Edward W. Kramer

SSB&T WEALTH MANAGEMENT

Fredericksburg, TX 78624

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CRD#: 4566142

Professional summary

Edward William Kramer II, CFP®, who also goes by Eddie W Kramer, Eddie William Kramer II, is a registered financial advisor currently at SSB&T WEALTH MANAGEMENT, LLC located in Fredericksburg, Texas.

Edward is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2005. Edward has worked at 4 firms and has passed the Series 63, Series 65 and Series 7 exams.

Question & Answer

What are your service offerings?

Inheritance

Retirement Planning

Investment Planning

Comprehensive Financial Planni...

Small Business Planning

Insurance Planning

Estate Planning

Business Succession Planning

Tax Planning

Do you have an area of expertise or specialization?

College/Education Planning

Retirement Planning & Distribu...

Tax Planning

What is your minimum asset requirement?

Are you a "fiduciary"?

Yes

Aliases

Eddie W Kramer | Eddie William Kramer Ii

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

Mr. Kramer, II serves as a Director on the Board of Directors fro Hochheim Prairie Farm Mutual in Texas. The business is not investment-related. The address of the business is 500 U.S. Highway 77A S, Yoakum, Texas 77995. The posiition started on January 1, 2021 and Mr. Kramer, II attends 4 quarterly meeting per year and spends approximately 2 hours per moth devoted to the buiness none of which are during trading hours.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Edward William Kramer II's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 2006

Experience

Current

September 29, 2023 - Present

SSB&T WEALTH MANAGEMENT, LLC

Office #1: 202 W. San Antonio Street, Fredericksburg, TX 78624

RIA

CRD#: 328102

Fredericksburg, TX

Past

February 20, 2015 - August 10, 2023

ABACUS PLANNING GROUP, INC.

RIA

CRD#: 107994

FREDREICKSBURG, TX

Past

January 1, 2010 - February 28, 2014

USAA FINANCIAL ADVISORS, INC.

CRD#: 129035

SAN ANTONIO, TX

Past

October 9, 2009 - February 28, 2014

USAA FINANCIAL PLANNING SERVICES

RIA

CRD#: 106352

SAN ANTONIO, TX

Past

March 7, 2005 - September 11, 2009

ABACUS PLANNING GROUP, INC.

RIA

CRD#: 107994

COLUMBIA, SC

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

SSB&T WEALTH MANAGEMENT, LLC

CRD#: 328102 / SEC#: 801-128817

RIA

Registered Investment Advisory firm - (9/29/2023 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Texas
(9/29/2023)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

Series 63

Date: 8/3/2010

Uniform Securities Agent State Law Examination

State Security Law Exam

IAR

Series 65

Date: 3/3/2005

Uniform Investment Adviser Law Examination

General Industry/Product Exam

Series 7

Date: 12/29/2009

General Securities Representative Examination

Current Firm

SSB&T WEALTH MANAGEMENT, LLC

CRD#: 328102 / SEC#: 801-128817

RIA

Registered Investment Advisory firm - (9/29/2023 Approved)

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Contact information

Main Address

202 W. San Antonio Street, Fredericksburg, TX 78624

Mailing Address

Phone number

(830) 997-7575

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (1 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

SSB&T WEALTH MANAGEMENT - FORM ADV PART 2A BROCHURE - MARCH 2025 (4/7/2025)

Regulatory assets under management

Total Number of Accounts	361
AUM (Assets Under Management)	$ 131,038,703

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Contact information

(xxx) xxx-xxxx

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Firm Stability Insights

Edward W. Kramer

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Edward William Kramer II's CRS (Customer Relationship Summary).

Certified licenses

Experience

ABACUS PLANNING GROUP, INC.

USAA FINANCIAL ADVISORS, INC.

USAA FINANCIAL PLANNING SERVICES

ABACUS PLANNING GROUP, INC.

Primary Firm SEC Registration

SSB&T WEALTH MANAGEMENT, LLC

State Registrations and Notice Filings

Exams

Series 63

Date: 8/3/2010

Series 65

Date: 3/3/2005

Series 7

Date: 12/29/2009

Current Firm

SSB&T WEALTH MANAGEMENT, LLC

Contact information

SEC notice filing (1 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

SSB&T WEALTH MANAGEMENT, LLC

TRUST BUT VERIFY

Contact information

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