Nathan J. Gaherty

SCHWAB WEALTH ADVISORY

Minneapolis, MN 55439

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CRD#: 5011789

Professional summary

Nathan J. Gaherty, CFP®, who also goes by Nathan John Gaherty, Nathan Gaherty, Nate Gaherty, Nathan J Gaherty, is a registered financial advisor currently at SCHWAB WEALTH ADVISORY, INC. located in Minneapolis, Minnesota and CHARLES SCHWAB & CO., INC. located in Minneapolis, Minnesota.

Nathan is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2005. Nathan has worked at 10 firms and has passed the Series 66, Series 52TO, SIE, Series 3, Series 7, Series 53, Series 24, Series 4, Series 10 and Series 9 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Nathan John Gaherty | Nathan Gaherty | Nate Gaherty | Nathan J Gaherty

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Nathan J. Gaherty's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Experience

Current

July 29, 2025 - Present

SCHWAB WEALTH ADVISORY, INC.

Office #1: 7825 Washington Ave. S. 5th Floor, Minneapolis, MN 55439

RIA

CRD#: 159035

Minneapolis, MN

Current

July 29, 2025 - Present

CHARLES SCHWAB & CO., INC.

Office #1: 7825 Washington Ave. S. 5th Floor, Minneapolis, MN 55439

RIA

CRD#: 5393

Minneapolis, MN

Past

March 31, 2025 - July 17, 2025

STRATEGIC ADVISERS LLC

RIA

CRD#: 104555

MINNEAPOLIS, MN

Past

January 24, 2024 - March 31, 2025

FIDELITY PERSONAL AND WORKPLACE ADVISORS

RIA

CRD#: 288590

OAKDALE, MN

Past

January 22, 2024 - July 17, 2025

FIDELITY BROKERAGE SERVICES LLC

CRD#: 7784

OAKDALE, MN

Past

June 23, 2023 - December 20, 2023

TD AMERITRADE, INC.

CRD#: 7870

OMAHA, NE

Past

May 11, 2023 - January 10, 2024

CHARLES SCHWAB & CO., INC.

RIA

CRD#: 5393

Edina, MN

Past

May 11, 2023 - January 10, 2024

CHARLES SCHWAB & CO., INC.

CRD#: 5393

Edina, MN

Past

January 10, 2023 - April 27, 2023

EDWARD JONES

RIA

CRD#: 250

MINNEAPOLIS, MN

Past

January 10, 2023 - April 27, 2023

EDWARD JONES

CRD#: 250

MINNEAPOLIS, MN

Past

January 19, 2022 - November 15, 2022

THE MATHER GROUP, LLC

RIA

CRD#: 156005

Minneapolis, MN

Past

April 6, 2012 - August 5, 2016

OPTIONSXPRESS, INC.

CRD#: 103849

Lone Tree, CO

Past

December 8, 2008 - January 9, 2022

CHARLES SCHWAB & CO., INC.

RIA

CRD#: 5393

Edina, MN

Past

December 8, 2008 - January 9, 2022

CHARLES SCHWAB & CO., INC.

CRD#: 5393

Edina, MN

Past

January 11, 2006 - October 2, 2008

AMERIPRISE FINANCIAL SERVICES, LLC

RIA

CRD#: 6363

DUBUQUE, IA

Past

November 15, 2005 - October 2, 2008

AMERIPRISE FINANCIAL SERVICES, LLC

CRD#: 6363

DUBUQUE, IA

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

SCHWAB WEALTH ADVISORY, INC.

SCHWAB PRIVATE CLIENT INVESTMENT ADVISORY, INC. | SCHWAB WEALTH ADVISORY, INC.

CRD#: 159035 / SEC#: 801-72795

RIA

Registered Investment Advisory firm - (12/9/2011 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Arizona
(11/18/2025)

California
(1/16/2026)

Colorado
(8/16/2025)

Florida
(8/23/2025)

Illinois
(9/25/2025)

Iowa
(8/16/2025)

Kansas
(8/16/2025)

Minnesota
(7/29/2025)

IAR

Minnesota
(7/29/2025)

Missouri
(8/16/2025)

Nebraska
(8/16/2025)

New York
(2/3/2026)

North Carolina
(12/9/2025)

Oklahoma
(8/16/2025)

Oregon
(11/20/2025)

Texas
(12/11/2025)

Utah
(1/3/2026)

Washington
(9/25/2025)

Wisconsin
(8/16/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 66

Date: 1/9/2006

Uniform Combined State Law Examination

General Industry/Product Exam

Series 52TO

Date: 1/10/2023

Municipal Securities Representative Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 3

Date: 5/9/2013

National Commodity Futures Examination

General Industry/Product Exam

Series 7

Date: 11/14/2005

General Securities Representative Examination

Principal/Supervisory Exam

Series 53

Date: 3/3/2016

Municipal Securities Principal Examination

Principal/Supervisory Exam

Series 24

Date: 12/9/2015

General Securities Principal Examination

Principal/Supervisory Exam

Series 4

Date: 5/23/2014

Registered Options Principal Examination

Principal/Supervisory Exam

Series 10

Date: 6/23/2010

General Securities Sales Supervisor - General Module Examination

Principal/Supervisory Exam

Series 9

Date: 5/27/2010

General Securities Sales Supervisor - Options Module Examination

SRO Registrations

FINRA

SRO Registrations

Nasdaq Stock Market

Current Firm

SCHWAB WEALTH ADVISORY, INC.

SCHWAB PRIVATE CLIENT INVESTMENT ADVISORY, INC. | SCHWAB WEALTH ADVISORY, INC.

CRD#: 159035 / SEC#: 801-72795

RIA

Registered Investment Advisory firm - (12/9/2011 Approved)

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Contact information

Main Address

9800 Schwab Way, Lone Tree, CO 80124

Mailing Address

Phone number

(415) 667-7000

Established

Firm type

Fiscal year end

# of Employees

1,042

SEC notice filing (53 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

SCHWAB WEALTH ADVISORY, INC. DISCLOSURE BROCHURE (12/11/2025)

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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We're Here To Help

Advisor Monitoring

Firm Stability Insights

Nathan J. Gaherty

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Nathan J. Gaherty's CRS (Customer Relationship Summary).

Certified licenses

Experience

CHARLES SCHWAB & CO., INC.

STRATEGIC ADVISERS LLC

FIDELITY PERSONAL AND WORKPLACE ADVISORS

FIDELITY BROKERAGE SERVICES LLC

TD AMERITRADE, INC.

CHARLES SCHWAB & CO., INC.

CHARLES SCHWAB & CO., INC.

EDWARD JONES

EDWARD JONES

THE MATHER GROUP, LLC

OPTIONSXPRESS, INC.

CHARLES SCHWAB & CO., INC.

CHARLES SCHWAB & CO., INC.

AMERIPRISE FINANCIAL SERVICES, LLC

AMERIPRISE FINANCIAL SERVICES, LLC

Primary Firm SEC Registration

SCHWAB WEALTH ADVISORY, INC.

State Registrations and Notice Filings

Exams

Series 66

Date: 1/9/2006

Series 52TO

Date: 1/10/2023

SIE

Date: 10/1/2018

Series 3

Date: 5/9/2013

Series 7

Date: 11/14/2005

Series 53

Date: 3/3/2016

Series 24

Date: 12/9/2015

Series 4

Date: 5/23/2014

Series 10

Date: 6/23/2010

Series 9

Date: 5/27/2010

FINRA

Nasdaq Stock Market

Current Firm

SCHWAB WEALTH ADVISORY, INC.

Contact information

SEC notice filing (53 States and Territories)

Documents

Part 2 Brochures

Red Flags

Company Information

SCHWAB WEALTH ADVISORY, INC.

TRUST BUT VERIFY

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