JL
Joseph Lynch
TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES
Charlotte, NC
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CRD#: 4612624
JL
Professional summary
Joseph Lynch IV, CFP®, who also goes by Joseph Lynch IV, Joseph Lynch, is a registered financial advisor currently at TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, LLC located in Charlotte, North Carolina.
Joseph is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2003. Joseph has worked at 9 firms and has passed the Series 66, Series 63, SIE and Series 7 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Joseph Lynch Iv | Joseph Lynch
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
(1) ROWAN CABARRUS COMMUNITY COLLEGE POSITION: adjunct instructor NATURE: This is a community college. INVESTMENT RELATED: No NUMBER OF HOURS: 20 SECURITIES TRADING HOURS: 0 START DATE: 01/09/2024 ADDRESS: 1531 Trinity Church Road, Concord NC 28027, United States DESCRIPTION: teaching accounting courses (2) CENTRAL PIEDMONT COMMUNITY COLLEGE POSITION: Adjunct Instructor NATURE: The college has initiated a certified financial planner program to satisfy the course requirement in preparation for the exam. INVESTMENT RELATED: Yes NUMBER OF HOURS: 20 SECURITIES TRADING HOURS: 0 START DATE: 06/12/2025 ADDRESS: 1201 Elizabeth Ave, Charlotte NC 28204, United States DESCRIPTION: Teach courses within the CFP program.
CRS (Client Relationship Summary) - RIA
Click below to view Joseph Lynch IV's CRS (Customer Relationship Summary).
CRS (Client Relationship Summary) - BD
Click below to view Joseph Lynch IV's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
Experience
Current
November 9, 2022 - Present
TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, LLC
Office #2: 8500 Andrew Carnegie Blvd. Charlotte Hub, Charlotte, NC 28262RIA
BD
CRD#: 20472
Charlotte, NC
Current
November 9, 2022 - Present
TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, LLC
Office #1: 8500 Andrew Carnegie Blvd. Charlotte Hub, Charlotte, NC 28262RIA
BD
CRD#: 20472
Charlotte, NC
Past
February 24, 2021 - October 31, 2022
PERSONAL CAPITAL ADVISORS CORPORATION
RIA
CRD#: 155172
Huntersville, NC
Past
January 13, 2020 - December 31, 2020
TD AMERITRADE INVESTMENT MANAGEMENT, LLC
RIA
CRD#: 111514
Charlotte, NC
Past
January 13, 2020 - January 11, 2021
TD AMERITRADE, INC.
RIA
CRD#: 7870
CHARLOTTE, NC
Past
January 13, 2020 - January 11, 2021
TD AMERITRADE, INC.
BD
CRD#: 7870
CHARLOTTE, NC
Past
September 11, 2014 - November 22, 2019
VANGUARD ADVISERS, INC.
RIA
CRD#: 106715
CHARLOTTE, NC
Past
September 9, 2014 - November 22, 2019
VANGUARD MARKETING CORPORATION
BD
CRD#: 7452
CHARLOTTE, NC
Past
August 7, 2012 - August 19, 2014
MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED
RIA
CRD#: 7691
COLUMBIA, SC
Past
August 3, 2012 - August 19, 2014
MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED
BD
CRD#: 7691
COLUMBIA, SC
Past
December 11, 2006 - July 6, 2012
TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, LLC
RIA
CRD#: 20472
CHARLOTTE, NC
Past
September 13, 2006 - July 6, 2012
TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, LLC
BD
CRD#: 20472
CHARLOTTE, NC
Past
February 25, 2005 - August 28, 2006
WELLS FARGO CLEARING SERVICES, LLC
BD
CRD#: 19616
ST. LOUIS, MO
Past
January 29, 2003 - July 7, 2004
EDWARD JONES
BD
CRD#: 250
ST. LOUIS, MO
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
TI
TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, LLC
ADVICE & PLANNING SERVICES | TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, LLC | TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, INC. | TIAA-CREF BROKERAGE SERVICES | TIAA-CREF ADVICE AND PLANNING SERVICES | COLLEGE RETIREMENT EQUITIES FUND | ADVICE AND PLANNING SERVICES
CRD#: 20472 / SEC#: 801-63550, 8-44454
RIA
Registered Investment Advisory firm - SEC (9/24/2004 Approved)BD
Broker-Dealer Firm Regulated by FINRA (New York district office)
State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Alabama(11/9/2022)
RR
Alaska(11/9/2022)
RR
Arizona(11/9/2022)
RR
Arkansas(11/9/2022)
RR
California(11/9/2022)
RR
Colorado(11/9/2022)
RR
Connecticut(11/9/2022)
RR
Delaware(11/9/2022)
RR
District of Columbia(11/9/2022)
RR
Florida(11/9/2022)
RR
Georgia(11/9/2022)
RR
Hawaii(11/9/2022)
RR
Idaho(11/9/2022)
RR
Illinois(11/9/2022)
RR
Indiana(11/9/2022)
RR
Iowa(11/9/2022)
RR
Kansas(11/9/2022)
RR
Kentucky(11/9/2022)
RR
Louisiana(11/9/2022)
RR
Maine(11/9/2022)
RR
Maryland(11/9/2022)
RR
Massachusetts(11/9/2022)
RR
Michigan(11/9/2022)
RR
Minnesota(11/9/2022)
RR
Mississippi(11/9/2022)
RR
Missouri(11/9/2022)
RR
Montana(11/9/2022)
RR
Nebraska(11/9/2022)
RR
Nevada(11/9/2022)
RR
New Hampshire(11/9/2022)
RR
New Jersey(11/9/2022)
RR
New Mexico(11/9/2022)
RR
New York(11/9/2022)
RR
North Carolina(11/9/2022)
IAR
North Carolina(11/9/2022)
RR
North Dakota(11/9/2022)
RR
Ohio(11/10/2022)
RR
Oklahoma(11/9/2022)
RR
Oregon(11/9/2022)
RR
Pennsylvania(11/9/2022)
RR
Rhode Island(11/9/2022)
RR
South Carolina(11/9/2022)
RR
South Dakota(11/9/2022)
RR
Tennessee(11/9/2022)
RR
Texas(11/9/2022)
RR
Utah(11/9/2022)
RR
Vermont(11/9/2022)
RR
Virginia(11/9/2022)
RR
Washington(11/9/2022)
RR
West Virginia(11/9/2022)
RR
Wisconsin(11/9/2022)
RR
Wyoming(11/9/2022)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
TI
TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, LLC
ADVICE & PLANNING SERVICES | TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, LLC | TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, INC. | TIAA-CREF BROKERAGE SERVICES | TIAA-CREF ADVICE AND PLANNING SERVICES | COLLEGE RETIREMENT EQUITIES FUND | ADVICE AND PLANNING SERVICES
CRD#: 20472 / SEC#: 801-63550, 8-44454
RIA
Registered Investment Advisory firm - SEC (9/24/2004 Approved)BD
Broker-Dealer Firm Regulated by FINRA (New York district office)
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Contact information
Main Address
730 Third Avenue, New York, NY 10017-3206
Mailing Address
8500 Andrew Carnegie Boulevard Mail Stop Ssc/c2/08, Charlotte, NC 28262-8500
Phone number
(704) 988-3565
Established
Delaware since 01/01/2004
Firm type
Limited Liability Company
Fiscal year end
December
Firm Size
Large
# of Employees
1,319
SEC notice filing (53 States and Territories)
FINRA licenses (53 States and Territories)
Documents
Part 2 Brochures
Direct owners and executive officers
| Name | Position | CRD# |
|---|---|---|
| TEACHERS INSURANCE AND ANNUITY ASSOCIATION OF AMERICA | SOLE OWNER OF APPLICANT | |
| ABBOTT, ROSS HAMLET | PRESIDENT, CEO (INTERIM), CHIEF OPERATING OFFICER, ELECTED MANAGER | 2756063 |
| BARNHILL, HELEN GWYN | CHIEF LEGAL OFFICER | 2574877 |
| BELLUCCI, RAYMOND JOHN | ELECTED MANAGER | 1807977 |
| HEASLIP, DEREK JAMES | ELECTED MANAGER | 6318596 |
| INTIHAR, JEREMY ROSS | CHIEF COMPLIANCE OFFICER - REGISTERED INVESTMENT ADVISER | 5040823 |
| LEWIS, BENJAMIN HERBERT | ELECTED MANAGER | 1687894 |
| MANGANO, JENNIFER LYNN | CHIEF FINANCIAL OFFICER | 7659359 |
| MUKHERJEE, NILADRI | ELECTED MANAGER | 5227234 |
| SARAVANAN, SHANKAR | VICE PRESIDENT, ELECTED MANAGER | 7789140 |
| STICKROD, CHRISTOPHER EUGENE | ELECTED MANAGER | 4627958 |
| WEINSTEIN, SCOTT WILLIAM | CHIEF COMPLIANCE OFFICER - BROKER DEALER | 4324014 |
Regulatory assets under management
| Total Number of Accounts | 72,807 |
| AUM (Assets Under Management) | $ 34,343,329,152 |
Disclosures
| Regulatory Event | 8 |
| Arbitration | 4 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 01/23/2025 | ||
| 12/13/2023 | ||
| 03/21/2023 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
