Michael R. Testa

TAILORED WEALTH SOLUTIONS

SARATOGA SPRINGS, NY 12866

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CRD#: 4837398

Professional summary

Michael Rosario Testa is a registered financial advisor currently at TAILORED WEALTH SOLUTIONS located in Saratoga Springs, New York.

Michael is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2004. Michael has worked at 6 firms and has passed the Series 66, SIE, Series 31 and Series 7 exams.

At a Glance

Always Fiduciary

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

[INSURANCE BROKERING; APPOINTED WITH OUTSIDE CARRIERS FOR THE PURPOSE OF BROKERING NON-REGISTERED INSURANCE PRODUCTS; COMMISSIONS; 30 HOURS PER MONTH; INVESTMENT RELATED] [RENTAL PROPERTY; SOLE PROPRIETORSHIP; 866 WARREN ALBANY NY 12208; 2 HOURS PER MONTH; INVESTMENT RELATED; START DATE 03/2015] [424-426 Hudson Ave LLC; Rental property; 110 Henry St. Saratoga springs NY 12866; Start Date 08/2017; Role/Title: Owner; Investment Related; 1 hours per month; 0 hours per month during securities trading hours;property at 37-39 Parkwood St Albany NY 12208 collect rent] [Upstate Rental Group LLC; Multifamily Rental Business. Invests in Apartments to provide future cash flow. 12 W. Erie St. Albany Ny 12208; 7 highland Ct Albany Ny 12203; Start Date 08/2016; Role/Title: Officer; Investment Related; 8 hours per month; 0 hours per month during securities trading hours] [169 Myrtle LLC; Holding Corp of investment apartments; 7 Highland Ct Albany NY 12203; Start Date 01/2020; Role/Title: Owner; Investment Related; 2 hours per month; 0 hours per month during securities trading hours; Oversee operations] [OPERATING UNDER THE DBA NAME OF Tailored Wealth Solutions LLC dba Tailored Wealth Solutions FOR THE PURPOSE OF SELLING NEW YORK LIFE PRODUCTS AND SERVICES AS WELL AS BROKERING NON-REGISTERED INSURANCE PRODUCTS; INVESTMENT RELATED; Owner; SARATOGA SPRINGS, NY; START DATE: 04/2021] [SMK Vegas Duneville LLC; Passive Real estate. An investment in a passive real estate investment; 61141 s hwy 97 #605, bend, OR 97702; Start Date 09/2021; Role/Title: Passive LP investor; Investment Related; 0 hours per month; 0 hours per month during securities trading hours] [10-12 Pine Street LLC; 10 unit apartment; 10-12 Pine Street Latham, NY 12110; Start Date 02/2022; Role/Title: Owner; Investment Related; 0 hours per month; 0 hours per month during securities trading hours; collect rent]

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael Rosario Testa's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

March 16, 2026 - Present

TAILORED WEALTH SOLUTIONS

Office #1: 110 Henry St., Saratoga Springs, NY 12866

RIA

CRD#: 340266

SARATOGA SPRINGS, NY

Past

April 1, 2015 - March 20, 2026

EAGLE STRATEGIES LLC

RIA

CRD#: 110826

SARATOGA SPRINGS, NY

Past

March 19, 2015 - March 20, 2026

NYLIFE SECURITIES LLC

CRD#: 5167

SARATOGA SPRINGS, NY

Past

October 23, 2009 - March 3, 2015

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

RIA

CRD#: 7691

LATHAM, NY

Past

October 23, 2009 - March 3, 2015

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

CRD#: 7691

LATHAM, NY

Past

August 11, 2006 - October 23, 2009

BANC OF AMERICA INVESTMENT SERVICES, INC.

RIA

CRD#: 16361

LATHAM, NY

Past

August 11, 2006 - October 23, 2009

BANC OF AMERICA INVESTMENT SERVICES, INC.

CRD#: 16361

LATHAM, NY

Past

March 13, 2006 - June 7, 2006

MORGAN STANLEY DW INC.

RIA

CRD#: 7556

ALBANY, NY

Past

October 7, 2004 - June 7, 2006

MORGAN STANLEY DW INC.

CRD#: 7556

ALBANY, NY

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

New York
(3/16/2026)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 66

Date: 12/20/2004

Uniform Combined State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 31

Date: 11/19/2004

Futures Managed Funds Examination

General Industry/Product Exam

Series 7

Date: 10/5/2004

General Securities Representative Examination

Current Firm

TAILORED WEALTH SOLUTIONS

TAILORED WEALTH SOLUTIONS | TAILORED WEALTH SOLUTIONS, LLC

CRD#: 340266 / SEC#: 801-135304

RIA

Registered Investment Advisory firm - (2/6/2026 120-Day Approval)

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Contact information

Main Address

110 Henry St., Saratoga Springs, NY 12866

Mailing Address

Phone number

(518) 583-4800

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (1 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

TWS ADV2A FIRM BROCHURE (1/9/2026)

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Michael R. Testa

Professional summary

At a Glance

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael Rosario Testa's CRS (Customer Relationship Summary).

Certified licenses

Experience

EAGLE STRATEGIES LLC

NYLIFE SECURITIES LLC

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

BANC OF AMERICA INVESTMENT SERVICES, INC.

BANC OF AMERICA INVESTMENT SERVICES, INC.

MORGAN STANLEY DW INC.

MORGAN STANLEY DW INC.

State Registrations and Notice Filings

Exams

Series 66

Date: 12/20/2004

SIE

Date: 10/1/2018

Series 31

Date: 11/19/2004

Series 7

Date: 10/5/2004

Current Firm

TAILORED WEALTH SOLUTIONS

Contact information

SEC notice filing (1 States and Territories)

Documents

Part 2 Brochures

Red Flags

Company Information

TAILORED WEALTH SOLUTIONS

TRUST BUT VERIFY

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