David I. Lutz

LIFEGUIDE FINANCIAL ADVISORS

Mechanicsburg, PA 17055

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CRD#: 5355724

Professional summary

David Isaac Lutz, CFP®, who also goes by Zak Lutz, is a registered financial advisor currently at LIFEGUIDE FINANCIAL ADVISORS, LLC located in Mechanicsburg, Pennsylvania.

David is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2007. David has worked at 2 firms and has passed the Series 66, SIE and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Zak Lutz

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1) PSALMS241, LLC; investment-related; same address; rental property business; shareholder and member; since 01/2021; approximately 4 hours per month; management decisions for LLC

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view David Isaac Lutz's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 2011

Experience

Current

November 7, 2016 - Present

LIFEGUIDE FINANCIAL ADVISORS, LLC

Office #1: 400 W Main St., Mechanicsburg, PA 17055Office #2: 1014 West Main Street Suite 3a, Mount Joy, PA 17552

RIA

CRD#: 284842

Mechanicsburg, PA

Past

August 29, 2007 - November 29, 2016

CONCOURSE FINANCIAL GROUP SECURITIES, INC.

RIA

CRD#: 15708

MECHANICSBURG, PA

Past

July 26, 2007 - November 29, 2016

CONCOURSE FINANCIAL GROUP SECURITIES, INC.

CRD#: 15708

MECHANICSBURG, PA

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

LIFEGUIDE FINANCIAL ADVISORS, LLC

LIFEGUIDE FINANCIAL ADVISORS | LIFEGUIDE FINANCIAL ADVISORS, LLC

CRD#: 284842 / SEC#: 801-108442

RIA

Registered Investment Advisory firm - (9/28/2016 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Pennsylvania
(11/7/2016)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 66

Date: 8/27/2007

Uniform Combined State Law Examination

General Industry/Product Exam

SIE

Date: 11/29/2016

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 7/25/2007

General Securities Representative Examination

Current Firm

LIFEGUIDE FINANCIAL ADVISORS, LLC

LIFEGUIDE FINANCIAL ADVISORS | LIFEGUIDE FINANCIAL ADVISORS, LLC

CRD#: 284842 / SEC#: 801-108442

RIA

Registered Investment Advisory firm - (9/28/2016 Approved)

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Contact information

Main Address

400 W Main St., Mechanicsburg, PA 17055

Mailing Address

Phone number

(717) 796-1700

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (8 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

LIFEGUIDE DISCLOSURE BROCHURE, WRAP FEE PROGRAM BROCHURE AND BROCHURE SUPPLEMENTS (11/4/2025)

Regulatory assets under management

Total Number of Accounts	2,524
AUM (Assets Under Management)	$ 455,567,293

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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David I. Lutz

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view David Isaac Lutz's CRS (Customer Relationship Summary).

Certified licenses

Experience

LIFEGUIDE FINANCIAL ADVISORS, LLC

CONCOURSE FINANCIAL GROUP SECURITIES, INC.

CONCOURSE FINANCIAL GROUP SECURITIES, INC.

Primary Firm SEC Registration

LIFEGUIDE FINANCIAL ADVISORS, LLC

State Registrations and Notice Filings

Exams

Series 66

Date: 8/27/2007

SIE

Date: 11/29/2016

Series 7

Date: 7/25/2007

Current Firm

LIFEGUIDE FINANCIAL ADVISORS, LLC

Contact information

SEC notice filing (8 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

LIFEGUIDE FINANCIAL ADVISORS, LLC

TRUST BUT VERIFY

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