Joanna Espasas

TIEMPO CAPITAL PARTNERS

MIAMI, FL 33133

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CRD#: 5163739

Professional summary

Joanna Espasas, who also goes by Joanna Espasas Alemany, Joanna Alemany Espasas, is a registered financial advisor currently at TIEMPO CAPITAL PARTNERS located in Miami, Florida.

Joanna is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2012. Joanna has worked at 6 firms and has passed the Series 66, SIE and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Joanna Espasas Alemany | Joanna Alemany Espasas

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

Entity Name: South Two Seven Lofts Condo Association Investment related: Yes "Address: 3001 SW 27th Ave Coconut Grove, FL 33133" Nature of the other business: Condo Association Position/Title/Relationship: Board Member Start Date: 05/01/2019 Approximate # of hours a month: 0-10 Approximate # of hours during securities trading hours: 0 Briefly describe your duties: I am the Treasurer of the Condominium Board Association. There are currently 3 Board Members and check approval is required by 2 of the 3 members. Additionally we have an outside accounting firm & property manager. The condominium has 30 units including 2 small commercial units.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Joanna Espasas's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

June 26, 2025 - Present

TIEMPO CAPITAL PARTNERS

Office #1: 2665 S Bayshore Drive Suite 440, Miami, FL 33133

RIA

CRD#: 329367

MIAMI, FL

Past

May 24, 2021 - June 9, 2025

J.P. MORGAN SECURITIES LLC

RIA

CRD#: 79

Miami, FL

Past

May 18, 2021 - June 9, 2025

J.P. MORGAN SECURITIES LLC

CRD#: 79

Miami, FL

Past

April 12, 2017 - May 5, 2021

RAYMOND JAMES & ASSOCIATES, INC.

RIA

CRD#: 705

Miami, FL

Past

April 11, 2017 - May 5, 2021

RAYMOND JAMES & ASSOCIATES, INC.

CRD#: 705

Miami, FL

Past

September 22, 2016 - February 23, 2017

WELLS FARGO CLEARING SERVICES, LLC

RIA

CRD#: 19616

CORAL GABLES, FL

Past

September 21, 2016 - February 23, 2017

WELLS FARGO CLEARING SERVICES, LLC

CRD#: 19616

CORAL GABLES, FL

Past

August 12, 2015 - September 30, 2016

UBS FINANCIAL SERVICES INC.

RIA

CRD#: 8174

MIAMI, FL

Past

August 21, 2014 - September 30, 2016

UBS FINANCIAL SERVICES INC.

CRD#: 8174

MIAMI, FL

Past

July 4, 2012 - June 13, 2014

POPULAR SECURITIES, LLC

CRD#: 8096

SAN JUAN, PR

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

TIEMPO CAPITAL PARTNERS

TIEMPO CAPITAL PARTNERS | TIEMPO CAPITAL PARTNERS, LLC

CRD#: 329367 / SEC#: 801-129298

RIA

Registered Investment Advisory firm - (1/4/2024 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Florida
(6/26/2025)

IAR

Puerto Rico
(7/8/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 66

Date: 8/10/2015

Uniform Combined State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 7/3/2012

General Securities Representative Examination

Current Firm

TIEMPO CAPITAL PARTNERS

TIEMPO CAPITAL PARTNERS | TIEMPO CAPITAL PARTNERS, LLC

CRD#: 329367 / SEC#: 801-129298

RIA

Registered Investment Advisory firm - (1/4/2024 Approved)

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Contact information

Main Address

2665 S Bayshore Drive Suite 440, Miami, FL 33133

Mailing Address

Phone number

(786) 885-2120

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (2 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

TIEMPO CAPITAL PARTNERS BROCHURE (9/24/2025)

Regulatory assets under management

Total Number of Accounts	27
AUM (Assets Under Management)	$ 507,955,588

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
05/28/2025	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Joanna Espasas

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Joanna Espasas's CRS (Customer Relationship Summary).

Certified licenses

Experience

J.P. MORGAN SECURITIES LLC

J.P. MORGAN SECURITIES LLC

RAYMOND JAMES & ASSOCIATES, INC.

RAYMOND JAMES & ASSOCIATES, INC.

WELLS FARGO CLEARING SERVICES, LLC

WELLS FARGO CLEARING SERVICES, LLC

UBS FINANCIAL SERVICES INC.

UBS FINANCIAL SERVICES INC.

POPULAR SECURITIES, LLC

Primary Firm SEC Registration

TIEMPO CAPITAL PARTNERS

State Registrations and Notice Filings

Exams

Series 66

Date: 8/10/2015

SIE

Date: 10/1/2018

Series 7

Date: 7/3/2012

Current Firm

TIEMPO CAPITAL PARTNERS

Contact information

SEC notice filing (2 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Accountant surprise examination report

Red Flags

Company Information

TIEMPO CAPITAL PARTNERS

TRUST BUT VERIFY

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