RC
Rafael A. Cruz
CITIZENS SECURITIES
Naples, FL 34102
Some features on this profile are disabled
CRD#: 4659566
RC
Professional summary
Rafael A Cruz, who also goes by Rafael Abel Cruz, is a registered financial advisor currently at CITIZENS SECURITIES, INC. located in Naples, Florida.
Rafael is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2003. Rafael has worked at 17 firms and has passed the Series 66, SIE and Series 7 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Rafael Abel Cruz
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.
CRS (Client Relationship Summary) - RIA
Click below to view Rafael A Cruz's CRS (Customer Relationship Summary).
CRS (Client Relationship Summary) - BD
Click below to view Rafael A Cruz's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
September 21, 2023 - Present
CITIZENS SECURITIES, INC.
Office #1: 560 9th Street, Naples, FL 34102Office #2: 350 E. Las Olas Blvd. Ms: Fl012, Fort Lauderdale, FL 33301RIA
BD
CRD#: 39550
Naples, FL
Current
September 20, 2023 - Present
CITIZENS SECURITIES, INC.
Office #1: 560 9th Street, Naples, FL 34102Office #2: 350 E. Las Olas Blvd. Ms: Fl012, Fort Lauderdale, FL 33301RIA
BD
CRD#: 39550
Naples, FL
Past
November 7, 2023 - June 12, 2025
CITIZENS PRIVATE WEALTH
RIA
CRD#: 106743
FORT LAUDERDALE, FL
Past
June 13, 2022 - September 11, 2023
SANTANDER SECURITIES LLC
RIA
CRD#: 41791
Miami, FL
Past
June 10, 2022 - September 11, 2023
SANTANDER SECURITIES LLC
BD
CRD#: 41791
Miami, FL
Past
November 7, 2019 - April 12, 2022
AMERANT INVESTMENTS, INC.
RIA
CRD#: 117284
CORAL GABLES, FL
Past
October 4, 2019 - April 12, 2022
AMERANT INVESTMENTS, INC.
BD
CRD#: 117284
CORAL GABLES, FL
Past
August 26, 2015 - October 8, 2019
TD AMERITRADE INVESTMENT MANAGEMENT, LLC
RIA
CRD#: 111514
CORAL GABLES, FL
Past
July 22, 2015 - October 8, 2019
TD AMERITRADE, INC.
BD
CRD#: 7870
CORAL GABLES, FL
Past
July 15, 2015 - October 8, 2019
TD AMERITRADE, INC.
RIA
CRD#: 7870
CORAL GABLES, FL
Past
December 10, 2014 - April 27, 2015
CLARK DODGE & CO., INC.
BD
CRD#: 23288
Hollywood, FL
Past
September 15, 2014 - December 10, 2014
ROCKWELL GLOBAL CAPITAL LLC
BD
CRD#: 142485
Hollywood, FL
Past
July 28, 2014 - September 16, 2014
GLOBAL ARENA CAPITAL CORP
BD
CRD#: 16871
HOLLYWOOD, FL
Past
October 1, 2012 - December 11, 2013
J.P. MORGAN SECURITIES LLC
RIA
CRD#: 79
SUNNY ISLES BEACH, FL
Past
October 1, 2012 - December 11, 2013
J.P. MORGAN SECURITIES LLC
BD
CRD#: 79
SUNNY ISLES BEACH, FL
Past
October 20, 2009 - October 1, 2012
CHASE INVESTMENT SERVICES CORP.
RIA
CRD#: 25574
SUNNY ISLES BEACH, FL
Past
September 11, 2009 - October 1, 2012
CHASE INVESTMENT SERVICES CORP.
BD
CRD#: 25574
SUNNY ISLES BEACH, FL
Past
June 23, 2009 - July 21, 2009
LPL FINANCIAL LLC
RIA
CRD#: 6413
AVENTURA, FL
Past
June 17, 2009 - July 21, 2009
LPL FINANCIAL LLC
BD
CRD#: 6413
AVENTURA, FL
Past
November 29, 2006 - March 26, 2009
BANC OF AMERICA INVESTMENT SERVICES, INC.
RIA
CRD#: 16361
MIAMI, FL
Past
November 8, 2006 - March 26, 2009
BANC OF AMERICA INVESTMENT SERVICES, INC.
BD
CRD#: 16361
MIAMI, FL
Past
March 22, 2005 - November 16, 2006
METROPOLITAN LIFE INSURANCE COMPANY
BD
CRD#: 4095
CORAL GABLES, FL
Past
March 22, 2005 - November 16, 2006
MSI FINANCIAL SERVICES, INC.
BD
CRD#: 14251
LATHAM, NY
Past
October 3, 2003 - January 27, 2005
IDS LIFE INSURANCE COMPANY
BD
CRD#: 6321
MINNEAPOLIS, MN
Past
October 3, 2003 - January 27, 2005
AMERIPRISE FINANCIAL SERVICES, LLC
BD
CRD#: 6363
MINNEAPOLIS, MN
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CS
CITIZENS SECURITIES, INC.
CCO INVESTMENT SERVICES CORP. | CITIZENS WEALTH MANAGEMENT | CITIZENS SECURITIES, INC. | CITIZENS PRIVATE WEALTH | CITIZENS PRIVATE CLIENT | CITIZENS INVESTMENT SERVICES CORP. | CITIZENS INVESTMENT SERVICES | CITIZENS INVESTMENT SECURITIES, INC. | CITIZENS FINANCIAL SERVICES INC. | CHARTER ONE INVESTMENT SERVICES
CRD#: 39550 / SEC#: 801-61902, 8-48744
RIA
Registered Investment Advisory firm - SEC (3/27/2003 Approved)Connecticut
Registered Investment Advisory firm - SEC (4/10/2003 Terminated)Florida
Registered Investment Advisory firm - SEC (4/10/2003 Terminated)Maine
Registered Investment Advisory firm - SEC (4/14/2003 Terminated)New Hampshire
Registered Investment Advisory firm - SEC (4/10/2003 Terminated)New York
Registered Investment Advisory firm - SEC (3/31/2002 Terminated)Rhode Island
Registered Investment Advisory firm - SEC (5/8/2003 Terminated)Vermont
Registered Investment Advisory firm - SEC (4/28/2003 Terminated)BD
Broker-Dealer Firm Regulated by FINRA (Boston district office)
State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Connecticut(2/13/2025)
IAR
Connecticut(2/14/2025)
RR
Delaware(2/9/2024)
IAR
Delaware(2/9/2024)
RR
District of Columbia(2/20/2025)
IAR
District of Columbia(3/19/2025)
RR
Florida(9/20/2023)
IAR
Florida(9/21/2023)
RR
Georgia(2/12/2024)
IAR
Georgia(2/12/2024)
RR
Kentucky(5/20/2025)
IAR
Kentucky(5/20/2025)
RR
Massachusetts(3/5/2025)
RR
New Hampshire(2/18/2025)
IAR
New Hampshire(2/18/2025)
RR
New Jersey(2/13/2025)
IAR
New Jersey(2/13/2025)
RR
New York(11/27/2023)
IAR
New York(11/27/2023)
RR
Pennsylvania(2/14/2025)
IAR
Pennsylvania(2/20/2025)
RR
Rhode Island(2/14/2025)
IAR
Rhode Island(2/14/2025)
Exams
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
CS
CITIZENS SECURITIES, INC.
CCO INVESTMENT SERVICES CORP. | CITIZENS WEALTH MANAGEMENT | CITIZENS SECURITIES, INC. | CITIZENS PRIVATE WEALTH | CITIZENS PRIVATE CLIENT | CITIZENS INVESTMENT SERVICES CORP. | CITIZENS INVESTMENT SERVICES | CITIZENS INVESTMENT SECURITIES, INC. | CITIZENS FINANCIAL SERVICES INC. | CHARTER ONE INVESTMENT SERVICES
CRD#: 39550 / SEC#: 801-61902, 8-48744
RIA
Registered Investment Advisory firm - SEC (3/27/2003 Approved)Connecticut
Registered Investment Advisory firm - SEC (4/10/2003 Terminated)Florida
Registered Investment Advisory firm - SEC (4/10/2003 Terminated)Maine
Registered Investment Advisory firm - SEC (4/14/2003 Terminated)New Hampshire
Registered Investment Advisory firm - SEC (4/10/2003 Terminated)New York
Registered Investment Advisory firm - SEC (3/31/2002 Terminated)Rhode Island
Registered Investment Advisory firm - SEC (5/8/2003 Terminated)Vermont
Registered Investment Advisory firm - SEC (4/28/2003 Terminated)BD
Broker-Dealer Firm Regulated by FINRA (Boston district office)
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Contact information
Main Address
One Citizens Bank Way Jcb135, Johnston, RI 02043
Mailing Address
200 Station Drive Mws414, Westwood, MA 02090
Phone number
(781) 364-1641
Established
Rhode Island since 09/21/1995
Firm type
Corporation
Fiscal year end
December
Firm Size
Large
# of Employees
418
SEC notice filing (52 States and Territories)
FINRA licenses (52 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 53,044 |
| AUM (Assets Under Management) | $ 9,188,004,183 |
Disclosures
| Regulatory Event | 16 |
| Arbitration | 6 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
