Robert J. Cremins
METANOIA FINANCIAL
SAINT LOUIS, MO
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CRD#: 4685581
Professional summary
Robert Joseph Cremins III, CFP®, who also goes by Bobby Cremins, Robert Joseph Cremins, is a registered financial advisor currently at METANOIA FINANCIAL, LLC located in Saint Louis, Missouri.
Robert is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2003. Robert has worked at 4 firms and has passed the Series 65, Series 63 and Series 7 exams.
Core Areas of Focus
Business Owners
Charitable Giving
Corporate Executives
Entrepreneurs
Estate & Generational Planning Issues
Financial Psychology/Coaching
Biography
My name is Bobby Cremins and I’m the founder of Metanoia Financial.
A few quick notes about me:
I’m a Christian, a husband, and a father, and these are the three titles I hold most dear
I’m the founder and sole employee of Metanoia Financial. I have a lot of help and wonderful partnerships behind the scenes but my clients work directly with me
I love people and numbers so I became a financial planner
I’m really into healthy eating and I try not to eat processed foods, added sugars, salt, or oil…but I do cheat
I used to play “real” sports, but now that I’m older and terrible I just run
Question & Answer
What are your service offerings?
Retirement Planning
Investment Planning
Estate Planning
Comprehensive Financial Planni...
Insurance Planning
Tax Planning
What is your minimum asset requirement?
500K
Are you a "fiduciary"?
Yes
Aliases
Bobby Cremins | Robert Joseph Cremins
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.
CRS (Client Relationship Summary) - RIA
Click below to view Robert Joseph Cremins III's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2008
Experience
Current
January 7, 2010 - Present
METANOIA FINANCIAL, LLC
RIA
CRD#: 152366
SAINT LOUIS, MO
Past
October 23, 2009 - December 22, 2009
MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED
RIA
CRD#: 7691
ATLANTA, GA
Past
October 23, 2009 - December 22, 2009
MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED
BD
CRD#: 7691
ATLANTA, GA
Past
July 14, 2008 - October 23, 2009
BANC OF AMERICA INVESTMENT SERVICES, INC.
RIA
CRD#: 16361
ATLANTA, GA
Past
July 2, 2008 - October 23, 2009
BANC OF AMERICA INVESTMENT SERVICES, INC.
BD
CRD#: 16361
ATLANTA, GA
Past
November 25, 2003 - July 14, 2008
CITIGROUP GLOBAL MARKETS INC.
BD
CRD#: 7059
ATLANTA, GA
Past
October 30, 2003 - July 14, 2008
CITIGROUP GLOBAL MARKETS INC.
RIA
CRD#: 7059
ATLANTA, GA
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
METANOIA FINANCIAL, LLC
METANOIA FINANCIAL, LLC
CRD#: 152366 / SEC#: 801-131411
RIA
Registered Investment Advisory firm - (10/31/2024 Approved)Florida
Registered Investment Advisory firm - (12/2/2024 Terminated)Georgia
Registered Investment Advisory firm - (12/6/2024 Terminated)Illinois
Registered Investment Advisory firm - (12/2/2024 Terminated)Massachusetts
Registered Investment Advisory firm - (12/31/2013 Terminated)New Jersey
Registered Investment Advisory firm - (12/10/2024 Terminated)Pennsylvania
Registered Investment Advisory firm - (12/11/2024 Terminated)South Carolina
Registered Investment Advisory firm - (12/2/2024 Terminated)Texas
Registered Investment Advisory firm - (12/2/2024 Terminated)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.Highlighted states indicate IAR registrations
IAR
Missouri(9/24/2025)
IAR
Pennsylvania(2/6/2014)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
Current Firm
METANOIA FINANCIAL, LLC
METANOIA FINANCIAL, LLC
CRD#: 152366 / SEC#: 801-131411
RIA
Registered Investment Advisory firm - (10/31/2024 Approved)Florida
Registered Investment Advisory firm - (12/2/2024 Terminated)Georgia
Registered Investment Advisory firm - (12/6/2024 Terminated)Illinois
Registered Investment Advisory firm - (12/2/2024 Terminated)Massachusetts
Registered Investment Advisory firm - (12/31/2013 Terminated)New Jersey
Registered Investment Advisory firm - (12/10/2024 Terminated)Pennsylvania
Registered Investment Advisory firm - (12/11/2024 Terminated)South Carolina
Registered Investment Advisory firm - (12/2/2024 Terminated)Texas
Registered Investment Advisory firm - (12/2/2024 Terminated)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
Saint Louis, MO
Mailing Address
Phone number
(267) 367-6077
Established
Firm type
Fiscal year end
# of Employees
3
SEC notice filing (8 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 533 |
| AUM (Assets Under Management) | $ 125,244,366 |
Red Flags
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