Luke D. Deboer
THE FINANCIAL PLANNING CO.
Waconia, MN
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CRD#: 5696562
Professional summary
Luke David Deboer, CFP® is a registered financial advisor currently at THE FINANCIAL PLANNING CO. located in Waconia, Minnesota.
Luke is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2009. Luke has worked at 5 firms and has passed the Series 65, Series 63, SIE, Series 7 and Series 6 exams.
Biography
Luke DeBoer has over 10 years of industry experience guiding individuals and families in multiple facets of financial planning, including investing, insurance, & employer benefits consulting. Additionally, Luke is a CERTIFIED FINANCIAL PLANNER™, and holds an MBA with a concentration in Tax from the Carlson School of Management at the University of Minnesota.
His professional career includes time at Fidelity Investments as a consultant, leading the financial wellbeing efforts for the 170,000 employees of UnitedHealth Group, and he also currently serves as a Sr. Relationship Manager at Optum Bank, specializing in HSA’s and their relationship with retirement savings.
On a personal note, Luke is married to Gina DeBoer and they have 5 children (Isabella, Veda, Judah, Lucia, Amelia), ages ranging from 2-11. They are attendees at Oakwood Community Church in Waconia. Luke is a native Minnesotan, having grown up in the Elk River area.
Question & Answer
What are your service offerings?
Retirement Planning
Employee and Employer Plan Ben...
Insurance Planning
Comprehensive Financial Planni...
Tax Planning
Investment Planning
Do you have an area of expertise or specialization?
Baby Boomers
Fixed Fee (Subscription, Retai...
Generation X
High Net Worth Client Needs
Hourly
Investment Advice without Ongo...
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
As of 03/07/2016
UnitedHealth Group - Benefits Consultant
Non-Investment Related
Located on Bren Road in Minnetonka, MN., working 40 hours per week, all during Securities Trading Hours. Duties include Project Management and Benefits Education.
As of 03/2016
The Financial Planning Co. - President, CCO
Investment Related
Located on 1043 Meadow Ln Waconia, MN 55387, working 40 hours per week, all during Securities Trading Hours. Duties include providing personal financial planning and investment management services.
CRS (Client Relationship Summary) - RIA
Click below to view Luke David Deboer's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2012
Experience
Current
April 4, 2016 - Present
THE FINANCIAL PLANNING CO.
RIA
CRD#: 283246
Waconia, MN
Past
February 12, 2021 - August 31, 2022
ORIGIN INVESTMENT ADVISORY LLC
RIA
CRD#: 305353
Waconia, MN
Past
May 3, 2013 - March 16, 2016
STRATEGIC ADVISERS LLC
RIA
CRD#: 104555
SAINT BONIFACIUS, MN
Past
January 11, 2011 - March 16, 2016
FIDELITY BROKERAGE SERVICES LLC
BD
CRD#: 7784
COVINGTON, KY
Past
August 17, 2009 - October 19, 2010
COUNTRY CAPITAL MANAGEMENT COMPANY
BD
CRD#: 12060
ELK RIVER, MN
State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.Highlighted states indicate IAR registrations
IAR
Minnesota(4/4/2016)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
Current Firm
THE FINANCIAL PLANNING CO.
DEBOER FINANCIAL | THINKING WEALTH | THE FINANCIAL PLANNING COMPANY OF MINNESTOA | THE FINANCIAL PLANNING COMPANY OF MINNESOTA | THE FINANCIAL PLANNING CO.
CRD#: 283246 / SEC#:
Minnesota
Registered Investment Advisory firm - (4/4/2016 Approved)North Carolina
Registered Investment Advisory firm - (2/2/2023 Approved)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
Waconia, MN
Mailing Address
Phone number
(763) 221-3447
Established
Firm type
Fiscal year end
# of Employees
2
Regulatory assets under management
| Total Number of Accounts | 262 |
| AUM (Assets Under Management) | $ 21,666,000 |
Exempt reporting advisers
Exempt Reporting Advisers ("ERA") are investment advisers that are not required to register as investment advisers because they rely on certain exemptions from registration under sections 203(l) and 203(m) of the Investment Advisers Act of 1940 and related rules. Certain state securities regulatory authorities have similar exemptions based on state statutes or regulations. An ERA is required to file a report using Form ADV, but does not complete all items contained in Form ADV that a registered adviser must complete. Other state securities regulatory authorities require an ERA to register as an investment adviser and file a complete Form ADV. Below are the regulators with which an ERA report is filed.
| SEC / JURISDICTION | REPORTING STATUS | EFFECTIVE DATE |
|---|---|---|
| California | ERA - Withdrawn | 12/12/2023 |
| Florida | ERA - Withdrawn | 12/12/2023 |
| Illinois | ERA - Withdrawn | 1/26/2023 |
| Michigan | ERA - Withdrawn | 12/12/2023 |
| New Jersey | ERA - Withdrawn | 12/12/2023 |
| New York | ERA - Withdrawn | 1/26/2023 |
| South Dakota | ERA - Withdrawn | 4/4/2018 |
| Texas | ERA - Withdrawn | 12/12/2023 |
| Virginia | ERA - Withdrawn | 12/12/2023 |
| Washington | ERA - Withdrawn | 12/12/2023 |
| Wisconsin | ERA - Withdrawn | 12/12/2023 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
