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Tracy Janice Torland

CFP®
PSC FINANCIAL
BLOOMINGTON, MN
·CRD# 4877954·22 years experience

Professional Summary

Tracy Janice Torland, CFP®, who also goes by Tracy Janice Lanners, is a registered financial advisor currently at PSC FINANCIAL LLC located in Bloomington, Minnesota and LPL FINANCIAL LLC located in Bloomington, Minnesota. Tracy is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2005. Tracy has worked at 2 firms and has passed the Series 63, SIE and Series 7 exams.

At a Glance

Advisory Accounts Only

Fiduciary Standard

Fee Structure

Account Minimum

Active Clients

Fiduciary Standard

Fee Structure

Account Minimum

Active Clients

Other Aliases

Tracy Janice Lanners

Blog Corner

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Videos & Posts

This advisor has not added any videos or posts yet.

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Contact Information

This advisor has not claimed their profile yet, so there is no contact information to display at this time.

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Disclosures are events reported to regulators, such as customer disputes, regulatory actions, employment separations, or financial events. Some are resolved, denied, or contested — a disclosure is not a verdict. We recommend asking an advisor directly about any disclosure on their record.

Disclosures on record.

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities. Check for any disclosures as part of your thorough research when choosing an advisor.

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Credentials

CFP®
Certified Financial Planner

Years of Experience

22 years in the financial services industry

Current & Past Employments

PSC FINANCIAL LLC·CRD# 172054
RIA
7900 International Drive Suite 1075, Bloomington, MN 55425
February 20, 2015 - Present
LPL FINANCIAL LLC·CRD# 6413
RIA
BD
7900 International Dr Ste 1075, Bloomington, MN 55425-2436
December 12, 2005 - Present
LPL FINANCIAL LLC·CRD# 6413
BD
Fort Mill, SC
April 28, 2005 - September 9, 2005

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Current Firm

PF
PSC FINANCIAL LLC

PSC FINANCIAL LLC

CRD#: 172054 / SEC#: 801-120763
RIA
Registered Investment Advisory firm - SEC (4/12/2021 Approved)
Minnesota
Registered Investment Advisory firm - Minnesota (10/21/2024 Terminated)
Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

Contact Information

Main Address

7900 International Drive Suite 1075, Bloomington, MN 55425

Phone Number

(952) 777-3955

# of Employees

3

SEC notice filing (1 States and Territories)

Registered to provide investment advisory services in 1 US states and territories.

Documents

Customer Relationship Summary (CRS / SEC)Latest Form ADV

Part 2 Brochures

DISCLOSURE BROCHURE (3/20/2026)

Regulatory Assets Under Management

Total Number of Accounts

228

AUM (Assets Under Management)

$135,074,412

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Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

(1) 12/24/2014: PSC FINANCIAL LLC - DBA FOR LPL BUSINESS (ENTITY FOR LPL BUSINESS) - IVN REL - 1550 AMERICAN BLVD. EAST, #640, BLOOMINGTON, MN 55425 - START 04/13/2014 - 160 HR/MO 130 DURING SECS TRDG HRS
(2) 03/03/2015 - PSC FINANCIAL LLC - INV REL - 7900 INTERNATIONAL DRIVE, SUITE 1075 BLOOMINGTON, MN 55425 - REGISTERED INVESTMENT ADVISOR HYBRID - (HYBRID) PSC FINANCIAL LLC - START 04/13/2014 - 130 HRS/MO DURING SECS TRDG HRS

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Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
PF
PSC FINANCIAL LLC

PSC FINANCIAL LLC

CRD#: 172054 / SEC#: 801-120763
RIA
Registered Investment Advisory firm - SEC (4/12/2021 Approved)
Minnesota
Registered Investment Advisory firm - Minnesota (10/21/2024 Terminated)
Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.
RR
indicates the advisor is registered as a Registered Representative in this state, allowing securities offerings such as stocks, bonds, and mutual funds through a broker-dealer.
RR
Florida
(6/29/2026)
RR
Minnesota
(12/12/2005)
IAR
Minnesota
(2/20/2015)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.Note:This rule does not apply to broker-dealer activity.

Exams

Financial professionals may take different exams throughout their careers based on the types of services they provide and roles they perform.

Series 63 — Uniform Securities Agent State Law Examination

Passed Mar 2005About the Series 63 exam

SIE — Securities Industry Essentials Examination

Passed Oct 2018About the SIE exam

Series 7 — General Securities Representative Examination

Passed Nov 2004About the Series 7 exam
FINRA
SRO Registrations

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CRS (Client Relationship Summary) - RIA

Click below to view Tracy Janice Torland's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

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