LH
Lance R. Howard
HOWARD FINANCIAL
Bakersfield, CA 93309
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CRD#: 5701234
LH
Professional summary
Lance Raymond Howard is a registered financial advisor currently at HOWARD FINANCIAL located in Bakersfield, California and WEALTH TEAMS ALLIANCE located in Bakersfield, California.
Lance is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2009. Lance has worked at 5 firms and has passed the Series 65 exam.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
LANCE HOWARD INSURANCE SERVICES, INC.; INVESTMENT RELATED; BAKERSFIELD, CA 93309; INSURANCE SERVICES; PRESIDENT; 04/1995; GREATER THAN 50% OF TIME SPENT IN THIS BUSINESS
GRADIENT ADVISORS, LLC; 01/2011; IAR
CRS (Client Relationship Summary) - RIA
Click below to view Lance Raymond Howard's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
January 13, 2011 - Present
HOWARD FINANCIAL
Office #1: 5401 Business Park S. #112, Bakersfield, CA 93309RIA
CRD#: 155323
Bakersfield, CA
Current
September 12, 2025 - Present
WEALTH TEAMS ALLIANCE
Office #1: 5401 Business Park S. #112, Bakersfield, CA 93309RIA
CRD#: 168907
BAKERSFIELD, CA
Past
January 7, 2011 - January 14, 2011
GRADIENT ADVISORS, LLC
RIA
CRD#: 152665
ARDEN HILLS, MN
Past
June 2, 2010 - December 31, 2010
STRATEGIC ADVISORS ALLIANCE, LLC
RIA
CRD#: 153264
BAKERSFIELD, CA
Past
February 18, 2010 - May 18, 2010
GRADIENT ADVISORS, LLC
RIA
CRD#: 152665
BAKERSFILED, CA
Past
August 3, 2009 - February 17, 2010
GRADIENT INVESTMENTS, LLC
RIA
CRD#: 141726
BAKERSFIELD, CA
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
WT
WEALTH TEAMS ALLIANCE
IA NETWORK | WEALTH TEAMS ALLIANCE INC. | WEALTH TEAMS ALLIANCE | WB CONSULTING, LLC | OAK GROVE, LLC | OAK GROVE, INC. | OAK GROVE | MORGAN ASSET MANAGEMENT
CRD#: 168907 / SEC#: 801-122977
RIA
Registered Investment Advisory firm - (1/3/2022 Approved)California
Registered Investment Advisory firm - (1/21/2023 Terminated)Colorado
Registered Investment Advisory firm - (11/9/2018 Terminated)Florida
Registered Investment Advisory firm - (12/22/2022 Terminated)Kansas
Registered Investment Advisory firm - (12/22/2022 Terminated)Michigan
Registered Investment Advisory firm - (11/16/2018 Terminated)Minnesota
Registered Investment Advisory firm - (3/13/2018 Terminated)Rhode Island
Registered Investment Advisory firm - (11/8/2018 Terminated)Texas
Registered Investment Advisory firm - (12/22/2022 Terminated)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.Highlighted states indicate IAR registrations
IAR
California(1/13/2011)
IAR
Texas(8/26/2016)
IAR
Texas(9/12/2025)
Current Firm
WT
WEALTH TEAMS ALLIANCE
IA NETWORK | WEALTH TEAMS ALLIANCE INC. | WEALTH TEAMS ALLIANCE | WB CONSULTING, LLC | OAK GROVE, LLC | OAK GROVE, INC. | OAK GROVE | MORGAN ASSET MANAGEMENT
CRD#: 168907 / SEC#: 801-122977
RIA
Registered Investment Advisory firm - (1/3/2022 Approved)California
Registered Investment Advisory firm - (1/21/2023 Terminated)Colorado
Registered Investment Advisory firm - (11/9/2018 Terminated)Florida
Registered Investment Advisory firm - (12/22/2022 Terminated)Kansas
Registered Investment Advisory firm - (12/22/2022 Terminated)Michigan
Registered Investment Advisory firm - (11/16/2018 Terminated)Minnesota
Registered Investment Advisory firm - (3/13/2018 Terminated)Rhode Island
Registered Investment Advisory firm - (11/8/2018 Terminated)Texas
Registered Investment Advisory firm - (12/22/2022 Terminated)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
15520 Rockfield Blvd Suite G, Irvine, CA 92618
Mailing Address
Phone number
(877) 282-4768
Established
Firm type
Fiscal year end
# of Employees
26
SEC notice filing (13 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 950 |
| AUM (Assets Under Management) | $ 205,554,000 |
Red Flags
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Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
WEALTH TEAMS ALLIANCE
CRD#: 168907Bakersfield, CA 93309TRUST BUT VERIFY
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