James S. Gallagher

WATERSTONE FINANCIAL ADVISORY LLC

Fort Myers, FL 33907

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CRD#: 5766671

Professional summary

James Stuart Gallagher, who also goes by James S Gallagher, is a registered financial advisor currently at WATERSTONE FINANCIAL ADVISORY LLC located in Fort Myers, Florida.

James is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2010. James has worked at 4 firms and has passed the Series 65, SIE and Series 6TO exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

James S Gallagher

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1.) Stuart Software Solutions, LLC; 6910 Deep Lagoon Lane, Ft. Myers, FL 33907; Partner; Software development and sales; Investment-related; Start date 10/18/2010; Spend 10% of time in activities involving the business 2.) Waterstone Tax Service, LLC; 12597 New Brittany Blvd., Ft. Myers, FL 33907; President/Owner; Tax Preparation; Supervise tax preparation business; Not investment-related; Start date 11/1/2011; Spend 5% of time in activities involving the business 3.) Waterstone Financial LLC ; 12597 New Brittany Blvd., Fort Myers, FL 33907 ; Owner ; Sell insurance products ; Start date 1/1/2011 ; Investment-related; Time spent between insurance sales and investment advisory.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view James Stuart Gallagher's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

May 19, 2023 - Present

WATERSTONE FINANCIAL ADVISORY LLC

Office #1: 12597 New Brittany Blvd, Fort Myers, FL 33907

RIA

CRD#: 325012

Fort Myers, FL

Past

September 13, 2021 - May 18, 2023

J.W. COLE FINANCIAL, INC.

CRD#: 124583

FT MYERS, FL

Past

April 23, 2019 - May 18, 2023

J. W. COLE ADVISORS, INC.

RIA

CRD#: 112294

Ft. Myers, FL

Past

May 24, 2010 - April 24, 2019

GLOBAL FINANCIAL PRIVATE CAPITAL, INC.

RIA

CRD#: 132070

FORT MYERS, FL

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

WATERSTONE FINANCIAL ADVISORY LLC

CRD#: 325012 / SEC#: 801-127693

RIA

Registered Investment Advisory firm - (4/20/2023 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Florida
(5/19/2023)

IAR

Texas
(11/27/2023)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 4/29/2010

Uniform Investment Adviser Law Examination

General Industry/Product Exam

SIE

Date: 9/13/2021

Securities Industry Essentials Examination

General Industry/Product Exam

Series 6TO

Date: 8/30/2021

Investment Company Products/Variable Contracts Representative Examination

Current Firm

WATERSTONE FINANCIAL ADVISORY LLC

CRD#: 325012 / SEC#: 801-127693

RIA

Registered Investment Advisory firm - (4/20/2023 Approved)

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Contact information

Main Address

12597 New Brittany Blvd, Fort Myers, FL 33907

Mailing Address

Phone number

(239) 288-0977

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (9 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

FORM ADV PART 2A - WATERSTONE FINANCIAL ADVISORY LLC (4/21/2025)

Regulatory assets under management

Total Number of Accounts	901
AUM (Assets Under Management)	$ 225,643,976

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Firm Stability Insights

James S. Gallagher

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view James Stuart Gallagher's CRS (Customer Relationship Summary).

Certified licenses

Experience

WATERSTONE FINANCIAL ADVISORY LLC

J.W. COLE FINANCIAL, INC.

J. W. COLE ADVISORS, INC.

GLOBAL FINANCIAL PRIVATE CAPITAL, INC.

Primary Firm SEC Registration

WATERSTONE FINANCIAL ADVISORY LLC

State Registrations and Notice Filings

Exams

Series 65

Date: 4/29/2010

SIE

Date: 9/13/2021

Series 6TO

Date: 8/30/2021

Current Firm

WATERSTONE FINANCIAL ADVISORY LLC

Contact information

SEC notice filing (9 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

WATERSTONE FINANCIAL ADVISORY LLC

TRUST BUT VERIFY

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