James J. Williams
WILLIAMS FINANCIAL
NORTH BENNINGTON, VT 05257
Some features on this profile are disabled
CRD#: 4806982
Professional summary
James Jason Williams, CFP®, who also goes by Jj Williams, is a registered financial advisor currently at WILLIAMS FINANCIAL, LLC located in North Bennington, Vermont.
James is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2004. James has worked at 3 firms and has passed the Series 66, Series 63 and Series 7 exams.
Biography
James (JJ) Williams is chief executive officer and chief investment officer, as well as the founder of Williams Financial, LLC. He leads the firm’s team of financial planners, investment advisors, tax professionals, and small business consultants. He has more than 15 years of experience in creating personalized financial plans for small business owners and entrepreneurs.
JJ earned his Bachelor of Business Administration from Southern Vermont College and his MBA with a concentration in finance from the University of Massachusetts at Amherst. Through post graduate classes at Boston University, he earned his CERTIFIED FINANCIAL PLANNER™ professional designation and is registered with the states of Massachusetts, New Hampshire, New York, Pennsylvania, and Vermont.
JJ has been a financial services professional for more than 20 years. He started his career as a bank manager at a regional community bank with deposits of more than $100 million. He was promoted to marketing director with responsibilities such as overseeing the sales and marketing efforts for the deposits, lending, and investment divisions. In 2003 he left banking to manage an independent broker/dealer, overseeing operations, finance, and compliance as well as counseling his clients. In 2005 he opened Williams Financial, LLC – an independent, fee-only, registered investment advisory firm that provides comprehensive financial planning and investment management services to families, small business owners, and entrepreneurs throughout the country.
JJ has served on several boards including: (current) Bennington Museum – Trustee; (past) North Bennington Graded School (NBGS) – Vice-Chair (publicly elected position); Southwest Vermont Supervisory Union – Board Member; Southern Vermont College – Trustee; Bennington Area Dollars for Scholars – President; and Better Bennington Corporation – Secretary and Director.
Question & Answer
What are your service offerings?
Estate Planning
Comprehensive Financial Planni...
Tax Planning
Social Security Planning
Retirement Income Management
Investment Planning
Retirement Planning
Do you have an area of expertise or specialization?
Estate & Generational Planning...
Investment Advice with Ongoing...
Retirement Plan Investment Adv...
Retirement Planning & Distribu...
Tax Planning
What is your minimum asset requirement?
500K
Are you a "fiduciary"?
Yes
Aliases
Jj Williams
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
James Williams is a Adjunct Professor at Hudson Valley Community College. Location of the business: 80 Vandenburgh Ave., Troy, NY 12180.Description of the business:Community College. Responsibilities Duties: Teach one to two online course per semester; Start date with business: 2015-09-01; Hours devoted to business during trading hours: 0; Hours devoted to business outside trading hours: 5; Percentage of total yearly compensation expected to be derived from the business: 2; James Williams is a Member/Owner or KJ Properties, LLC; Location of the business: 204 Union Street, Bennington, VT 05201; Description of the business: This is an holding company for the commercial real estate property. Its only business is collecting rents and paying expense for the 204 Union Street, Bennington, Vermont and the 12 Main Street, North Bennington properties; Responsibilities Duties: Overseeing the operations of the company; Start date with business: 2016-01-01; Hours devoted to business during trading hours: 0; Hours devoted to business outside trading hours: 2; Percentage of total yearly compensation expected to be derived from the business: 1;
CRS (Client Relationship Summary) - RIA
Click below to view James Jason Williams's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2018
Experience
Current
February 26, 2008 - Present
WILLIAMS FINANCIAL, LLC
Office #1: 12 Main Street, North Bennington, VT 05257RIA
CRD#: 137038
NORTH BENNINGTON, VT
Past
November 9, 2005 - December 31, 2006
WILLIAMS FINANCIAL, LLC
RIA
CRD#: 137038
BENNINGTON, VT
Past
October 11, 2005 - December 31, 2009
PURSHE KAPLAN STERLING INVESTMENTS
BD
CRD#: 35747
NORTH BENNINGTON, VT
Past
July 26, 2004 - November 21, 2005
D. B. MCKENNA & CO., INC.
BD
CRD#: 10386
BENNINGTON, VT
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
WILLIAMS FINANCIAL, LLC
WILLIAMS FINANCIAL MANAGEMENT, LLC | WILLIAMS FINANCIAL, LLC
CRD#: 137038 / SEC#: 801-118678
RIA
Registered Investment Advisory firm - (5/8/2020 Approved)Massachusetts
Registered Investment Advisory firm - (7/21/2020 Terminated)New Hampshire
Registered Investment Advisory firm - (12/31/2019 Terminated)New York
Registered Investment Advisory firm - (7/21/2020 Terminated)Pennsylvania
Registered Investment Advisory firm - (12/19/2019 Terminated)South Carolina
Registered Investment Advisory firm - (12/18/2019 Terminated)Texas
Registered Investment Advisory firm - (7/21/2020 Terminated)Vermont
Registered Investment Advisory firm - (7/21/2020 Terminated)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.Highlighted states indicate IAR registrations
IAR
Massachusetts(2/18/2015)
IAR
New York(7/13/2021)
IAR
Vermont(2/26/2008)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
Current Firm
WILLIAMS FINANCIAL, LLC
WILLIAMS FINANCIAL MANAGEMENT, LLC | WILLIAMS FINANCIAL, LLC
CRD#: 137038 / SEC#: 801-118678
RIA
Registered Investment Advisory firm - (5/8/2020 Approved)Massachusetts
Registered Investment Advisory firm - (7/21/2020 Terminated)New Hampshire
Registered Investment Advisory firm - (12/31/2019 Terminated)New York
Registered Investment Advisory firm - (7/21/2020 Terminated)Pennsylvania
Registered Investment Advisory firm - (12/19/2019 Terminated)South Carolina
Registered Investment Advisory firm - (12/18/2019 Terminated)Texas
Registered Investment Advisory firm - (7/21/2020 Terminated)Vermont
Registered Investment Advisory firm - (7/21/2020 Terminated)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
12 Main Street, North Bennington, VT 05257
Mailing Address
P.o. Box 24, North Bennington, VT 05257
Phone number
(866) 986-4469
Established
Firm type
Fiscal year end
# of Employees
7
SEC notice filing (6 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 803 |
| AUM (Assets Under Management) | $ 191,095,167 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
