Securities Agent State Law Examination
General Industry/Product Exam
RR
Series 7
Date: 12/4/2018
General Securities Representative Examination
General Industry/Product Exam
RR
SIE
Date: 10/1/2018
Securities Industry Essentials Examination
General Industry/Product Exam
RR
Series 6
Date: 6/3/2011
Investment Company Products/Variable Contracts Representative Examination

Current Firm

AA
AVANTAX ADVISORY SERVICES
1ST GLOBAL ADVISORY SERVICES | HD VEST ADVISORY SERVICES | H.D. VEST ADVISORY SERVICES, INC | AVANTAX WEALTH MANAGEMENT | AVANTAX ADVISORY SERVICES, INC. | AVANTAX ADVISORY SERVICES

CRD#: 104556 / SEC#: 801-29892

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Contact information

Main Address
3200 Olympus Blvd Suite 100, Dallas, TX 75019
Mailing Address
Phone number
(972) 870-6000
Established
Firm type
Fiscal year end
# of Employees
2,278

Documents

Latest Form ADV

Part 2 Brochures

FORM ADV 2A FIRM BROCHURE (3/31/2025)
AAS ADV PART 2A APPENDIX WRAP BROCHURE (3/31/2025)

Regulatory assets under management

Total Number of Accounts140,306
AUM (Assets Under Management)$ 46,109,939,749

Accountant surprise examination report

Filing DateForm ADV-E CoverForm ADV-E Report
12/13/2024
Cover Page
Report
11/28/2023
Cover Page
Report
12/16/2022
Cover Page
Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information

AVANTAX ADVISORY SERVICES

CRD#: 104556

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