Michael R. Ruger

GREENBUSH FINANCIAL GROUP

Albany, NY 12205

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CRD#: 4725366

Professional summary

Michael R. Ruger, CFP® is a registered financial advisor currently at GREENBUSH FINANCIAL GROUP, LLC located in Albany, New York.

Michael is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2003. Michael has worked at 4 firms and has passed the Series 63, SIE, Series 7 and Series 6 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1.) CRUMP INSURANCE. GENERAL AGENT. SECURITIES RELATED. START DATE 3/2010. AGENT. 2 HOURS DEVOTED PER MONTH, 2 HOURS DURING MARKET HOURS. 2.) Advocate Health - Medical Broker - Investment Related? NO - Start date: 1/2020 - Broker, 0% Ownership - 8 Hours Devoted per Month - 8 Hours Devoted per Month During Market Hours

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael R. Ruger's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 2006

Experience

Current

June 19, 2014 - Present

GREENBUSH FINANCIAL GROUP, LLC

Office #1: 159 Wolf Road Suite 101, Albany, NY 12205

RIA

CRD#: 125500

Albany, NY

Past

March 1, 2010 - May 15, 2024

AMERICAN PORTFOLIOS FINANCIAL SERVICES, INC.

CRD#: 18487

Albany, NY

Past

October 31, 2007 - March 12, 2010

LPL FINANCIAL LLC

CRD#: 6413

EAST GREENBUSH, NY

Past

December 3, 2003 - January 10, 2006

UVEST FINANCIAL SERVICES GROUP, INC.

CRD#: 13787

CHARLOTTE, NC

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

GREENBUSH FINANCIAL GROUP, LLC

CRD#: 125500 / SEC#: 801-73044

RIA

Registered Investment Advisory firm - (2/10/2012 Approved)

New York

Registered Investment Advisory firm - (2/22/2012 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

New York
(5/18/2021)

IAR

Texas
(6/19/2014)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

Series 63

Date: 12/2/2003

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 12/3/2007

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 12/2/2003

Investment Company Products/Variable Contracts Representative Examination

Current Firm

GREENBUSH FINANCIAL GROUP, LLC

CRD#: 125500 / SEC#: 801-73044

RIA

Registered Investment Advisory firm - (2/10/2012 Approved)

New York

Registered Investment Advisory firm - (2/22/2012 Terminated)

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Contact information

Main Address

159 Wolf Road Suite 101, Albany, NY 12205

Mailing Address

Phone number

(518) 477-6686

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (11 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

GREENBUSH FINANCIAL GROUP, LLC PT 2A (2/26/2025)

Regulatory assets under management

Total Number of Accounts	827
AUM (Assets Under Management)	$ 498,155,634

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Michael R. Ruger

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael R. Ruger's CRS (Customer Relationship Summary).

Certified licenses

Experience

AMERICAN PORTFOLIOS FINANCIAL SERVICES, INC.

LPL FINANCIAL LLC

UVEST FINANCIAL SERVICES GROUP, INC.

Primary Firm SEC Registration

GREENBUSH FINANCIAL GROUP, LLC

State Registrations and Notice Filings

Exams

Series 63

Date: 12/2/2003

SIE

Date: 10/1/2018

Series 7

Date: 12/3/2007

Series 6

Date: 12/2/2003

Current Firm

GREENBUSH FINANCIAL GROUP, LLC

Contact information

SEC notice filing (11 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

GREENBUSH FINANCIAL GROUP, LLC

TRUST BUT VERIFY

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