Joel R. Top

PLANWISER FINANCIAL

COLORADO SPRINGS, CO 80907

Some features on this profile are disabled

CRD#: 4870706

Professional summary

Joel Robert Top, who also goes by Joel Robert Top, is a registered financial advisor currently at PLANWISER FINANCIAL located in Colorado Springs, Colorado.

Joel is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2005. Joel has worked at 4 firms and has passed the Series 66, Series 63, SIE and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Joel Robert Top

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Joel Robert Top's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

August 21, 2024 - Present

PLANWISER FINANCIAL

Office #1: 3710 Sinton Road Suite 100, Colorado Springs, CO 80907

RIA

CRD#: 331675

COLORADO SPRINGS, CO

Past

February 20, 2019 - September 16, 2024

MUTUAL ADVISORS, LLC

RIA

CRD#: 167658

Colorado Springs, CO

Past

February 20, 2019 - December 2, 2019

MUTUAL SECURITIES, INC.

CRD#: 13092

Colorado Springs, CO

Past

January 25, 2007 - February 27, 2019

EDWARD JONES

RIA

CRD#: 250

COLORADO SPRINGS, CO

Past

January 1, 2005 - February 27, 2019

EDWARD JONES

CRD#: 250

COLORADO SPRINGS, CO

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

PLANWISER FINANCIAL

PLANWISER FINANCIAL | PLANWISER FINANCIAL, LLC

CRD#: 331675 / SEC#: 801-130873

RIA

Registered Investment Advisory firm - (8/5/2024 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Colorado
(8/21/2024)

IAR

Texas
(10/31/2024)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 66

Date: 1/16/2007

Uniform Combined State Law Examination

State Security Law Exam

Series 63

Date: 12/30/2004

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 12/21/2004

General Securities Representative Examination

Current Firm

PLANWISER FINANCIAL

PLANWISER FINANCIAL | PLANWISER FINANCIAL, LLC

CRD#: 331675 / SEC#: 801-130873

RIA

Registered Investment Advisory firm - (8/5/2024 Approved)

Upgrade to AdvisorCheck Premium

Get A Biweekly Pulse, AutomaticallyReceive biweekly alerts automatically. Stay informed and proactive.

Catch Firm-Level Red Flags SoonerCatch leadership changes and disclosures early, before issues escalate.

See Trends. Not Just SnapshotsMonitor firm stability metrics like AUM and advisor ratios over time.

Contact information

Main Address

3710 Sinton Road Suite 100, Colorado Springs, CO 80907

Mailing Address

Phone number

(719) 822-0808

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (7 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

PART 2A BROCHURE (1/15/2026)

Regulatory assets under management

Total Number of Accounts	907
AUM (Assets Under Management)	$ 134,106,066

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Similar Advisors

Tara Seegers

COMMONWEALTH FINANCIAL NETWORK

IAR

Colorado Springs, CO

We're Here To Help

Advisor Monitoring

Firm Stability Insights

Joel R. Top

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Joel Robert Top's CRS (Customer Relationship Summary).

Certified licenses

Experience

MUTUAL ADVISORS, LLC

MUTUAL SECURITIES, INC.

EDWARD JONES

EDWARD JONES

Primary Firm SEC Registration

PLANWISER FINANCIAL

State Registrations and Notice Filings

Exams

Series 66

Date: 1/16/2007

Series 63

Date: 12/30/2004

SIE

Date: 10/1/2018

Series 7

Date: 12/21/2004

Current Firm

PLANWISER FINANCIAL

Contact information

SEC notice filing (7 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

PLANWISER FINANCIAL

TRUST BUT VERIFY

Similar Advisors