Craig A. Joncas
PENOBSCOT FINANCIAL ADVISORS
Portland, ME 04101
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CRD#: 5630983
Professional summary
Craig Arthur Joncas, CFP® is a registered financial advisor currently at PENOBSCOT FINANCIAL ADVISORS located in Portland, Maine.
Craig is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2009. Craig has worked at 5 firms and has passed the Series 66, SIE and Series 7 exams.
Biography
Hi. I am Craig Joncas, a Certified Financial Planner™ (CFP®) who believes that EVERYONE deserves access to quality financial advice. With the help of my team at Penobscot Financial Advisors, I provide comprehensive Financial Planning and Asset Management services to individuals and families regardless of their income, assets or financial standing. I strive to develop long-term relationships with my clients, by acting as more than just their trusted advisor, but also as an educator, friend, and partner in their financial success.
Our firm specializes in working with University Professors and Professionals, as well as young professionals. We deliver Financial Planning services on a monthly fee basis and set this pricing relative to income – making our services affordable to everyone. We also perform Asset Management services on an assets under management pricing schedule. We work as Fee-Only Fiduciaries, bound to an obligation to work in the best interest of our clients.
A Maine native, I earned my degree in Business Finance from the University of Maine. Always having an interest in personal financial planning, I was fortunate to intern with Penobscot Financial Advisors during my time there. Here we are over ten years later, and I serve as the Managing Principal of that same firm. My Maine roots have ingrained the values of hard work and loyalty, which I apply every day with a strong commitment to my firm and our clients.
At work, I perform multiple roles. I am an Advisor to clients, serve on the Financial Planning, Marketing & Investment Committees, and serve as the CEO at PFA. I enjoy the variety that each day brings and working as a team to build an organization that delivers quality advice to those who need it the most. Outside of work, you’ll find me trying to improve my golf game, bowling, running, or enjoying the Maine outdoors and the changing seasons!
Question & Answer
What are your service offerings?
Estate Planning
Retirement Planning
Socially Responsible Investing
Inheritance
Comprehensive Financial Planni...
Employee and Employer Plan Ben...
Social Security Planning
Tax Planning
Insurance Planning
Life Transitions
Investment Planning
Retirement Income Management
Do you have an area of expertise or specialization?
AUM
Fixed Fee (Subscription, Retai...
Investment Advice with Ongoing...
Millennials
Retirement Plan Investment Adv...
Retirement Planning & Distribu...
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1)JONCAS PROPERTIES, LLC~NON INVESTMENT RELATED~547 OCEAN STREET, SOUTH PORTLAND, ME 04106~INVESTMENT REAL ESTATE~MEMBER-50%~DECEMBER 2014~2HRS PER MONTH~1HR PER MONTH DURING MARKET~MANAGING THE BOOKS/FINANCES AND OCCASIONAL WORK AT THE BUILDING 2)TWD Properties, LLC -51% owner of a commercial property in Banger, ME, rented to a PWM, which pays TWD rent.
CRS (Client Relationship Summary) - RIA
Click below to view Craig Arthur Joncas's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2013
Experience
Current
January 30, 2017 - Present
PENOBSCOT FINANCIAL ADVISORS
Office #1: One Monument Square Suite 501, Portland, ME 04101RIA
CRD#: 286211
Portland, ME
Past
April 16, 2014 - July 31, 2017
MID ATLANTIC FINANCIAL MANAGEMENT, INC.
RIA
CRD#: 109771
PORTLAND, ME
Past
April 16, 2014 - July 31, 2017
NEWEDGE SECURITIES, LLC
BD
CRD#: 10674
Portland, ME
Past
January 3, 2011 - April 17, 2014
VOYA FINANCIAL ADVISORS, INC.
RIA
CRD#: 2882
PORTLAND, ME
Past
January 3, 2011 - April 17, 2014
VOYA FINANCIAL ADVISORS, INC.
BD
CRD#: 2882
PORTLAND, ME
Past
August 4, 2009 - January 3, 2011
VOYA FINANCIAL PARTNERS, LLC
RIA
CRD#: 34815
BANGOR, ME
Past
July 13, 2009 - January 3, 2011
VOYA FINANCIAL PARTNERS, LLC
BD
CRD#: 34815
BANGOR, ME
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
PENOBSCOT FINANCIAL ADVISORS
PENOBSCOT FINANCIAL ADVISORS | PENOBSCOT WEALTH MANAGEMENT
CRD#: 286211 / SEC#: 801-108988
RIA
Registered Investment Advisory firm - (1/25/2017 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.Highlighted states indicate IAR registrations
IAR
Maine(1/30/2017)
IAR
Texas(6/18/2023)
Exams
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
Current Firm
PENOBSCOT FINANCIAL ADVISORS
PENOBSCOT FINANCIAL ADVISORS | PENOBSCOT WEALTH MANAGEMENT
CRD#: 286211 / SEC#: 801-108988
RIA
Registered Investment Advisory firm - (1/25/2017 Approved)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
One Monument Square Suite 501, Portland, ME 04101
Mailing Address
Phone number
(207) 990-1901
Established
Firm type
Fiscal year end
# of Employees
11
SEC notice filing (12 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 1,925 |
| AUM (Assets Under Management) | $ 434,543,021 |
Red Flags
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Company Information
PENOBSCOT FINANCIAL ADVISORS
CRD#: 286211Portland, ME 04101TRUST BUT VERIFY
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Contact information
(xxx) xxx-xxxx
