James S. Downing

MCF ADVISORS

Lexington, KY 40507

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CRD#: 5226873

Professional summary

James Scott Downing, CFP®, who also goes by James S Downing, is a registered financial advisor currently at MCF ADVISORS, LLC located in Lexington, Kentucky.

James is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2006. James has worked at 4 firms and has passed the Series 66, Series 63, SIE, Series 7 and Series 6 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

James S Downing

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view James Scott Downing's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 2020

Experience

Current

January 5, 2017 - Present

MCF ADVISORS, LLC

Office #1: 333 West Vine Street Suite 1740, Lexington, KY 40507

RIA

CRD#: 130372

Lexington, KY

Past

December 4, 2015 - December 31, 2016

MCF ADVISORS, LLC

RIA

CRD#: 130372

Lexington, KY

Past

November 9, 2011 - October 13, 2015

ON INVESTMENT MANAGEMENT CO

RIA

CRD#: 105662

LEXINGTON, KY

Past

September 24, 2011 - October 13, 2015

THE O.N. EQUITY SALES COMPANY

CRD#: 2936

LEXINGTON, KY

Past

October 26, 2006 - June 18, 2008

VANGUARD MARKETING CORPORATION

CRD#: 7452

MALVERN, PA

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

MCF ADVISORS, LLC

D/B/A MCF | MCF ADVISORS, LLC | D/B/A MCF PRIVATE INVESTMENTS | D/B/A MCF INSTITUTIONAL

CRD#: 130372 / SEC#: 801-62765

RIA

Registered Investment Advisory firm - (2/6/2004 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Kentucky
(1/5/2017)

IAR

Missouri
(1/5/2017)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 66

Date: 11/7/2011

Uniform Combined State Law Examination

State Security Law Exam

Series 63

Date: 11/2/2006

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/13/2015

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 9/23/2011

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 10/25/2006

Investment Company Products/Variable Contracts Representative Examination

Current Firm

MCF ADVISORS, LLC

D/B/A MCF | MCF ADVISORS, LLC | D/B/A MCF PRIVATE INVESTMENTS | D/B/A MCF INSTITUTIONAL

CRD#: 130372 / SEC#: 801-62765

RIA

Registered Investment Advisory firm - (2/6/2004 Approved)

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Contact information

Main Address

333 West Vine Street Suite 1740, Lexington, KY 40507

Mailing Address

Phone number

(859) 967-0999

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (19 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

MCF FORM ADV PART 2A (10/6/2025)

Regulatory assets under management

Total Number of Accounts	5,193
AUM (Assets Under Management)	$ 3,329,345,692

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
02/10/2025	Cover Page	Report
01/31/2024	Cover Page	Report
01/11/2023	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

James S. Downing

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view James Scott Downing's CRS (Customer Relationship Summary).

Certified licenses

Experience

MCF ADVISORS, LLC

ON INVESTMENT MANAGEMENT CO

THE O.N. EQUITY SALES COMPANY

VANGUARD MARKETING CORPORATION

Primary Firm SEC Registration

MCF ADVISORS, LLC

State Registrations and Notice Filings

Exams

Series 66

Date: 11/7/2011

Series 63

Date: 11/2/2006

SIE

Date: 10/13/2015

Series 7

Date: 9/23/2011

Series 6

Date: 10/25/2006

Current Firm

MCF ADVISORS, LLC

Contact information

SEC notice filing (19 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Accountant surprise examination report

Red Flags

Company Information

MCF ADVISORS, LLC

TRUST BUT VERIFY

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