James M. Bray

CYPRESS WEALTH SERVICES

Palm Desert, CA 92260

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CRD#: 4786682

Professional summary

James Michael Bray, CFP® is a registered financial advisor currently at CYPRESS WEALTH SERVICES, LLC located in Palm Desert, California.

James is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2004. James has worked at 10 firms and has passed the Series 66, SIE, Series 31 and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

Independent RIA, Signature Estate & Investment Advisors, LLC 610 Newport Center Dr., #300 Newport Beach, CA 92660, Advisor, start 7/1/17, approx 160 hrs mo, 120 hrs trading.......

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view James Michael Bray's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 2008

Experience

Current

October 1, 2025 - Present

CYPRESS WEALTH SERVICES, LLC

Office #1: 74150 Country Club Drive, Palm Desert, CA 92260

RIA

CRD#: 288992

Palm Desert, CA

Past

May 1, 2023 - October 3, 2025

STEELPEAK WEALTH, LLC

RIA

CRD#: 165168

Newport Beach, CA

Past

November 2, 2018 - May 5, 2023

OSAIC WEALTH, INC.

CRD#: 23131

NEWPORT BEACH, CA

Past

July 17, 2017 - May 1, 2023

SEIA

RIA

CRD#: 108163

Newport Beach, CA

Past

July 17, 2017 - November 2, 2018

SIGNATOR INVESTORS, INC.

CRD#: 288992 / SEC#: 801-110836

RIA

Registered Investment Advisory firm - (7/17/2017 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

California
(10/1/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 66

Date: 7/30/2004

Uniform Combined State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 31

Date: 9/30/2004

Futures Managed Funds Examination

General Industry/Product Exam

Series 7

Date: 6/24/2004

General Securities Representative Examination

Current Firm

CYPRESS WEALTH SERVICES, LLC

CYPRESS WEALTH SERVICES, LLC | THE CYPRESS GROUP

CRD#: 288992 / SEC#: 801-110836

RIA

Registered Investment Advisory firm - (7/17/2017 Approved)

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Contact information

Main Address

74150 Country Club Drive, Palm Desert, CA 92260

Mailing Address

Phone number

(760) 834-7250

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (18 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

CYPRESS DISCLOSURE BROCHURE (9/30/2025)

Regulatory assets under management

Total Number of Accounts	1,882
AUM (Assets Under Management)	$ 965,541,741

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

James M. Bray

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view James Michael Bray's CRS (Customer Relationship Summary).

Certified licenses

Experience

STEELPEAK WEALTH, LLC

OSAIC WEALTH, INC.

SEIA

SIGNATOR INVESTORS, INC.

PURSHE KAPLAN STERLING INVESTMENTS

WELLS FARGO CLEARING SERVICES, LLC

WELLS FARGO CLEARING SERVICES, LLC

MORGAN STANLEY

MORGAN STANLEY

MORGAN STANLEY & CO. LLC

MORGAN STANLEY & CO. LLC

MORGAN STANLEY DW INC.

MORGAN STANLEY DW INC.

Primary Firm SEC Registration

CYPRESS WEALTH SERVICES, LLC

State Registrations and Notice Filings

Exams

Series 66

Date: 7/30/2004

SIE

Date: 10/1/2018

Series 31

Date: 9/30/2004

Series 7

Date: 6/24/2004

Current Firm

CYPRESS WEALTH SERVICES, LLC

Contact information

SEC notice filing (18 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

CYPRESS WEALTH SERVICES, LLC

TRUST BUT VERIFY

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