RA
Robert L. Arroyo
CAMBRIDGE INVESTMENT RESEARCH ADVISORS
Safety Harbor, FL
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CRD#: 4818536
RA
Professional summary
Robert L Arroyo, AIF®, who also goes by Robert Louis Arroyo, is a registered financial advisor currently at CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC. located in Safety Harbor, Florida and DUNCAN FINANCIAL PLANNING ADVISORS located in Safety Harbor, Florida.
Robert is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2004. Robert has worked at 10 firms and has passed the Series 66, SIE, Series 31 and Series 7 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Robert Louis Arroyo
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1) CIRA, 1776 PLEASANT PLAIN RD, FAIRFIELD, IA, AS ADVISORY REP OF A RIA, INV REL, 160 HR/MO 120 HR/MO TRADING, 09/2021. 2) DUNCAN FINANCIAL GROUP LLC DBA DUNCAN FINANCIAL PLANNING ADVISORS, 22 Hickory Lane, Safety Harbor FL 34695, 10/2023, Investment Advisor Representative, Financial Planning and Consulting for a fee, INV REL, 8 HR/MO - 8 HR/MO TRADING 3) ROBERT ARROYO ENTERPRISES INC DBA RLA FINANCIAL, SAFETY HARBOR FL 34695, 04/2009, INDEPENDENT INSURANCE AGENT FOR VARIOUS INDEPENDENT INSURANCE AGENCIES, INV REL, 16 HR/MO 16 HR/MO TRADING 4) HATTERAS ENTERPRISES INC, SAFTEY HARBOR FL 34695, 07/1995, OWNER, VENDING MACHINE DISTRIBUTION, NIR, 16 HR/MO 0 HR/MO TRADING
CRS (Client Relationship Summary) - RIA
Click below to view Robert L Arroyo's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
Experience
Current
September 8, 2021 - Present
CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.
Office #2: 2451 Mcmullen Booth Road, Suite 268, Clearwater, FL 33759RIA
CRD#: 134139
Safety Harbor, FL
Current
October 30, 2023 - Present
DUNCAN FINANCIAL PLANNING ADVISORS
Office #1: 22 Hickory Lane, Safety Harbor, FL 34695RIA
CRD#: 309454
Safety Harbor, FL
Current
September 3, 2021 - Present
CAMBRIDGE INVESTMENT RESEARCH, INC.
Office #1: 2451 Mcmullen Booth Road, Suite 268, Clearwater, FL 33759BD
CRD#: 39543
Clearwater, FL
Past
October 26, 2020 - September 3, 2021
CETERA INVESTMENT ADVISERS LLC
RIA
CRD#: 105644
TAMPA, FL
Past
June 7, 2012 - November 12, 2020
FIRST ALLIED ADVISORY SERVICES, INC.
RIA
CRD#: 137888
TAMPA, FL
Past
November 10, 2011 - July 2, 2012
FIRST ALLIED SECURITIES, INC.
RIA
CRD#: 32444
TAMPA, FL
Past
November 10, 2011 - September 3, 2021
FIRST ALLIED SECURITIES, INC.
BD
CRD#: 32444
TAMPA, FL
Past
May 14, 2009 - November 17, 2011
LPL FINANCIAL LLC
RIA
CRD#: 6413
CLEARWATER, FL
Past
April 23, 2009 - November 17, 2011
LPL FINANCIAL LLC
BD
CRD#: 6413
CLEARWATER, FL
Past
December 1, 2006 - May 13, 2009
UBS FINANCIAL SERVICES INC.
RIA
CRD#: 8174
CLEARWATER, FL
Past
December 1, 2006 - May 13, 2009
UBS FINANCIAL SERVICES INC.
BD
CRD#: 8174
CLEARWATER, FL
Past
November 2, 2005 - December 8, 2006
MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED
RIA
CRD#: 7691
CLEARWATER, FL
Past
November 1, 2005 - December 8, 2006
MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED
BD
CRD#: 7691
CLEARWATER, FL
Past
October 18, 2004 - July 12, 2005
LEGG MASON WOOD WALKER, INCORPORATED
RIA
CRD#: 6555
TAMPA, FL
Past
September 8, 2004 - July 12, 2005
LEGG MASON WOOD WALKER, INCORPORATED
BD
CRD#: 6555
BALTIMORE, MD
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.
AXIOM WEALTH PARTNERS | WITS FINANCIAL | WHITE & ASSOCIATES | THE AMERIFLEX GROUP (TAG) | TAG WEALTH | TAG ADVISORS | TAG | SUNRIZE RETIREMENT & FINANCIAL SERVICES | SUMMIT FINANCIAL SOLUTIONS | SUMMIT FINANCIAL & INSURANCE SERVICES LLC | SUMMIT FINANCIAL & INSURANCE SERVICES | STATELINE WEALTH ADVISORS | RIPCORD WEALTH | RIPCORD PARTNERS | PREFERRED PARTNERS | PIVOTAL FINANCIAL ADVISORS LLC | PARTNERS IN PLANNING, LLC | PARAGON FINANCIAL, LLC | JORDAN CREEK FINANCIAL SOLUTIONS | GATEWAY NW WEALTH ADVISORS | GATEWAY FINANCIAL SERVICES, INC | GATEWAY FINANCIAL ADVISORS, LLC | GATEWAY FINANCIAL ADVISORS | FINANCIAL INDEPENDENCE WEALTH MANAGEMENT, LLC | DUNCAN FINANCIAL GROUP, INC | DUNCAN FINANCIAL GROUP LLC | DUNCAN FINANCIAL GROUP | DUNCAN ADVISOR RESOURCES | CORE NORTH CAPITAL PLANNING | CANTELLA CAPITAL GROUP LLC | CANTELLA | CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC. | CAMBRIDGE | AXIOM WEALTH PARTNERS, LLC
CRD#: 134139 / SEC#: 801-63930
RIA
Registered Investment Advisory firm - (2/3/2005 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Alabama(5/1/2025)
RR
California(3/6/2023)
RR
Connecticut(9/7/2021)
RR
Florida(9/7/2021)
IAR
Florida(9/8/2021)
RR
Georgia(9/3/2021)
RR
Indiana(9/3/2021)
RR
Louisiana(9/3/2021)
RR
Massachusetts(3/6/2023)
RR
Michigan(9/3/2021)
RR
Nevada(3/8/2023)
RR
New Jersey(3/3/2023)
RR
New Mexico(3/6/2023)
RR
New York(3/4/2023)
RR
North Carolina(1/4/2022)
RR
Oregon(8/19/2025)
RR
Pennsylvania(9/3/2021)
RR
South Carolina(9/3/2021)
IAR
Texas(3/6/2023)
RR
Texas(3/7/2023)
RR
Wisconsin(1/3/2025)
Exams
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
CI
CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.
AXIOM WEALTH PARTNERS | WITS FINANCIAL | WHITE & ASSOCIATES | THE AMERIFLEX GROUP (TAG) | TAG WEALTH | TAG ADVISORS | TAG | SUNRIZE RETIREMENT & FINANCIAL SERVICES | SUMMIT FINANCIAL SOLUTIONS | SUMMIT FINANCIAL & INSURANCE SERVICES LLC | SUMMIT FINANCIAL & INSURANCE SERVICES | STATELINE WEALTH ADVISORS | RIPCORD WEALTH | RIPCORD PARTNERS | PREFERRED PARTNERS | PIVOTAL FINANCIAL ADVISORS LLC | PARTNERS IN PLANNING, LLC | PARAGON FINANCIAL, LLC | JORDAN CREEK FINANCIAL SOLUTIONS | GATEWAY NW WEALTH ADVISORS | GATEWAY FINANCIAL SERVICES, INC | GATEWAY FINANCIAL ADVISORS, LLC | GATEWAY FINANCIAL ADVISORS | FINANCIAL INDEPENDENCE WEALTH MANAGEMENT, LLC | DUNCAN FINANCIAL GROUP, INC | DUNCAN FINANCIAL GROUP LLC | DUNCAN FINANCIAL GROUP | DUNCAN ADVISOR RESOURCES | CORE NORTH CAPITAL PLANNING | CANTELLA CAPITAL GROUP LLC | CANTELLA | CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC. | CAMBRIDGE | AXIOM WEALTH PARTNERS, LLC
CRD#: 134139 / SEC#: 801-63930
RIA
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Contact information
Main Address
1776 Pleasant Plain Rd., Fairfield, IA 52556-8757
Mailing Address
Phone number
(641) 472-5100
Established
Firm type
Fiscal year end
# of Employees
3,361
SEC notice filing (53 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 438,414 |
| AUM (Assets Under Management) | $ 102,413,096,032 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 12/09/2024 | ||
| 04/29/2024 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
