Richard H Nulph

1. Safety First Retirement LLC d/b/a Safety 1st Retirement Rich is President and sole owner of Safety First Retirement LLC, doing business as Safety 1st Retirement, an insurance agency. Rich is a Pennsylvania-licensed insurance producer and devotes approximately 35 hours per week to this activity. He sells life insurance, fixed annuities, fixed indexed annuities, and single-premium immediate annuities. He does not recommend or sell variable annuities. Rich receives salary and pass-through profits from the business and may receive upfront or ongoing insurance commissions. He may also qualify for production-based non-cash benefits through Advisors Excel, including conferences, travel, lodging, meals, and similar benefits. Safety 1st Retirement may share insurance commissions with other appropriately licensed insurance personnel involved in a transaction. Investment-related: Yes. 2. Nulph Properties LLC Rich is President and sole owner of Nulph Properties LLC, a commercial real estate company formed November 27, 2018. His activities consist primarily of ownership and oversight of the company's commercial real estate interests. He devotes fewer than two hours per week to this activity, receives no salary, and may receive pass-through profits from the company. The business is separate from Rich's investment advisory activities and does not provide investment advisory services or participate in advisory recommendations made to clients. Investment-related: No. 3. CarapaceCo Rich is Vice President and a 25% owner of CarapaceCo, a company formed to distribute bullet-resistant backpack inserts. The business is currently inactive. Rich devotes negligible time to the activity and receives no compensation. CarapaceCo is unrelated to Rich's investment advisory activities and does not provide investment-related services or participate in advisory recommendations or client service. Investment-related: No.