Sandra Young Mee Cho | Financial Professional | Encino, California | GOLDEN STATE WEALTH MANAGEMENT, LLC

Professional summary

Sandra Young Mee Cho is a registered financial advisor currently at GOLDEN STATE WEALTH MANAGEMENT, LLC located in Encino, California and LPL FINANCIAL LLC located in Encino, California.

Sandra is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2002. Sandra has worked at 8 firms and has passed the Series 66, Series 63, SIE and Series 7 exams.

Question & Answer

What are your service offerings?

Insurance

Trust & estate planning

Financial planning

Executive services/Equity comp...

Institutional consulting

Retirement planning

What is your current number of clients?

Greater than 100

What is your minimum asset requirement?

1M

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1. 6/26/2015 - GOLDEN STATE WEALTH MANAGEMENT, LLC - Investment Related - At Reported Business Location(s) - DBA FOR LPL BUSINESS (ENTITY FOR LPL BUSINESS) - STARTED 6/23/15 - TIME SPENT 100%. 2. 7/28/2015 - GOLDEN STATE WEALTH MANAGEMENT, LLC - Investment Related - At Reported Business Location(s) - REGISTERED INVESTMENT ADVISOR HYBRID - IAR - STARTWS 6/23/15 - TIME SPENT 100%. 3. 8/26/2015 - POINTWEALTH CAPITAL MANAGEMENT - Investment Related - At Reported Business Location(s) - DBA FOR LPL BUSINESS (ENTITY FOR LPL BUSINESS) - STARTED 08/20/2015 - 40 Hours Per Month During Securities Trading. 4. 2/25/2016 - Golden State Wealth Management, LLC - DBA: Pointwealth Capital Management - Investment Related - At Reported Business Location(s) - Registered Investment Advisor DBA - STARTED 01/01/2016 - 40 Hours Per Month/30 Hours During Securities Trading. 5. 4/13/2016 - Pointwealth Capital Management - Investment Related - At Reported Business Location(s) - Other-Notary - STARTED 01/21/2016 - 1 Hour Per Month/0 Hours During Securities Trading. 6. 4/25/2017 - Kaiser Permenente - Investment Related - At Reported Business Location(s) - Non-Variable Insurance - Started 02/01/2017 - 1 Hour Per Month/0 Hours During Securities Trading. 7. 1/26/2022 - Golden State Asset Management, LLC ' DE - Investment Related - At Reported Business Location(s) - Registered Investment Advisor DBA - Started 12/21/2021 - Time Spent 2% - I provide investment advisory services through Golden State Asset Management, LLC `DE, an independent investment advisor firm. I started this business activity in 1/2022. I expect to spend approximately 0 hours per month on this activity. Please see the advisory firm's Form ADV for more information about its address, the nature of its business, its owners, and its services at http://www.advisorinfo.sec.gov/IAPD. This firm is separate from and independent of LPL Financial. 8. 12/27/2022 - No Business Name - Investment Related - At Reported Business Location(s) - Non-Variable Insurance - life insurance agent. - Start Date - 12/05/2022 - 1 Hours Per Month/0 Hours During Securities Trading

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Sandra Young Mee Cho's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

June 29, 2015 - Present

GOLDEN STATE WEALTH MANAGEMENT, LLC

Office #1: 16130 Ventura Blvd Suite 460, Encino, CA 91436

RIA

CRD#: 167995

Encino, CA

Current

June 26, 2015 - Present

LPL FINANCIAL LLC

Office #1: 16130 Ventura Blvd # 670, Encino, CA 91436-2503

RIA

BD

CRD#: 6363

MINNEAPOLIS, MN

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

GS

GOLDEN STATE WEALTH MANAGEMENT, LLC

CRD#: 167995 / SEC#: 801-107445

RIA

Registered Investment Advisory firm - (3/21/2016 Approved)

California

Registered Investment Advisory firm - (4/28/2016 Terminated)

Washington

Registered Investment Advisory firm - (4/29/2016 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

RR

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

RR

Arizona
(6/26/2015)

RR

California
(6/26/2015)

IAR

California
(6/29/2015)

RR

Colorado
(12/3/2024)

RR

Connecticut
(11/19/2015)

RR

Florida
(12/21/2017)

RR

Georgia
(12/3/2024)

RR

Hawaii
(7/19/2019)

RR

Illinois
(12/3/2024)

RR

Kentucky
(1/17/2025)

RR

Louisiana
(12/3/2024)

RR

Maryland
(12/3/2024)

RR

Massachusetts
(12/3/2024)

RR

Michigan
(12/3/2024)

RR

Mississippi
(12/3/2024)

RR

Missouri
(10/20/2025)

RR

Nebraska
(1/25/2016)

RR

Nevada
(10/18/2017)

RR

New Jersey
(10/18/2017)

RR

New York
(12/3/2024)

RR

North Carolina
(12/5/2024)

RR

Oklahoma
(12/3/2024)

RR

Oregon
(6/26/2015)

RR

Rhode Island
(12/3/2024)

RR

Tennessee
(12/3/2024)

RR

Texas
(1/11/2025)

RR

Utah
(12/3/2024)

RR

Virginia
(12/3/2024)

RR

Washington
(12/3/2024)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Current Firm

GS

GOLDEN STATE WEALTH MANAGEMENT, LLC

CRD#: 167995 / SEC#: 801-107445

RIA

Registered Investment Advisory firm - (3/21/2016 Approved)

California

Registered Investment Advisory firm - (4/28/2016 Terminated)

Washington

Registered Investment Advisory firm - (4/29/2016 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

Upgrade to AdvisorCheck Premium

Get A Biweekly Pulse, AutomaticallyReceive biweekly alerts automatically. Stay informed and proactive.

Catch Firm-Level Red Flags SoonerCatch leadership changes and disclosures early, before issues escalate.

See Trends. Not Just SnapshotsMonitor firm stability metrics like AUM and advisor ratios over time.

Contact information

Main Address

201 E. Sandpointe Avenue #460, South Coast Metro, CA 92707

Mailing Address

Phone number

(866) 273-1563

Established

Firm type

Fiscal year end

# of Employees

47

SEC notice filing (36 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

GSWM 2A FIRM BROCHURE (5/12/2025)

GOLDEN STATE WEALTH MANAGEMENT WRAP FEE PROGRAM BROCHURE (5/5/2025)

Regulatory assets under management

Total Number of Accounts	6,434
AUM (Assets Under Management)	$ 1,835,285,996

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

We're Here To Help

Advisor Monitoring

Firm Stability Insights

Sandra Y. Cho

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Sandra Young Mee Cho's CRS (Customer Relationship Summary).

Certified licenses

Experience

LPL FINANCIAL LLC

LPL FINANCIAL LLC

J.P. MORGAN SECURITIES LLC

J.P. MORGAN SECURITIES LLC

CHASE INVESTMENT SERVICES CORP.

CHASE INVESTMENT SERVICES CORP.

WAMU INVESTMENTS, INC.

WAMU INVESTMENTS, INC.

UBS FINANCIAL SERVICES INC.

IDS LIFE INSURANCE COMPANY

AMERIPRISE FINANCIAL SERVICES, LLC

Primary Firm SEC Registration

GOLDEN STATE WEALTH MANAGEMENT, LLC

State Registrations and Notice Filings

Exams

Series 66

Date: 3/26/2003

Series 63

Date: 11/19/2002

SIE

Date: 10/1/2018

Series 7

Date: 11/12/2002

FINRA

Current Firm

GOLDEN STATE WEALTH MANAGEMENT, LLC

Contact information

SEC notice filing (36 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

GOLDEN STATE WEALTH MANAGEMENT, LLC

TRUST BUT VERIFY

Contact information

Similar Advisors