Steven A. Starnes
FIDUCIARY FINANCIAL ADVISORS
Grand Rapids, MI 49503
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CRD#: 5229609
Professional summary
Steven Andrew Starnes, CFP® is a registered financial advisor currently at FIDUCIARY FINANCIAL ADVISORS located in Grand Rapids, Michigan.
Steven is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2006. Steven has worked at 4 firms and has passed the Series 65 exam.
Question & Answer
What are your service offerings?
Investment Planning
Retirement Planning
Elder Care
Inheritance
Estate Planning
Comprehensive Financial Planni...
Education Planning
Tax Planning
Do you have an area of expertise or specialization?
Business Owners
Charitable Giving
Estate & Generational Planning...
Investment Advice with Ongoing...
Retirement Planning & Distribu...
Socially Responsible Investmen...
What is your minimum asset requirement?
1M
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.
CRS (Client Relationship Summary) - RIA
Click below to view Steven Andrew Starnes's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2007
Experience
Current
April 2, 2024 - Present
FIDUCIARY FINANCIAL ADVISORS
Office #1: 124 Fulton St. East Suite 200, Grand Rapids, MI 49503RIA
CRD#: 172103
Grand Rapids, MI
Past
July 28, 2015 - April 1, 2024
GRAND WEALTH MANAGEMENT, LLC
RIA
CRD#: 132137
GRAND RAPIDS, MI
Past
June 30, 2012 - April 24, 2015
SAVANT WEALTH MANAGEMENT
RIA
CRD#: 107271
MCLEAN, VA
Past
October 25, 2006 - July 27, 2012
THE MONITOR GROUP, INC.
RIA
CRD#: 109589
MCLEAN, VA
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
FF
FIDUCIARY FINANCIAL ADVISORS
ACTION POINT FINANCIAL PLANNING, LLC | LUMINOUS MONEY | FIDUCIARY FINANCIAL ADVISORS
CRD#: 172103 / SEC#: 801-120619
RIA
Registered Investment Advisory firm - (3/26/2021 Approved)Michigan
Registered Investment Advisory firm - (5/13/2021 Terminated)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.Highlighted states indicate IAR registrations
IAR
Michigan(4/2/2024)
IAR
Texas(4/2/2024)
Current Firm
FF
FIDUCIARY FINANCIAL ADVISORS
ACTION POINT FINANCIAL PLANNING, LLC | LUMINOUS MONEY | FIDUCIARY FINANCIAL ADVISORS
CRD#: 172103 / SEC#: 801-120619
RIA
Registered Investment Advisory firm - (3/26/2021 Approved)Michigan
Registered Investment Advisory firm - (5/13/2021 Terminated)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
124 Fulton St. East Suite 200, Grand Rapids, MI 49503
Mailing Address
Phone number
(616) 622-3062
Established
Firm type
Fiscal year end
# of Employees
38
SEC notice filing (25 States and Territories)
Documents
Regulatory assets under management
| Total Number of Accounts | 2,035 |
| AUM (Assets Under Management) | $ 1,165,890,928 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 09/02/2025 | ||
| 10/16/2024 |
Red Flags
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Company Information
FIDUCIARY FINANCIAL ADVISORS
CRD#: 172103Grand Rapids, MI 49503TRUST BUT VERIFY
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