Frances M. Fuentes

UNIVERSAL FINANCIAL SERVICES

Guaynabo, PR 00968

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CRD#: 5162218

Professional summary

Frances M Fuentes is a registered financial professional currently at UNIVERSAL FINANCIAL SERVICES INC. located in Guaynabo, .

Frances is registered as a RR (Registered Representative) and started their career in finance in 2006. Frances has worked at 3 firms and has passed the Series 63, SIE, Series 7 and Series 6 exams.

Question & Answer

Are you a "fiduciary"?

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - BD

Click below to view Frances M Fuentes's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

June 14, 2013 - Present

UNIVERSAL FINANCIAL SERVICES INC.

Office #1: Calle 1 Lote 10 Metro Office Park, Guaynabo, PR 00968Office #2: Metro Office Park Street 1 Lot 10 3rd Floor, Guaynabo, PR 00968

RIA

CRD#: 131558

Guaynabo, PR

Past

June 29, 2009 - December 31, 2012

MFS FUND DISTRIBUTORS, INC.

CRD#: 31052

BOSTON, MA

Past

August 21, 2006 - June 19, 2009

SUN LIFE FINANCIAL DISTRIBUTORS, INC.

CRD#: 5496

BOSTON, MA

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

UNIVERSAL FINANCIAL SERVICES INC.

CRD#: 131558 / SEC#: 801-121280, 8-66481

RIA

Registered Investment Advisory firm - SEC (5/21/2021 Approved)

Broker-Dealer Firm Regulated by FINRA (Florida district office)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Puerto Rico
(6/14/2013)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

Series 63

Date: 10/20/2006

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 8/18/2009

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 8/19/2006

Investment Company Products/Variable Contracts Representative Examination

SRO Registrations

FINRA

Current Firm

UNIVERSAL FINANCIAL SERVICES INC.

CRD#: 131558 / SEC#: 801-121280, 8-66481

RIA

Registered Investment Advisory firm - SEC (5/21/2021 Approved)

Broker-Dealer Firm Regulated by FINRA (Florida district office)

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Contact information

Main Address

Calle 1 Lote 10 Calle 1 Lote 10, Guaynabo, PR 00968

Mailing Address

Po Box 2171, San Juan, PR 00922-2171

Phone number

(787) 706-7095

Established

Puerto Rico since 03/05/2004

Firm type

Corporation

Fiscal year end

December

Firm Size

Small

# of Employees

SEC notice filing (1 States and Territories)

FINRA licenses (1 States and Territories)

Documents

Customer Relationship Summary (CRS / FINRA)

Latest Form ADV

Direct owners and executive officers

Name	Position	CRD#
UNIVERSAL GROUP, INC	OWNER
BENITEZ-ULMER, JOSE CARLOS	EXECUTIVE REPRESENTATIVE, FINOP	2919918
MARTINEZ-RIVERA, NANCY IVETTE	CHIEF COMPLIANCE OFFICER	4659151
MIRANDA, MONIQUE	DIRECTOR
RAMIREZ BERMUDEZ, OSVALDO	CHIEF RISK OFFICER

Regulatory assets under management

Total Number of Accounts	1
AUM (Assets Under Management)	$ 337,465,712

Red Flags

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Check for any disclosures as part of your thorough research when choosing an advisor.

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Firm Stability Insights

Frances M. Fuentes

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - BD

Click below to view Frances M Fuentes's CRS (Customer Relationship Summary).

Certified licenses

Experience

MFS FUND DISTRIBUTORS, INC.

SUN LIFE FINANCIAL DISTRIBUTORS, INC.

Primary Firm SEC Registration

UNIVERSAL FINANCIAL SERVICES INC.

State Registrations and Notice Filings

Exams

Series 63

Date: 10/20/2006

SIE

Date: 10/1/2018

Series 7

Date: 8/18/2009

Series 6

Date: 8/19/2006

FINRA

Current Firm

UNIVERSAL FINANCIAL SERVICES INC.

Contact information

SEC notice filing (1 States and Territories)

FINRA licenses (1 States and Territories)

Documents

Direct owners and executive officers

Regulatory assets under management

Red Flags

Company Information

UNIVERSAL FINANCIAL SERVICES INC.

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