Matthew J. Carvalho

CARDINAL POINT WEALTH MANAGEMENT

Carlsbad, CA

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CRD#: 4669730

Professional summary

Matthew J Carvalho, CFP®, who also goes by Matt J Carvalho, is a registered financial advisor currently at CARDINAL POINT WEALTH MANAGEMENT located in Carlsbad, California.

Matthew is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2003. Matthew has worked at 7 firms and has passed the Series 63, SIE and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Matt J Carvalho

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

Cardinal Point Wealth Management, LLC; CIO & IAR; Irvine, CA; Investment Related. Cardinal Point Capital Management, Inc; CIO; Irvine, CA; Investment Related.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Matthew J Carvalho's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

CRD#: 46337

San Jose, CA

Past

March 2, 2005 - August 12, 2005

ATLAS SECURITIES, LLC

CRD#: 20991

SAN LEANDRO, CA

Past

July 11, 2003 - September 13, 2004

E*TRADE SECURITIES LLC

CRD#: 29106

JERSEY CITY, NJ

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

CARDINAL POINT WEALTH MANAGEMENT

CRD#: 140619 / SEC#: 801-66719

RIA

Registered Investment Advisory firm - (5/23/2006 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

California
(7/12/2018)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

Series 63

Date: 8/1/2003

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 4/16/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 3/11/2010

General Securities Representative Examination

Current Firm

CARDINAL POINT WEALTH MANAGEMENT

CRD#: 140619 / SEC#: 801-66719

RIA

Registered Investment Advisory firm - (5/23/2006 Approved)

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Contact information

Main Address

3280 Bloor Street West, Centre Tower Suite 500, Toronto, On, M8X 2X3

Mailing Address

Phone number

(866) 213-2036

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (25 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

ADV PART 2A - FIRM BROCHURE (3/31/2025)

Regulatory assets under management

Total Number of Accounts	6,951
AUM (Assets Under Management)	$ 3,982,682,392

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
10/01/2025	Cover Page	Report
09/19/2025	Cover Page	Report
11/07/2024	Cover Page	Report
01/30/2024	Cover Page	Report
03/07/2023	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Matthew J. Carvalho

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Matthew J Carvalho's CRS (Customer Relationship Summary).

Certified licenses

Experience

CARDINAL POINT WEALTH MANAGEMENT

CARDINAL POINT WEALTH MANAGEMENT, LLC

LWI FINANCIAL INC.

LORING WARD SECURITIES INC.

ATLAS SECURITIES, LLC

E*TRADE SECURITIES LLC

Primary Firm SEC Registration

CARDINAL POINT WEALTH MANAGEMENT

State Registrations and Notice Filings

Exams

Series 63

Date: 8/1/2003

SIE

Date: 4/16/2018

Series 7

Date: 3/11/2010

Current Firm

CARDINAL POINT WEALTH MANAGEMENT

Contact information

SEC notice filing (25 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Accountant surprise examination report

Red Flags

Company Information

CARDINAL POINT WEALTH MANAGEMENT

TRUST BUT VERIFY

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