Thomas M. Blower

FIDUCIARY FINANCIAL ADVISORS

Grand Rapids, MI 49503

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CRD#: 4976726

Professional summary

Thomas M Blower, CFP®, who also goes by Tom Blower, is a registered financial advisor currently at FIDUCIARY FINANCIAL ADVISORS located in Grand Rapids, Michigan.

Thomas is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2005. Thomas has worked at 5 firms and has passed the Series 63, Series 7 and Series 6 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Tom Blower

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1) LICENSED LIFE INSURANCE AGENT - LESS THAN 4 HOURS PER MONTH 2) FRIENDS OF GRAND RAPIDS PARKS; NON-INVESTMENT RELATED; BOARD MEMBER; START DATE: 5/2019; 1 HOUR PER MONTH. NON PROFIT ORGANIZATION. 3) HEART OF UNITED WAY; NON-INVESTMENT RELATED; ON THE FINANCE COMMITTEE; 1 HOUR PER MONTH; NON PROFIT ORGANIZATION. 4) EAST GRANDS SCHOOLS FOUNDATION; NON-INVESTMENT RELATED; 1 HOUR PER MONTH; NON PROFIT ORGANIZATION. 5) Widowed Persons Service - Board Member; Non-Investment Related; 4 Hours per month; Non Profit Organization; Start Date: 11/2022.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Thomas M Blower's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 2010

Experience

Current

September 15, 2020 - Present

FIDUCIARY FINANCIAL ADVISORS

Office #1: 124 Fulton St. East Suite 200, Grand Rapids, MI 49503

RIA

CRD#: 172103

Grand Rapids, MI

Past

March 13, 2019 - September 9, 2020

INNOVIA WEALTH, LLC

RIA

CRD#: 289913

GRAND RAPIDS, MI

Past

January 25, 2013 - March 3, 2015

WEALTH DIMENSIONS GROUP, LTD.

RIA

CRD#: 107618

CINCINNATI, OH

Past

September 22, 2008 - June 19, 2012

OSAIC FA, INC.

RIA

CRD#: 3978

CINCINNATI, OH

Past

September 19, 2008 - June 19, 2012

OSAIC FA, INC.

CRD#: 3978

CINCINNATI, OH

Past

January 31, 2006 - September 3, 2008

MML INVESTORS SERVICES, LLC

RIA

CRD#: 10409

CINCINNATI, OH

Past

July 20, 2005 - September 3, 2008

MML INVESTORS SERVICES, LLC

CRD#: 10409

CINCINNATI, OH

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

FIDUCIARY FINANCIAL ADVISORS

ACTION POINT FINANCIAL PLANNING, LLC | LUMINOUS MONEY | FIDUCIARY FINANCIAL ADVISORS

CRD#: 172103 / SEC#: 801-120619

RIA

Registered Investment Advisory firm - (3/26/2021 Approved)

Michigan

Registered Investment Advisory firm - (5/13/2021 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Michigan
(9/15/2020)

IAR

Texas
(6/5/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

Series 63

Date: 2/7/2006

Uniform Securities Agent State Law Examination

General Industry/Product Exam

Series 7

Date: 12/21/2007

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 7/18/2005

Investment Company Products/Variable Contracts Representative Examination

Current Firm

FIDUCIARY FINANCIAL ADVISORS

ACTION POINT FINANCIAL PLANNING, LLC | LUMINOUS MONEY | FIDUCIARY FINANCIAL ADVISORS

CRD#: 172103 / SEC#: 801-120619

RIA

Registered Investment Advisory firm - (3/26/2021 Approved)

Michigan

Registered Investment Advisory firm - (5/13/2021 Terminated)

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Contact information

Main Address

124 Fulton St. East Suite 200, Grand Rapids, MI 49503

Mailing Address

Phone number

(616) 622-3062

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (25 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

PART 2A BROCHURE (8/14/2025)

Regulatory assets under management

Total Number of Accounts	2,035
AUM (Assets Under Management)	$ 1,165,890,928

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
09/02/2025	Cover Page	Report
10/16/2024	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Thomas M. Blower

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Thomas M Blower's CRS (Customer Relationship Summary).

Certified licenses

Experience

INNOVIA WEALTH, LLC

WEALTH DIMENSIONS GROUP, LTD.

OSAIC FA, INC.

OSAIC FA, INC.

MML INVESTORS SERVICES, LLC

MML INVESTORS SERVICES, LLC

Primary Firm SEC Registration

FIDUCIARY FINANCIAL ADVISORS

State Registrations and Notice Filings

Exams

Series 63

Date: 2/7/2006

Series 7

Date: 12/21/2007

Series 6

Date: 7/18/2005

Current Firm

FIDUCIARY FINANCIAL ADVISORS

Contact information

SEC notice filing (25 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Accountant surprise examination report

Red Flags

Company Information

FIDUCIARY FINANCIAL ADVISORS

TRUST BUT VERIFY

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