Ryan C. Howard

626 FINANCIAL

Portage, MI 49024

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CRD#: 5704424

Professional summary

Ryan Colby Howard, who also goes by Ryan Howard, is a registered financial advisor currently at 626 FINANCIAL, LLC located in Portage, Michigan.

Ryan is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2009. Ryan has worked at 6 firms and has passed the Series 66, SIE and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Ryan Howard

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1. Licensed insurance professional; same address; less than 10% of business time

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Ryan Colby Howard's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

March 31, 2021 - Present

626 FINANCIAL, LLC

Office #1: 7950 Moorsbridge Road Suite 104, Portage, MI 49024

RIA

CRD#: 306474

Portage, MI

Past

February 22, 2018 - September 16, 2021

LPL FINANCIAL LLC

RIA

CRD#: 6413

PORTAGE, MI

Past

February 22, 2018 - September 16, 2021

LPL FINANCIAL LLC

CRD#: 6413

PORTAGE, MI

Past

April 22, 2015 - February 23, 2018

OPPENHEIMER & CO. INC.

RIA

CRD#: 249

KALAMAZOO, MI

Past

April 22, 2015 - February 23, 2018

OPPENHEIMER & CO. INC.

CRD#: 249

KALAMAZOO, MI

Past

April 3, 2014 - April 23, 2015

PNC WEALTH MANAGEMENT LLC

RIA

CRD#: 129052

BALTIMORE, MD

Past

March 5, 2014 - April 23, 2015

PNC WEALTH MANAGEMENT LLC

CRD#: 129052

BALTIMORE, MD

Past

May 16, 2011 - February 14, 2014

M&T SECURITIES, INC.

CRD#: 17358

GLEN BURNIE, MD

Past

October 1, 2009 - March 9, 2010

MML INVESTORS SERVICES, LLC

CRD#: 10409

SOUTHFIELD, MI

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

626 FINANCIAL, LLC

626 FINANCIAL | 626 FINANCIAL, LLC

CRD#: 306474 / SEC#: 801-120219

RIA

Registered Investment Advisory firm - (1/22/2021 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Michigan
(3/31/2021)

IAR

Texas
(5/18/2021)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 66

Date: 4/3/2014

Uniform Combined State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 9/30/2009

General Securities Representative Examination

Current Firm

626 FINANCIAL, LLC

626 FINANCIAL | 626 FINANCIAL, LLC

CRD#: 306474 / SEC#: 801-120219

RIA

Registered Investment Advisory firm - (1/22/2021 Approved)

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Contact information

Main Address

7950 Moorsbridge Road Suite 104, Portage, MI 49024

Mailing Address

Phone number

(269) 321-5040

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (11 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

626 FINANCIAL DISCLOSURE BROCHURE, WRAP FEE PROGRAM BROCHURE, BROCHURE SUPPLEMENTS, AND PRIVACY POLICY (3/5/2025)

Regulatory assets under management

Total Number of Accounts	1,179
AUM (Assets Under Management)	$ 326,426,686

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Ryan C. Howard

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Ryan Colby Howard's CRS (Customer Relationship Summary).

Certified licenses

Experience

LPL FINANCIAL LLC

LPL FINANCIAL LLC

OPPENHEIMER & CO. INC.

OPPENHEIMER & CO. INC.

PNC WEALTH MANAGEMENT LLC

PNC WEALTH MANAGEMENT LLC

M&T SECURITIES, INC.

MML INVESTORS SERVICES, LLC

Primary Firm SEC Registration

626 FINANCIAL, LLC

State Registrations and Notice Filings

Exams

Series 66

Date: 4/3/2014

SIE

Date: 10/1/2018

Series 7

Date: 9/30/2009

Current Firm

626 FINANCIAL, LLC

Contact information

SEC notice filing (11 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

626 FINANCIAL, LLC

TRUST BUT VERIFY

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