Joseph M. Kross

MANNING & NAPIER ADVISORS

Albany, NY

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CRD#: 5599328

Professional summary

Joseph M. Kross, CFP®, who also goes by J M Kross, Joe Kross, Joseph M Kross, Joseph Michael Kross, is a registered financial advisor currently at MANNING & NAPIER ADVISORS, LLC located in Albany, New York and MANNING & NAPIER INVESTOR SERVICES, INC. located in Fairport, New York.

Joseph is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2013. Joseph has worked at 5 firms and has passed the Series 65, Series 63, SIE and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

J M Kross | Joe Kross | Joseph M Kross | Joseph Michael Kross

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

EMPLOYEE AND REGISTERED INVESTMENT ADVISOR REPRESENTATIVE OF MANNING & NAPIER ADVISORS, LLC, AN AFFILIATED REGISTERED INVESTMENT ADVISOR;

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Joseph M. Kross's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 2020

Experience

Current

August 17, 2025 - Present

MANNING & NAPIER ADVISORS, LLC

RIA

CRD#: 105992

Albany, NY

Current

July 16, 2025 - Present

MANNING & NAPIER INVESTOR SERVICES, INC.

Office #1: 290 Woodcliff Drive, Fairport, NY 14450

CRD#: 26266

Fairport, NY

Past

June 15, 2023 - July 4, 2025

J.P. MORGAN SECURITIES LLC

RIA

CRD#: 79

Greenwich, CT

Past

June 15, 2023 - July 4, 2025

J.P. MORGAN SECURITIES LLC

CRD#: 79

Greenwich, CT

Past

October 26, 2021 - June 8, 2023

UBS FINANCIAL SERVICES INC.

RIA

CRD#: 8174

NEW YORK, NY

Past

February 10, 2015 - June 8, 2023

UBS FINANCIAL SERVICES INC.

CRD#: 8174

NEW YORK, NY

Past

April 30, 2013 - December 9, 2014

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

CRD#: 7691

PENNINGTON, NJ

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

MANNING & NAPIER ADVISORS, LLC

MANNING & NAPIER ADVISORS INC | MANNING & NAPIER ADVISORS, LLC

CRD#: 105992 / SEC#: 801-10733

RIA

Registered Investment Advisory firm - (6/4/1975 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

California
(7/16/2025)

Connecticut
(7/16/2025)

Delaware
(7/16/2025)

District of Columbia
(7/16/2025)

IAR

Florida
(8/28/2025)

Illinois
(7/16/2025)

Maine
(7/16/2025)

Maryland
(7/16/2025)

Massachusetts
(7/16/2025)

New Hampshire
(7/16/2025)

New Jersey
(7/16/2025)

New York
(7/16/2025)

IAR

New York
(8/17/2025)

North Carolina
(7/16/2025)

Ohio
(7/16/2025)

Pennsylvania
(7/16/2025)

Virginia
(7/16/2025)

Washington
(7/16/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 65

Date: 7/29/2017

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 6/10/2013

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 4/29/2013

General Securities Representative Examination

SRO Registrations

FINRA

Current Firm

MANNING & NAPIER ADVISORS, LLC

MANNING & NAPIER ADVISORS INC | MANNING & NAPIER ADVISORS, LLC

CRD#: 105992 / SEC#: 801-10733

RIA

Registered Investment Advisory firm - (6/4/1975 Approved)

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Contact information

Main Address

290 Woodcliff Drive, Fairport, NY 14450

Mailing Address

Phone number

(585) 325-6880

Established

Firm type

Fiscal year end

# of Employees

200

SEC notice filing (53 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

MNA ADV PART 2A WEALTH MANAGEMENT (9/12/2025)

MNA WM ENVESTNET FORM ADV PART 2A (9/12/2025)

MNA PART 2A ASSET MANAGEMENT (6/18/2025)

Regulatory assets under management

Total Number of Accounts	4,279
AUM (Assets Under Management)	$ 18,406,580,736

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
10/27/2025	Cover Page	Report
12/23/2024	Cover Page	Report
12/21/2023	Cover Page	Report
11/21/2022	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Joseph M. Kross

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Joseph M. Kross's CRS (Customer Relationship Summary).

Certified licenses

Experience

MANNING & NAPIER INVESTOR SERVICES, INC.

J.P. MORGAN SECURITIES LLC

J.P. MORGAN SECURITIES LLC

UBS FINANCIAL SERVICES INC.

UBS FINANCIAL SERVICES INC.

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

Primary Firm SEC Registration

MANNING & NAPIER ADVISORS, LLC

State Registrations and Notice Filings

Exams

Series 65

Date: 7/29/2017

Series 63

Date: 6/10/2013

SIE

Date: 10/1/2018

Series 7

Date: 4/29/2013

FINRA

Current Firm

MANNING & NAPIER ADVISORS, LLC

Contact information

SEC notice filing (53 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Accountant surprise examination report

Red Flags

Company Information

MANNING & NAPIER ADVISORS, LLC

TRUST BUT VERIFY

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