Dennis J. Ludwig

EFS ADVISORS

Mount Vernon, IA

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CRD#: 4903386

Professional summary

Dennis John Ludwig is a registered financial advisor currently at EFS ADVISORS located in Mount Vernon, Iowa and ADVANCED ADVISOR GROUP, LLC located in Mount Vernon, Iowa.

Dennis is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2005. Dennis has worked at 3 firms and has passed the Series 65, Series 63, SIE and Series 6 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

RESIDDENTIAL RENTAL PROPERTY, 2004-PRESENT, PROPERTY IS LOCATED IN MT. VERNON IA. RENT/ LEASE PROPERTY TO TENANTS. OWNER

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Dennis John Ludwig's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

October 1, 2008 - Present

EFS ADVISORS

RIA

CRD#: 115211

Mount Vernon, IA

Current

October 5, 2006 - Present

ADVANCED ADVISOR GROUP, LLC

RIA

CRD#: 140393

Mount Vernon, IA

Past

July 5, 2007 - March 26, 2009

ADVANCED ADVISOR GROUP, LLC

RIA

CRD#: 140393

MT. VERNON, IA

Past

February 21, 2005 - October 9, 2006

MM ASCEND LIFE INVESTOR SERVICES, LLC

CRD#: 36451

CINCINNATI, OH

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

EFS ADVISORS

EDUCATOR'S FINANCIAL SERVICES, INC. | EFS ADVISORS LLC | EFS ADVISORS

CRD#: 115211 / SEC#: 801-62857

RIA

Registered Investment Advisory firm - (3/11/2004 Approved)

Iowa

Registered Investment Advisory firm - (6/29/2004 Terminated)

North Dakota

Registered Investment Advisory firm - (7/26/2004 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

IAR

California
(3/6/2024)

Colorado
(3/6/2024)

Georgia
(3/6/2024)

IAR

Illinois
(3/7/2024)

Iowa
(10/17/2006)

IAR

Iowa
(5/14/2009)

Kentucky
(5/9/2024)

Maine
(7/9/2024)

Minnesota
(3/6/2024)

IAR

Minnesota
(3/6/2024)

IAR

Mississippi
(1/21/2025)

New York
(3/11/2024)

North Carolina
(3/6/2024)

Oregon
(3/6/2024)

IAR

Texas
(3/6/2024)

Wisconsin
(1/6/2010)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 65

Date: 9/13/2005

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 2/28/2005

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 6

Date: 2/18/2005

Investment Company Products/Variable Contracts Representative Examination

SRO Registrations

FINRA

Current Firm

EFS ADVISORS

EDUCATOR'S FINANCIAL SERVICES, INC. | EFS ADVISORS LLC | EFS ADVISORS

CRD#: 115211 / SEC#: 801-62857

RIA

Registered Investment Advisory firm - (3/11/2004 Approved)

Iowa

Registered Investment Advisory firm - (6/29/2004 Terminated)

North Dakota

Registered Investment Advisory firm - (7/26/2004 Terminated)

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Contact information

Main Address

1995 East Rum River Drive S, Cambridge, MN 55008

Mailing Address

Phone number

(763) 689-9023

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (51 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

EFS ADV PART 2 BROCHURE (3/11/2025)

Regulatory assets under management

Total Number of Accounts	29,714
AUM (Assets Under Management)	$ 2,271,853,092

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Dennis J. Ludwig

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Dennis John Ludwig's CRS (Customer Relationship Summary).

Certified licenses

Experience

ADVANCED ADVISOR GROUP, LLC

ADVANCED ADVISOR GROUP, LLC

MM ASCEND LIFE INVESTOR SERVICES, LLC

Primary Firm SEC Registration

EFS ADVISORS

State Registrations and Notice Filings

Exams

Series 65

Date: 9/13/2005

Series 63

Date: 2/28/2005

SIE

Date: 10/1/2018

Series 6

Date: 2/18/2005

FINRA

Current Firm

EFS ADVISORS

Contact information

SEC notice filing (51 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

EFS ADVISORS

TRUST BUT VERIFY

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