Heather M. Lynch

BEACON FINANCIAL PLANNING,

Hyannis, MA 02601

Some features on this profile are disabled

CRD#: 5880833

Professional summary

Heather Melissa Lynch is a registered financial advisor currently at BEACON FINANCIAL PLANNING, INC located in Hyannis, Massachusetts.

Heather is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2012. Heather has worked at 4 firms and has passed the Series 66, SIE and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Heather Melissa Lynch's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

September 13, 2022 - Present

BEACON FINANCIAL PLANNING, INC

Office #1: 540 Main Street Suite 14, Hyannis, MA 02601

RIA

CRD#: 175372

Hyannis, MA

Past

June 11, 2018 - March 2, 2022

UBS FINANCIAL SERVICES INC.

RIA

CRD#: 8174

BOSTON, MA

Past

March 27, 2018 - March 2, 2022

UBS FINANCIAL SERVICES INC.

CRD#: 8174

BOSTON, MA

Past

October 31, 2016 - June 22, 2017

SVB WEALTH

RIA

CRD#: 172832

BOSTON, MA

Past

June 8, 2012 - September 3, 2015

FIDELITY BROKERAGE SERVICES LLC

CRD#: 7784

SAN FRANCISCO, CA

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

BEACON FINANCIAL PLANNING, INC

BEACON FINANCIAL PLANNING OF CAPE COD | BEACON FINANCIAL PLANNING, INC | BEACON FINANCIAL PLANNING OF CAPE COD, INC.

CRD#: 175372 / SEC#: 801-113811

RIA

Registered Investment Advisory firm - (8/10/2018 Approved)

Florida

Registered Investment Advisory firm - (8/16/2018 Terminated)

Massachusetts

Registered Investment Advisory firm - (8/16/2018 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Massachusetts
(9/13/2022)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 66

Date: 10/28/2016

Uniform Combined State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 6/7/2012

General Securities Representative Examination

Current Firm

BEACON FINANCIAL PLANNING, INC

BEACON FINANCIAL PLANNING OF CAPE COD | BEACON FINANCIAL PLANNING, INC | BEACON FINANCIAL PLANNING OF CAPE COD, INC.

CRD#: 175372 / SEC#: 801-113811

RIA

Registered Investment Advisory firm - (8/10/2018 Approved)

Florida

Registered Investment Advisory firm - (8/16/2018 Terminated)

Massachusetts

Registered Investment Advisory firm - (8/16/2018 Terminated)

Upgrade to AdvisorCheck Premium

Get A Biweekly Pulse, AutomaticallyReceive biweekly alerts automatically. Stay informed and proactive.

Catch Firm-Level Red Flags SoonerCatch leadership changes and disclosures early, before issues escalate.

See Trends. Not Just SnapshotsMonitor firm stability metrics like AUM and advisor ratios over time.

Contact information

Main Address

540 Main Street Suite 14, Hyannis, MA 02601

Mailing Address

Phone number

(508) 790-7039

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (5 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

BEACON FINANCIAL PLANNING OF CAPE COD - FORM ADV 2A-2B (10/31/2025)

Regulatory assets under management

Total Number of Accounts	912
AUM (Assets Under Management)	$ 388,356,515

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Similar Advisors

Vincent Renaut

PIER 42 ADVISORS

IAR

Plymouth, MA

We're Here To Help

Advisor Monitoring

Firm Stability Insights

Heather M. Lynch

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Heather Melissa Lynch's CRS (Customer Relationship Summary).

Certified licenses

Experience

UBS FINANCIAL SERVICES INC.

UBS FINANCIAL SERVICES INC.

SVB WEALTH

FIDELITY BROKERAGE SERVICES LLC

Primary Firm SEC Registration

BEACON FINANCIAL PLANNING, INC

State Registrations and Notice Filings

Exams

Series 66

Date: 10/28/2016

SIE

Date: 10/1/2018

Series 7

Date: 6/7/2012

Current Firm

BEACON FINANCIAL PLANNING, INC

Contact information

SEC notice filing (5 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

BEACON FINANCIAL PLANNING, INC

TRUST BUT VERIFY

Similar Advisors