KB
Karen L. Brelsford
INDEPENDENT FINANCIAL GROUP
COLUMBIA, MD 21046
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CRD#: 4632728
KB
Professional summary
Karen Lynn Brelsford MRS, AIF®, CFP®, who also goes by Karen L Brelsford, Karen Lynn Hughes Ms., is a registered financial advisor currently at INDEPENDENT FINANCIAL GROUP, LLC located in Columbia, Maryland.
Karen is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2003. Karen has worked at 3 firms and has passed the Series 66, SIE and Series 7 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Karen L Brelsford | Karen Lynn Hughes Ms.
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
JK ASSOCIATES, LLC POSITION: Owner NATURE: Tax Preparation/Accounting/Bookkeeping/CPA INVESTMENT RELATED: No NUMBER OF HOURS: 120 SECURITIES TRADING HOURS: 10 START DATE: 10/01/2025 ADDRESS: 9520 Berger Road #310, Columbia MD 21046, United States DESCRIPTION: Prepare taxes, supervise employees, make executive decisions KAREN L. BRELSFORD POSITION: Independent Contractor NATURE: Insurance outside of IFG INVESTMENT RELATED: No NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 0 START DATE: 10/01/2025 ADDRESS: 9520 Berger Road #310, Columbia MD 21046, United States DESCRIPTION: Provide insurance and LTC quotes and complete the purchase of these polices. BETHANY UNITED METHODIST CHURCH POSITION: Volunteer NATURE: Volunteer INVESTMENT RELATED: No NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 0 START DATE: 10/01/2025 ADDRESS: 2875 Bethany Lane, Ellicott City MD 21042, United States DESCRIPTION: volunteer POA POSITION: no organization NATURE: Acting as a POA, Trustee, Executor (This activity is strictly limited and will only be approved for direct family members. If you have questions, please call a Compliance Officer). INVESTMENT RELATED: No NUMBER OF HOURS: 0 SECURITIES TRADING HOURS: 0 START DATE: 10/01/2025 ADDRESS: 2951 Rosemar Drive, Ellicott City MD 21043, United States DESCRIPTION: POA
CRS (Client Relationship Summary) - RIA
Click below to view Karen Lynn Brelsford MRS's CRS (Customer Relationship Summary).
CRS (Client Relationship Summary) - BD
Click below to view Karen Lynn Brelsford MRS's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2005
Experience
Current
October 3, 2025 - Present
INDEPENDENT FINANCIAL GROUP, LLC
Office #1: 9520 Berger Road, Suite 310, Columbia, MD 21046RIA
BD
CRD#: 7717
COLUMBIA, MD
Current
October 3, 2025 - Present
INDEPENDENT FINANCIAL GROUP, LLC
Office #1: 9520 Berger Road, Suite 310, Columbia, MD 21046RIA
BD
CRD#: 7717
COLUMBIA, MD
Past
May 18, 2004 - July 8, 2009
KLIMA & ASSOCIATES, INC.
RIA
CRD#: 121657
COLUMBIA, MD
Past
August 5, 2003 - October 8, 2025
COMMONWEALTH FINANCIAL NETWORK
RIA
CRD#: 8032
COLUMBIA, MD
Past
June 25, 2003 - October 8, 2025
COMMONWEALTH FINANCIAL NETWORK
BD
CRD#: 8032
COLUMBIA, MD
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
INDEPENDENT FINANCIAL GROUP, LLC
HAGERTY STEWART & ASSOCIATES LLC | INDEPENDENT FINANCIAL GROUP, LLC | INDEPENDENT FINANCIAL GROUP, INC | IFG FINANCIAL GROUP, LLC | HAGERTY, VAN MOURICK & LOGAN | HAGERTY, STEWART AND ASSOCIATES, INC. | HAGERTY, STEWART & ASSOCIATES, INC.
CRD#: 7717 / SEC#: 801-62667, 8-22870
RIA
Registered Investment Advisory firm - SEC (1/30/2004 Approved)BD
Broker-Dealer Firm Regulated by FINRA (Los Angeles district office)
State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
California(10/8/2025)
RR
Florida(10/8/2025)
RR
Illinois(10/8/2025)
RR
Indiana(10/3/2025)
RR
Maine(10/8/2025)
RR
Maryland(10/3/2025)
IAR
Maryland(10/3/2025)
RR
Massachusetts(10/8/2025)
RR
New Jersey(10/3/2025)
RR
Pennsylvania(10/8/2025)
RR
Virginia(10/3/2025)
RR
Washington(10/8/2025)
RR
West Virginia(10/8/2025)
Exams
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
INDEPENDENT FINANCIAL GROUP, LLC
HAGERTY STEWART & ASSOCIATES LLC | INDEPENDENT FINANCIAL GROUP, LLC | INDEPENDENT FINANCIAL GROUP, INC | IFG FINANCIAL GROUP, LLC | HAGERTY, VAN MOURICK & LOGAN | HAGERTY, STEWART AND ASSOCIATES, INC. | HAGERTY, STEWART & ASSOCIATES, INC.
CRD#: 7717 / SEC#: 801-62667, 8-22870
RIA
Registered Investment Advisory firm - SEC (1/30/2004 Approved)BD
Broker-Dealer Firm Regulated by FINRA (Los Angeles district office)
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Contact information
Main Address
12671 High Bluff Drive Suite 200, San Diego, CA 92130
Mailing Address
12671 High Bluff Drive Suite 200, San Diego, CA 92130
Phone number
(858) 436-3180
Established
Delaware since 07/09/2001
Firm type
Limited Liability Company
Fiscal year end
December
Firm Size
Large
# of Employees
622
SEC notice filing (52 States and Territories)
FINRA licenses (53 States and Territories)
Direct owners and executive officers
| Name | Position | CRD# |
|---|---|---|
| INDEPENDENT FINANCIAL GROUP, INC. | OWNER | |
| DAVIS, SCOTT EARLE | CFO & FINOP | 7160800 |
| DENNEN, BRIAN | CCO BROKERAGE & ADVISORY | 3239786 |
| FISCHER, DAVID ALLEN | MANAGING DIRECTOR | 1634222 |
| HEISING, SCOTT ALLEN | CHIEF EXECUTIVE OFFICER/ MANAGING DIRECTOR | 2192259 |
| KEEFE, KEVIN MICHAEL | PRESIDENT, COO | 1869560 |
| KREISMAN, SARAH JILL | SVP & GENERAL COUNSEL | 2671706 |
| PEARSON, TROY DALE | ROSFP | 2413897 |
Regulatory assets under management
| Total Number of Accounts | 44,046 |
| AUM (Assets Under Management) | $ 11,322,059,063 |
Disclosures
| Regulatory Event | 15 |
| Arbitration | 2 |
| Bond | 1 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
