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Howard Flowers Varnedoe

CFP®
CRD# 5878611·Registered 2011 - 2026
Previously Registered: Being a previously registered professional could mean that Howard is no longer operating under the supervision of the SEC or FINRA. That means that the Securities and Exchange Commission may not be able to oversee the services that this specific professional is providing.

Professional Summary

Howard Flowers Varnedoe, CFP® was a registered financial advisor. Howard was a previously registered financial professional and started their career in finance 2011 - 2026. Howard had worked at 3 firms and has passed the Series 65 exam.

At a Glance

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Fiduciary Standard

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Fee Structure

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Account Minimum

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Active Clients

Fiduciary Standard

Fee Structure

Account Minimum

Active Clients

Other Aliases

There are no additional aliases reported.

Blog Corner

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Videos & Posts

This advisor has not added any videos or posts yet.

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Contact Information

No current employment

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Disclosures are events reported to regulators, such as customer disputes, regulatory actions, employment separations, or financial events. Some are resolved, denied, or contested — a disclosure is not a verdict. We recommend asking an advisor directly about any disclosure on their record.

Disclosures on record.

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities. Check for any disclosures as part of your thorough research when choosing an advisor.

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Credentials

CFP®
Certified Financial Planner

Years of Experience

16 years in the financial services industry

Current & Past Employments

EVERSOURCE WEALTH ADVISORS, LLC·CRD# 286340
RIA
Spring Hill, TN
July 14, 2022 - July 17, 2026
CHARIS ADVISORS GROUP·CRD# 309758
RIA
Franklin, TN
August 26, 2020 - August 3, 2022
RONALD BLUE & CO., LLC·CRD# 104605
RIA
Brentwood, TN
January 10, 2011 - April 3, 2017

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Current Firm

EW
EVERSOURCE WEALTH ADVISORS, LLC

ABUNDANT LIFE PLANNING | WELSPIRION WEALTH MANAGEMENT | WEALTHSOURCE FINANCIAL ADVISORS, LLC | WEALTHSOURCE FINANCIAL ADVISORS | WEALTH SQUARED | VERDE WEALTH | STEWARDLY ADVISORS | SEEK FIRST FINANCIAL | REINHOLD FINANCIAL | NEXUS IMPACT ADVISORS | MILLER WEALTH MANAGEMENT | INSIGHT WEALTH | HIGHWAY FINANCIAL NETWORKS | HD INVESTMENT ADVISORS | GRADY FINANCIAL NETWORK | GENEROUS WEALTH ADVISORS | FRANK AND FLANAGAN WEALTH ADVISORS | EVERSOURE WEALTH ADVISORS, LLC | EVERSOURCE WEALTH ADVISORS, LLC | DYNE WEALTH MANAGEMENT | CORNERSTONE 360 ADVISORS | CLARION WEALTH MANAGEMENT PARTNERS | CENTERPOINT STRATEGIES | BRIGHTLIGHT | BASILEIA WEALTH | ALPHA PRINCIPLE

CRD#: 286340 / SEC#: 801-119192
RIA
Registered Investment Advisory firm - SEC (7/29/2020 Approved)
Alabama
Registered Investment Advisory firm - Alabama (8/11/2020 Terminated)
South Carolina
Registered Investment Advisory firm - South Carolina (8/11/2020 Terminated)
Texas
Registered Investment Advisory firm - Texas (8/11/2020 Terminated)
Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

Contact Information

Main Address

3500 Colonnade Parkway Suite 150, Birmingham, AL 35243

Phone Number

(205) 982-5515

# of Employees

76

SEC notice filing (42 States and Territories)

Registered to provide investment advisory services in 42 US states and territories.

Documents

Customer Relationship Summary (CRS / SEC)Latest Form ADV

Part 2 Brochures

EVERSOURCE PART 2A (9/25/2026)

Regulatory Assets Under Management

Total Number of Accounts

13,689

AUM (Assets Under Management)

$5,095,829,877

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Other business activities

Information obtained from regulatory filings. Advisors can request corrections through their firm or regulator.

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

Since July 2018, I have been an owner of Ivybrook Academy, a preschool located at 1268 Lewisburg Pike, Franklin, TN 37064. This is not an investment-related business. I spend approximately 10 hours per month on this business, half of which are during securities trading hours. My role is to oversee financial operations and provide general oversight for business operations.

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Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
EW
EVERSOURCE WEALTH ADVISORS, LLC

ABUNDANT LIFE PLANNING | WELSPIRION WEALTH MANAGEMENT | WEALTHSOURCE FINANCIAL ADVISORS, LLC | WEALTHSOURCE FINANCIAL ADVISORS | WEALTH SQUARED | VERDE WEALTH | STEWARDLY ADVISORS | SEEK FIRST FINANCIAL | REINHOLD FINANCIAL | NEXUS IMPACT ADVISORS | MILLER WEALTH MANAGEMENT | INSIGHT WEALTH | HIGHWAY FINANCIAL NETWORKS | HD INVESTMENT ADVISORS | GRADY FINANCIAL NETWORK | GENEROUS WEALTH ADVISORS | FRANK AND FLANAGAN WEALTH ADVISORS | EVERSOURE WEALTH ADVISORS, LLC | EVERSOURCE WEALTH ADVISORS, LLC | DYNE WEALTH MANAGEMENT | CORNERSTONE 360 ADVISORS | CLARION WEALTH MANAGEMENT PARTNERS | CENTERPOINT STRATEGIES | BRIGHTLIGHT | BASILEIA WEALTH | ALPHA PRINCIPLE

CRD#: 286340 / SEC#: 801-119192
RIA
Registered Investment Advisory firm - SEC (7/29/2020 Approved)
Alabama
Registered Investment Advisory firm - Alabama (8/11/2020 Terminated)
South Carolina
Registered Investment Advisory firm - South Carolina (8/11/2020 Terminated)
Texas
Registered Investment Advisory firm - Texas (8/11/2020 Terminated)
Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.
This advisor is not registered in any state.

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

Financial professionals may take different exams throughout their careers based on the types of services they provide and roles they perform.

Series 65 — Uniform Investment Adviser Law Examination

Passed Nov 2010About the Series 65 exam

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CRS (Client Relationship Summary)

The CRS(Customer Relationship Summary) document is not provided.

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