Joel T. Hays

DFS ADVISORY

DENTON, TX 76210

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CRD#: 4609890

Professional summary

Joel Terrell Hays is a registered financial advisor currently at DFS ADVISORY located in Denton, Texas.

Joel is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2003. Joel has worked at 3 firms and has passed the Series 65, Series 63, SIE and Series 6 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1.DISTINCT FINANCIAL SOLUTIONS INC-Y-TX-INS AND FINANCIAL SERVICES MLM AGENCY-SHAREHOLDER/AGENT PRODUCER-01/2005-320-130-PRODUCER IN THE SALE OF CASUALTY, LIFE, HEATH INSURANCE, AND ANNUITIES.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Joel Terrell Hays's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

June 6, 2023 - Present

DFS ADVISORY

Office #1: 1212 Bent Oaks Ct. Ste. 200, Denton, TX 76210

RIA

CRD#: 324992

DENTON, TX

Past

December 3, 2012 - July 3, 2023

BFC PLANNING, INC.

RIA

CRD#: 119682

DENTON, TX

Past

February 4, 2003 - June 2, 2023

SECURITIES MANAGEMENT & RESEARCH, INC.

CRD#: 759

DENTON, TX

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

DFS ADVISORY

DFS ADVISORY | TEAM HAYS INC. | DISTINCT FINANCIAL SOLUTIONS

CRD#: 324992 / SEC#: 801-127517

RIA

Registered Investment Advisory firm - (3/24/2023 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Texas
(6/6/2023)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 11/30/2012

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 1/21/2003

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 6

Date: 1/16/2003

Investment Company Products/Variable Contracts Representative Examination

Current Firm

DFS ADVISORY

DFS ADVISORY | TEAM HAYS INC. | DISTINCT FINANCIAL SOLUTIONS

CRD#: 324992 / SEC#: 801-127517

RIA

Registered Investment Advisory firm - (3/24/2023 Approved)

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Contact information

Main Address

1212 Bent Oaks Ct. Ste. 200, Denton, TX 76210

Mailing Address

Phone number

(940) 297-1474

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (2 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

DFS ADVISORY DISCLOSURE BROCHURE (3/31/2025)

Regulatory assets under management

Total Number of Accounts	109
AUM (Assets Under Management)	$ 144,000,000

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Joel T. Hays

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Joel Terrell Hays's CRS (Customer Relationship Summary).

Certified licenses

Experience

BFC PLANNING, INC.

SECURITIES MANAGEMENT & RESEARCH, INC.

Primary Firm SEC Registration

DFS ADVISORY

State Registrations and Notice Filings

Exams

Series 65

Date: 11/30/2012

Series 63

Date: 1/21/2003

SIE

Date: 10/1/2018

Series 6

Date: 1/16/2003

Current Firm

DFS ADVISORY

Contact information

SEC notice filing (2 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

DFS ADVISORY

TRUST BUT VERIFY

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