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Christopher A. Ray

PENSION & WEALTH MANAGEMENT ADVISORS
WALTHAM, MA 02453
CRD#: 4734023
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CR
Christopher Arnold RayPENSION & WEALTH MANAGEMENT ADVISORS

Professional summary

Christopher Arnold Ray, who also goes by Christopher Arnold Ray, Chris Ray, Christopher Ray, is a registered financial advisor currently at PENSION & WEALTH MANAGEMENT ADVISORS located in Waltham, Massachusetts and NORTHWESTERN MUTUAL INVESTMENT SERVICES, LLC located in Boston, Massachusetts.

Christopher is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2004. Christopher has worked at 5 firms and has passed the Series 63, SIE, Series 3, Series 7 and Series 24 exams.

Aliases

Christopher Arnold Ray | Chris Ray | Christopher Ray

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Christopher Arnold Ray's CRS (Customer Relationship Summary).
CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
None

Experience

Current

June 24, 2026 - Present

PENSION & WEALTH MANAGEMENT ADVISORS

Office #1: 800 South Street Suite 160, Waltham, MA 02453
RIA
CRD#: 309546
WALTHAM, MA
Current

June 9, 2018 - Present

NORTHWESTERN MUTUAL INVESTMENT SERVICES, LLC

Office #1: 1 Beacon St Fl 21, Boston, MA 02108
RIA
BD
CRD#: 2881
BOSTON, MA
Past

July 24, 2015 - January 6, 2017

MAN INVESTMENTS INC.

BD
CRD#: 15770
BOSTON, MA
Past

December 21, 2005 - October 15, 2012

MMC SECURITIES LLC

BD
CRD#: 103846
BOSTON, MA
Past

March 18, 2004 - August 16, 2005

PUTNAM RETAIL MANAGEMENT LIMITED PARTNERSHIP

BD
CRD#: 7325
BOSTON, MA

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
P&
PENSION & WEALTH MANAGEMENT ADVISORS
PENSION & WEALTH MANAGEMENT ADVISORS | PENSION & WEALTH MANAGEMENT ADVISORS, INC.

CRD#: 309546 / SEC#: 801-119016

RIA
Registered Investment Advisory firm - (7/6/2020 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.
RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

RR
Massachusetts
(6/9/2018)
IAR
Massachusetts
(6/24/2026)

Exams

State Security Law Exam
RR
Series 63
Date: 9/3/2015
Uniform Securities Agent State Law Examination
General Industry/Product Exam
RR
SIE
Date: 10/1/2018
Securities Industry Essentials Examination
General Industry/Product Exam
RR
Series 3
Date: 12/22/2015
National Commodity Futures Examination
General Industry/Product Exam
RR
Series 7
Date: 3/17/2004
General Securities Representative Examination
Principal/Supervisory Exam
RR
Series 24
Date: 6/14/2016
General Securities Principal Examination
SRO Registrations
RR
FINRA

Current Firm

P&
PENSION & WEALTH MANAGEMENT ADVISORS
PENSION & WEALTH MANAGEMENT ADVISORS | PENSION & WEALTH MANAGEMENT ADVISORS, INC.

CRD#: 309546 / SEC#: 801-119016

RIA
Registered Investment Advisory firm - (7/6/2020 Approved)
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Contact information

Main Address
800 South Street Suite 160, Waltham, MA 02453
Mailing Address
Phone number
(781) 810-0800
Established
Firm type
Fiscal year end
# of Employees
9

SEC notice filing (12 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)Latest Form ADV

Part 2 Brochures

PENSION & WEALTH MANAGEMENT ADVISORS (4/29/2025)

Regulatory assets under management

Total Number of Accounts429
AUM (Assets Under Management)$ 452,222,623

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information

PENSION & WEALTH MANAGEMENT ADVISORS

CRD#: 309546Waltham, MA 02453

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