John M. Cummins

CRD#: 58659

Professional summary

Being a previously registered professional could mean that this person is no longer operating under the supervision of the SEC or FINRA.

That means that the Securities and Exchange Commission may not be able to oversee the services that this specific professional is providing.

John Michael Cummins, who also goes by Mike Cummins, was a registered financial professional .

John is a previously registered financial professional and started their career in finance in 1973. John had worked at 14 firms and has passed the Series 65, Series 63, Series 6 and Series 1 exams.

Question & Answer

Are you a "fiduciary"?

Aliases

Mike Cummins

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary)

The CRS(Customer Relationship Summary) document is not provided.

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Past

November 29, 2010 - August 18, 2025

PORTFOLIO DESIGN SERVICES, LLC

RIA

CRD#: 131506

ORLANDO, FL

Past

January 9, 2006 - October 5, 2010

CERTIFIED ADVISORY CORP

RIA

CRD#: 120990

ORLANDO, FL

Past

January 6, 2006 - October 5, 2010

SIGNATURE ESTATE SECURITIES, LLC

CRD#: 18923

WINTER PARK, FL

Past

September 13, 2004 - December 31, 2005

LEGACY PLANNING ADVISORS, LLC

RIA

CRD#: 132447

WINTER PARK, FL

Past

July 7, 2004 - February 14, 2005

WINDWARD SECURITIES CORPORATION

CRD#: 127716

CONCORD, NH

Past

January 5, 2004 - November 11, 2009

VALMARK ADVISERS, INC.

RIA

CRD#: 108050

ORLANDA, FL

Past

February 12, 2001 - November 7, 2002

VALMARK ADVISERS, INC.

RIA

CRD#: 108050

WINTER PARK, FL

Past

July 26, 1999 - July 2, 2002

VALMARK SECURITIES, INC.

CRD#: 31243

AKRON, OH

Past

February 25, 1999 - July 26, 1999

OSAIC FA, INC.

CRD#: 3978

FORT WAYNE, IN

Past

January 28, 1998 - January 12, 1999

VOYA FINANCIAL PARTNERS, LLC

CRD#: 34815

WINDSOR, CT

Past

October 31, 1997 - January 5, 1998

VOYA FINANCIAL ADVISORS, INC.

CRD#: 2882

WINDSOR, CT

Past

October 15, 1992 - March 7, 1994

WS GRIFFITH SECURITIES, INC.

CRD#: 10410

HARTFORD, CT

Past

January 4, 1991 - October 20, 1992

THE VARIABLE ANNUITY MARKETING COMPANY

CRD#: 5081

HOUSTON, TX

Past

June 6, 1990 - October 16, 1992

VOYA FINANCIAL ADVISORS, INC.

CRD#: 2882

WINDSOR, CT

Past

March 1, 1983 - June 13, 1990

OLD SLIP CAPITAL MANAGEMENT, INC.

CRD#: 7360

NEW YORK, NY

Past

October 2, 1973 - July 26, 1981

GENERAL AMERICAN LIFE INSURANCE COMPANY

CRD#: 3963

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

PORTFOLIO DESIGN SERVICES, LLC

CRD#: 131506 / SEC#: 801-80561

RIA

Registered Investment Advisory firm - (11/13/2014 Approved)

Colorado

Registered Investment Advisory firm - (12/11/2014 Terminated)

Florida

Registered Investment Advisory firm - (12/31/2014 Terminated)

Virginia

Registered Investment Advisory firm - (12/31/2014 Terminated)

Wisconsin

Registered Investment Advisory firm - (12/31/2014 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

Visual representation of state registrations

This advisor is not registered in any state.

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 12/16/1999

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 12/17/1997

Uniform Securities Agent State Law Examination

General Industry/Product Exam

Series 6

Date: 10/30/1997

Investment Company Products/Variable Contracts Representative Examination

General Industry/Product Exam

Series 1

Date: 9/26/1973

Registered Representative Examination

Current Firm

PORTFOLIO DESIGN SERVICES, LLC

CRD#: 131506 / SEC#: 801-80561

RIA

Registered Investment Advisory firm - (11/13/2014 Approved)

Colorado

Registered Investment Advisory firm - (12/11/2014 Terminated)

Florida

Registered Investment Advisory firm - (12/31/2014 Terminated)

Virginia

Registered Investment Advisory firm - (12/31/2014 Terminated)

Wisconsin

Registered Investment Advisory firm - (12/31/2014 Terminated)

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Contact information

Main Address

122 N. 2nd Street, River Falls, WI 54022

Mailing Address

Phone number

(715) 629-9095

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (9 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

DISCLOSURE BROCHURE (2/17/2025)

Regulatory assets under management

Total Number of Accounts	508
AUM (Assets Under Management)	$ 138,231,769

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

John M. Cummins

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary)

Certified licenses

Experience

CERTIFIED ADVISORY CORP

SIGNATURE ESTATE SECURITIES, LLC

LEGACY PLANNING ADVISORS, LLC

WINDWARD SECURITIES CORPORATION

VALMARK ADVISERS, INC.

VALMARK ADVISERS, INC.

VALMARK SECURITIES, INC.

OSAIC FA, INC.

VOYA FINANCIAL PARTNERS, LLC

VOYA FINANCIAL ADVISORS, INC.

WS GRIFFITH SECURITIES, INC.

THE VARIABLE ANNUITY MARKETING COMPANY

VOYA FINANCIAL ADVISORS, INC.

OLD SLIP CAPITAL MANAGEMENT, INC.

GENERAL AMERICAN LIFE INSURANCE COMPANY

Primary Firm SEC Registration

PORTFOLIO DESIGN SERVICES, LLC

State Registrations and Notice Filings

Exams

Series 65

Date: 12/16/1999

Series 63

Date: 12/17/1997

Series 6

Date: 10/30/1997

Series 1

Date: 9/26/1973

Current Firm

PORTFOLIO DESIGN SERVICES, LLC

Contact information

SEC notice filing (9 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

PORTFOLIO DESIGN SERVICES, LLC

TRUST BUT VERIFY

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