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Phyllis Gessert Garratt

Phyllis G. Garratt

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CRD#: 5311157
Phyllis Gessert Garratt

Professional summary


Being a previously registered professional could mean that this person is no longer operating under the supervision of the SEC or FINRA.

That means that the Securities and Exchange Commission may not be able to oversee the services that this specific professional is providing.

Phyllis Gessert Garratt, CFP®, who also goes by Phyllis Adele Ezell, Phyllis Adele Gessert, was a registered financial professional .

Phyllis is a previously registered financial professional and started their career in finance in 2007. Phyllis had worked at 2 firms and has passed the Series 65 exam.

top-8-questions

Question & Answer


Are you a "fiduciary"?
No

Aliases


Phyllis Adele Ezell | Phyllis Adele Gessert

Other business activities


Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.

Blog Corner


CRS (Client Relationship Summary)


The CRS(Customer Relationship Summary) document is not provided.

Certified licenses


Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®

Experience


Past

March 25, 2009 - April 3, 2023

MERITAS WEALTH MANAGEMENT, LLC

RIA
CRD#: 148565
Piedmont, SC
Past

June 25, 2007 - January 13, 2009

WILLOW CREEK WEALTH MANAGEMENT, INC.

RIA
CRD#: 109240
SEBASTOPOL, CA

Primary Firm SEC Registration


This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
MW
MERITAS WEALTH MANAGEMENT, LLC
CLARKE FINANCIAL | MERITAS WEALTH MANAGEMENT, LLC | CLARKE, GREGG, ERIC | CLARKE, GREGG

CRD#: 148565 / SEC#: 801-69687

RIA
Registered Investment Advisory firm - (10/29/2008 Approved)

State Registrations and Notice Filings


Listed states reflect where the advisor is authorized to serve clients under state regulations.

Visual representation of state registrations

This advisor is not registered in any state.

Exams


State Security Law Exam
IAR
Series 65
Date: 6/22/2007
Uniform Investment Adviser Law Examination

Current Firm


MW
MERITAS WEALTH MANAGEMENT, LLC
CLARKE FINANCIAL | MERITAS WEALTH MANAGEMENT, LLC | CLARKE, GREGG, ERIC | CLARKE, GREGG

CRD#: 148565 / SEC#: 801-69687

RIA
Registered Investment Advisory firm - (10/29/2008 Approved)
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Contact information


Main Address
3950 Civic Center Drive Suite 210, San Rafael, CA 94903
Mailing Address
Phone number
(415) 300-4560
Established
Firm type
Fiscal year end
# of Employees
12

SEC notice filing (6 States and Territories)


Blank US states mapAlaskaHawaiiAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWisconsinWest VirginiaWyoming

Documents


Customer Relationship Summary (CRS / SEC)Latest Form ADV

Part 2 Brochures

MERITAS WEALTH MANAGEMENT ADV PART 2A MARCH 2025 (3/18/2025)

Regulatory assets under management


Total Number of Accounts933
AUM (Assets Under Management)$ 533,826,660

Accountant surprise examination report


Filing DateForm ADV-E CoverForm ADV-E Report
01/28/2025
Cover Page
07/28/2023
11/23/2022

Red Flags


Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information


MERITAS WEALTH MANAGEMENT, LLC

CRD#: 148565

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