Terry D. Scipio
SCIPIO FINANCIAL LLC | President - Scipio Financial
SUMMERVILLE, SC 29486
CRD#: 5667572
Professional summary
Terry D Scipio, who also goes by Terry D Scipio II, Terry Delando Scipio Ii, Terry Delando Scipio, is a registered financial advisor currently at SCIPIO FINANCIAL LLC located in Summerville, South Carolina.
Terry is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2009. Terry has worked at 8 firms and has passed the Series 65, Series 63, SIE, Series 7 and Series 6 exams.
Biography
I'm an exceptional communicator, who uses stories and metaphors to explain financial concepts. I treat my clients like family and provide the same advice that I'd give to my family. I have a true passion for helping my clients, and potential clients restore a lost art… ‘Saving Money’. I know first-hand about the importance of savings; coming from a family that didn’t have a lot of resources, I learned quickly with the help of some great mentors that saving money can help change things.
I often talk to my clients about creating a systematic savings plan. This process is started by taking my clients through a thorough discovery process where we identify their mission, vision, values, and goals. This initial process helps develop the framework for constructing each plan.
My practice is focused on helping families, medical professionals, and business owners develop a comprehensive financial plan based on their core financial objectives.
If my team and I can be a resource for you, please contact me @ terry@scipiofinancial.com.
Focus: Financial Planning | Investments | Business Planning | Retirement Planning | Life Insurance | Disability Insurance | Estate Planning Strategies | 401k Rollovers
Terry Scipio is registered with and offer securities through Kovack Securities, Inc. Member FINRA/SIPC. 6451 North Federal Hwy, Suite 1201, Ft. Lauderdale, FL 33308 (954)782-4771. Advisory Services offered through Kovack Advisors, Inc., a SEC registered investment advisory firm. Scipio Financial is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc. Registered Representative may only conduct business with residents of the states and/or jurisdiction for which they are properly registered.
Question & Answer
What are your service offerings?
Retirement Planning,
Investment Management,
Financial Planning,
Individual Insurance (Life, He...
Business Planning
Do you have an area of expertise or specialization?
Cash Flow Analysis,
High Net Worth Planning,
Investment Management,
Retirement Planning,
Risk Management and Insurance ...
Small Business Planning,
College Planning
What is your minimum asset requirement?
500K
How do you get paid?
% of AUM,
Hourly Charges,
Commission
Are you a "fiduciary"?
Yes
Aliases
Terry D Scipio Ii | Terry Delando Scipio Ii | Terry Delando Scipio
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1) Licensed insurance agent; Investment-related; Same address; Insurance sales; Implementation of insurance recommendations; Approx. 10% of time during the month.
CRS (Client Relationship Summary) - RIA
Click below to view Terry D Scipio's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
February 28, 2025 - Present
SCIPIO FINANCIAL LLC
Office #1: 700 Nexton Square Drive, Summerville, SC 29486RIA
CRD#: 334402
SUMMERVILLE, SC
Past
October 20, 2022 - April 14, 2025
KOVACK ADVISORS, INC.
RIA
CRD#: 140808
Summerville, SC
Past
October 17, 2022 - April 14, 2025
KOVACK SECURITIES INC.
BD
CRD#: 44848
Summerville, SC
Past
January 3, 2022 - October 17, 2022
LPL FINANCIAL LLC
RIA
CRD#: 6413
N CHARLESTON, SC
Past
January 3, 2022 - October 17, 2022
LPL FINANCIAL LLC
BD
CRD#: 6413
N CHARLESTON, SC
Past
June 26, 2018 - January 19, 2022
PARK AVENUE SECURITIES LLC
RIA
CRD#: 46173
MT PLEASANT, SC
Past
May 24, 2018 - January 19, 2022
PARK AVENUE SECURITIES LLC
BD
CRD#: 46173
MT PLEASANT, SC
Past
April 15, 2015 - January 3, 2018
NORTHWESTERN MUTUAL INVESTMENT SERVICES, LLC
RIA
CRD#: 2881
CHARLESTON, SC
Past
July 10, 2013 - January 3, 2018
NORTHWESTERN MUTUAL INVESTMENT SERVICES, LLC
BD
CRD#: 2881
CHARLESTON, SC
Past
December 18, 2012 - March 8, 2013
NYLIFE SECURITIES LLC
BD
CRD#: 5167
N CHARLESTON, SC
Past
July 10, 2009 - December 31, 2010
PFS INVESTMENTS INC.
BD
CRD#: 10111
COLUMBIA, SC
State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.Highlighted states indicate IAR registrations
IAR
North Carolina(3/7/2025)
IAR
South Carolina(2/28/2025)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
Current Firm
SF
SCIPIO FINANCIAL LLC
SCIPIO FINANCIAL LLC
CRD#: 334402 / SEC#:
North Carolina
Registered Investment Advisory firm - (3/5/2025 Approved)South Carolina
Registered Investment Advisory firm - (2/28/2025 Approved)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
700 Nexton Square Drive, Summerville, SC 29486
Mailing Address
Phone number
(843) 830-0019
Established
Firm type
Fiscal year end
# of Employees
2
0
Red Flags
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Company Information
SCIPIO FINANCIAL LLC
President - Scipio FinancialCRD#: 334402Summerville, SC 29486TRUST BUT VERIFY
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Contact information
(xxx) xxx-xxxx
xxxxx@xxxx.xxx
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