Stephanie Summers

OSAIC WEALTH

FREDERICK, MD 21701

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CRD#: 4789829

Professional summary

Stephanie Summers, who also goes by Stephanie Aiello, is a registered financial advisor currently at OSAIC WEALTH, INC. located in Frederick, Maryland.

Stephanie is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2006. Stephanie has worked at 2 firms and has passed the Series 66, SIE and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Stephanie Aiello

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1) TRADER JANES INVESTMENT CLUB; INVESTMENT RELATED; 18202 CHALET DRIVE #2 GERMANTOWN MD 20874; PARTNER; START DATE 01-APR-2002; HOURS: 5. SECURITY HOURS: 0; PARTICIPATE IN DISCUSSIONS AS A GROUP WHAT STOCKS WE WANT TO PURCHASE AND SELL. ONE OF THE 12 PARTNERS. 2) COMMUNICATION SERVICE FOR THE DEAF, INC. POS: Teacher NATURE: Corp INV RELATED: No # OF HRS: 2 SECURITIES TRADING HRS: 2 START DATE: 6/15/24 ADDRESS: 2028 E Ben White Blvd, Austin TX 78741 DESCRIPTION: I will be working directly with CSD Learns where I will be teachingtwo one-week sessions/using materials fromSIFMA Foundationwhom they have the Grant contract 3) STEPHANIE SUMMERS POSITION: Other - Agent NATURE: Insurance Agent INVESTMENT RELATED: Yes NUMBER OF HRS: 10 SECURITIES TRADING HRS: 10 START DATE: 1/1/07 ADDRESS: 9099 Ridgefield Drive, Ste 101 Frederick, MD 21701, Frederick MD 21701 DESCRIPT: Discuss sales and servicing fixed and traditional insurance products. 4) KRAMER FINANCIAL, LLC DBA KRAMER WEALTH MANAGERS POS: Other - Financial Advisor NATURE: LLC - INVESTMENT RELATED: Yes NUMBER OF HRS: 160 SECURITIES TRADING HOURS: 140 START DATE: 8/1/06 ADDRESS: 9099 Ridgefield Drive, Suite 101Frederick, MD 21701, Frederick MD 21701, DESCRIPT: I am an employee of Kramer Financial LLC. I receive my compensation directly and pay the firm to get a salary. 5) NOTARY PUBLIC POSITION: Notary Public NATURE: LLC INVESTMENT RELATED: No NUMBER OF HRS: 1 SECURITIES TRADING HRS: 1 START DATE: 8/6/09 ADDRESS: 9099 Ridgefield Drive, Ste 101, Frederick MD 21701 DESCRIPT: Notary Public. Notarize specific client forms upon request in the office. 6) COMMUNICATION SERVICE FOR THE DEAF, INC. POS: Teacher NATURE: Corp INVESTMENT RELATED: No NUMBER OF HRS: 22 SECURITIES TRADING HRS: 22 START DATE: 6/15/24 ADDRESS: 2028 E Ben White Blvd, Austin TX 78741 DESCRIPT: I will be working directly with CSD Learns, where I will be teaching two one-week sessions. I will be using materials from the SIFMA Foundation which they have a Grant contract. Also, I will be using their stock market game. Also, be a consultant to collaborate with CSD team in designing and implementing an ASL interpreter financial training program for sign language interpreters to be utilized by national financial institutions. 7) INTERNATIONAL ALUMNAE OF THE DELTA EPSILON SORORITY POSITION: Past President NATURE: Non-profit organization INVESTMENT RELATED: No NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 0 START DATE: 10/19/2023 ADDRESS: 2825 Westchester Avenue, Ellicott City MD 21043, United States DESCRIPTION: Provide support to the President and other members of the board. Work on any special projects the president assigns.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Stephanie Summers's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

CRS (Client Relationship Summary) - BD

Click below to view Stephanie Summers's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

November 3, 2023 - Present

OSAIC WEALTH, INC.

Office #1: 9099 Ridgefield Drive Suite 101, Frederick, MD 21701

RIA

CRD#: 23131

FREDERICK, MD

Current

November 3, 2023 - Present

OSAIC WEALTH, INC.

Office #1: 9099 Ridgefield Drive Suite 101, Frederick, MD 21701

RIA

CRD#: 23131

FREDERICK, MD

Past

November 21, 2006 - November 3, 2023

FSC SECURITIES CORPORATION

RIA

CRD#: 7461

FREDERICK, MD

Past

March 23, 2006 - November 3, 2023

FSC SECURITIES CORPORATION

CRD#: 7461

FREDERICK, MD

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

OSAIC WEALTH, INC.

CRD#: 23131 / SEC#: 801-54859, 8-40218

RIA

Registered Investment Advisory firm - SEC (9/10/1997 Approved)

Broker-Dealer Firm Regulated by FINRA (Denver district office)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Alabama
(11/3/2023)

IAR

Alabama
(11/3/2023)

Arizona
(11/3/2023)

California
(11/3/2023)

IAR

California
(11/3/2023)

Colorado
(11/3/2023)

Delaware
(11/3/2023)

IAR

Delaware
(11/3/2023)

District of Columbia
(11/3/2023)

Florida
(11/3/2023)

IAR

Florida
(11/3/2023)

Georgia
(7/17/2024)

Illinois
(11/3/2023)

Indiana
(11/3/2023)

Iowa
(11/14/2023)

Kansas
(11/3/2023)

Kentucky
(11/3/2023)

IAR

Kentucky
(11/3/2023)

Maine
(11/3/2023)

Maryland
(11/3/2023)

IAR

Maryland
(11/3/2023)

Massachusetts
(11/3/2023)

IAR

Massachusetts
(11/3/2023)

Minnesota
(11/3/2023)

IAR

Minnesota
(11/3/2023)

Missouri
(11/3/2023)

Nebraska
(1/7/2025)

New Jersey
(11/3/2023)

New York
(11/3/2023)

North Carolina
(11/3/2023)

IAR

North Carolina
(11/3/2023)

Ohio
(11/3/2023)

Oregon
(11/3/2023)

Pennsylvania
(11/3/2023)

South Carolina
(4/9/2024)

Texas
(11/3/2023)

IAR

Texas
(11/3/2023)

Virginia
(11/3/2023)

IAR

Virginia
(11/3/2023)

Washington
(11/3/2023)

West Virginia
(11/3/2023)

Wisconsin
(11/3/2023)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 66

Date: 11/16/2006

Uniform Combined State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 3/22/2006

General Securities Representative Examination

SRO Registrations

FINRA

Current Firm

OSAIC WEALTH, INC.

CRD#: 23131 / SEC#: 801-54859, 8-40218

RIA

Registered Investment Advisory firm - SEC (9/10/1997 Approved)

Broker-Dealer Firm Regulated by FINRA (Denver district office)

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Contact information

Main Address

18700 N. Hayden Road Suite 255, Scottsdale, AZ 85255

Mailing Address

18700 N. Hayden Road Suite 255, Scottsdale, AZ 85255

Phone number

(800) 821-5100

Established

Delaware since 08/05/1988

Firm type

Corporation

Fiscal year end

December

Firm Size

Large

# of Employees

8,717

SEC notice filing (53 States and Territories)

FINRA licenses (53 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Customer Relationship Summary (CRS / FINRA)

Latest Form ADV

Part 2 Brochures

OSAIC WEALTH, INC ADV PART 2A (10/20/2025)

SIGNATOR MANAGED ACCOUNT PLATFORM (3/31/2025)

Direct owners and executive officers

Name	Position	CRD#
OSAIC, INC.	SHAREHOLDER
CORNICK, GREGORY ALLEN	CEO, PRESIDENT, DIRECTOR	3132991
FORD, ERINN JUNE	DIRECTOR	2176816
MIHAL, SHAWN MICHAEL	SVP, CHIEF COMPLIANCE OFFICER	3262384
MITCHELL, CHRISTOPHER MILLS	CORPORATE TREASURER, FINANCIAL PRINCIPAL	2420144
PRICE, JAMES DALE	CHAIRMAN	1243224
SCHLUETER, MATTHEW ADAM	EVP, OPERATIONS AND TECHNOLOGY SOLUTIONS, DIRECTOR	2627931

Regulatory assets under management

Total Number of Accounts	797,559
AUM (Assets Under Management)	$ 200,266,275,275

Disclosures

Regulatory Event	50
Arbitration	31
Bond	7

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
11/14/2025	Cover Page	Report
12/18/2024	Cover Page	Report
01/26/2024	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Stephanie Summers

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Stephanie Summers's CRS (Customer Relationship Summary).

CRS (Client Relationship Summary) - BD

Click below to view Stephanie Summers's CRS (Customer Relationship Summary).

Certified licenses

Experience

OSAIC WEALTH, INC.

FSC SECURITIES CORPORATION

FSC SECURITIES CORPORATION

Primary Firm SEC Registration

OSAIC WEALTH, INC.

State Registrations and Notice Filings

Exams

Series 66

Date: 11/16/2006

SIE

Date: 10/1/2018

Series 7

Date: 3/22/2006

FINRA

Current Firm

OSAIC WEALTH, INC.

Contact information

SEC notice filing (53 States and Territories)

FINRA licenses (53 States and Territories)

Documents

Part 2 Brochures

Direct owners and executive officers

Regulatory assets under management

Disclosures

Accountant surprise examination report

Red Flags

Company Information

OSAIC WEALTH, INC.

TRUST BUT VERIFY

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