RP
Robert D. Pencil
ASSOCIATED INVESTMENT SERVICES
Neenah, WI 54956
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CRD#: 5629535
RP
Professional summary
Robert Dwane Pencil, CFP®, who also goes by Bob Dwane Pencil, Robert D Pencil, is a registered financial advisor currently at ASSOCIATED INVESTMENT SERVICES, INC. located in Neenah, Wisconsin.
Robert is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2009. Robert has worked at 9 firms and has passed the Series 66, Series 63, SIE, Series 7, Series 6 and Series 26 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Bob Dwane Pencil | Robert D Pencil
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1) INSURANCE BROKERAGE | INVESTMENT RELATED: YES | DBA NAME: | POSITION HELD: AGENT | ADDRESS: 1488 W SOUTH PARK AVE, OSHKOSH, WI 54902 | START DATE: 10/1/2020 | NATURE OF ACTIVITY: MULTI-LINE INSURANCE | APPROX HRS PER MTH: 10-25 HRS | APPROX TRADING HRS PER MTH: 10-25 HRS | DESCRIPTION OF DUTIES: INSURANCE SALES AND SERVICE FOR MULTIPLE CARRIERS INCLUDING PENN MUTUAL LIFE INSURANCE COMPANY.
CRS (Client Relationship Summary) - RIA
Click below to view Robert Dwane Pencil's CRS (Customer Relationship Summary).
CRS (Client Relationship Summary) - BD
Click below to view Robert Dwane Pencil's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2017
Experience
Current
June 5, 2023 - Present
ASSOCIATED INVESTMENT SERVICES, INC.
Office #1: 100 W Wisconsin Avenue, Neenah, WI 54956Office #2: 2701 N. Richmond Street, Appleton, WI 54911Office #3: W3122 County Road Kk, Appleton, WI 54915Office #4: 101 Park Street, New London, WI 54961RIA
BD
CRD#: 1464
Neenah, WI
Current
June 5, 2023 - Present
ASSOCIATED INVESTMENT SERVICES, INC.
Office #1: 100 W Wisconsin Avenue, Neenah, WI 54956Office #2: 2701 N. Richmond Street, Appleton, WI 54911Office #3: W3122 County Road Kk, Appleton, WI 54915Office #4: 101 Park Street, New London, WI 54961RIA
BD
CRD#: 1464
Neenah, WI
Past
November 10, 2020 - May 30, 2023
HORNOR, TOWNSEND & KENT, LLC
RIA
CRD#: 4031
OSHKOSH, WI
Past
October 7, 2020 - May 30, 2023
HORNOR, TOWNSEND & KENT, LLC
BD
CRD#: 4031
OSHKOSH, WI
Past
January 31, 2019 - October 21, 2020
ONEAMERICA SECURITIES, INC.
RIA
CRD#: 4173
Appleton, WI
Past
January 31, 2019 - October 21, 2020
ONEAMERICA SECURITIES, INC.
BD
CRD#: 4173
Appleton, WI
Past
September 5, 2017 - January 31, 2019
MWA FINANCIAL SERVICES INC.
RIA
CRD#: 112630
APPLETON, WI
Past
August 17, 2017 - January 31, 2019
MWA FINANCIAL SERVICES INC.
BD
CRD#: 112630
APPLETON, WI
Past
August 15, 2016 - July 31, 2017
FORTUNE FINANCIAL SERVICES, INC.
BD
CRD#: 42150
Appleton, WI
Past
August 6, 2015 - August 25, 2016
STONEX SECURITIES INC.
BD
CRD#: 18456
APPLETON, WI
Past
July 20, 2015 - August 3, 2017
CONCEPTUAL FINANCIAL ADVISORS, LLC
RIA
CRD#: 167513
APPLETON, WI
Past
December 10, 2014 - July 10, 2015
CUSO FINANCIAL SERVICES, L.P.
RIA
CRD#: 42132
APPLETON, WI
Past
December 10, 2014 - July 10, 2015
CUSO FINANCIAL SERVICES, L.P.
BD
CRD#: 42132
SAN DIEGO, CA
Past
June 13, 2012 - December 10, 2014
CUNA BROKERAGE SERVICES, INC.
RIA
CRD#: 13941
APPLETON, WI
Past
March 2, 2009 - December 10, 2014
CUNA BROKERAGE SERVICES, INC.
BD
CRD#: 13941
APPLETON, WI
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
ASSOCIATED INVESTMENT SERVICES, INC.
ASSOCIATED | ASSOCIATED WEALTH MANAGEMENT | ASSOCIATED INVESTMENT SERVICES, INC. | ASSOCIATED INVESTMENT SERVICES GROUP, INC. | ASSOCIATED INVESTMENT SERVICES GROUP | ASSOCIATED BANK PRIVATE WEALTH
CRD#: 1464 / SEC#: 801-71639, 8-99
RIA
Registered Investment Advisory firm - SEC (7/1/2010 Approved)Illinois
Registered Investment Advisory firm - SEC (7/1/2010 Terminated)Minnesota
Registered Investment Advisory firm - SEC (7/21/2010 Terminated)Wisconsin
Registered Investment Advisory firm - SEC (7/20/2010 Terminated)BD
Broker-Dealer Firm Regulated by FINRA (Chicago district office)
State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Florida(6/5/2023)
IAR
Florida(6/12/2023)
IAR
Minnesota(3/1/2024)
RR
Wisconsin(6/5/2023)
IAR
Wisconsin(6/5/2023)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
Principal/Supervisory Exam
SRO Registrations
RR
FINRA
Current Firm
ASSOCIATED INVESTMENT SERVICES, INC.
ASSOCIATED | ASSOCIATED WEALTH MANAGEMENT | ASSOCIATED INVESTMENT SERVICES, INC. | ASSOCIATED INVESTMENT SERVICES GROUP, INC. | ASSOCIATED INVESTMENT SERVICES GROUP | ASSOCIATED BANK PRIVATE WEALTH
CRD#: 1464 / SEC#: 801-71639, 8-99
RIA
Registered Investment Advisory firm - SEC (7/1/2010 Approved)Illinois
Registered Investment Advisory firm - SEC (7/1/2010 Terminated)Minnesota
Registered Investment Advisory firm - SEC (7/21/2010 Terminated)Wisconsin
Registered Investment Advisory firm - SEC (7/20/2010 Terminated)BD
Broker-Dealer Firm Regulated by FINRA (Chicago district office)
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Contact information
Main Address
433 Main Street, Green Bay, WI 54301-5114
Mailing Address
P.o. Box 640, Green Bay, WI 54305-0640
Phone number
(800) 595-7722
Established
Wisconsin since 03/23/1923
Firm type
Corporation
Fiscal year end
December
Firm Size
Small
# of Employees
62
SEC notice filing (19 States and Territories)
FINRA licenses (50 States and Territories)
Direct owners and executive officers
| Name | Position | CRD# |
|---|---|---|
| ASSOCIATED TRUST COMPANY, N.A. | SOLE SHAREHOLDER | |
| ARNOLD, ANDREW JAMES | DIRECTOR, TREASURER | 7744204 |
| BIESE, JUSTIN MICHAEL | PRINCIPAL, FINANCIAL REPORTING | 8134423 |
| CRAVILLION, BETH ANN | DIRECTOR OF SUPPORT SERVICES | 4770231 |
| DELOYE, DENNIS MICHAEL | DIRECTOR, BOARD OF DIRECTORS | 7555524 |
| HLADIO, JAYNE CLARA | DIRECTOR, BOARD OF DIRECTORS | 2497546 |
| HOCHHOLZER, MICHAEL ROBERT | DIRECTOR, BOARD OF DIRECTORS | 2878493 |
| KUIPERS, MICHAEL DAVID | DIRECTOR, PRESIDENT & CEO | 2436388 |
| PECORA, ANTHONY PHILIP | CHIEF COMPLIANCE OFFICER | 2975013 |
| SORENSON, HEATH WILLIAM | CHAIRMAN, BOARD OF DIRECTORS | 4528655 |
| ZANDPOUR, STEVEN SIA | DIRECTOR, BOARD OF DIRECTORS | 7174720 |
Regulatory assets under management
| Total Number of Accounts | 5,050 |
| AUM (Assets Under Management) | $ 1,000,633,569 |
Disclosures
| Regulatory Event | 2 |
| Arbitration | 2 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 08/15/2025 | ||
| 09/26/2024 | ||
| 08/21/2023 | ||
| 10/19/2022 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
