Salbador B. Cadena

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CRD#: 4525763

Professional summary

Being a previously registered professional could mean that this person is no longer operating under the supervision of the SEC or FINRA.

That means that the Securities and Exchange Commission may not be able to oversee the services that this specific professional is providing.

Salbador Baldemar Cadena, CFP®, who also goes by Sal B. Cadena, was a registered financial professional .

Salbador is a previously registered financial professional and started their career in finance in 2002. Salbador had worked at 8 firms and has passed the Series 65, Series 63, SIE and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Aliases

Sal B. Cadena

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary)

The CRS(Customer Relationship Summary) document is not provided.

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Experience

Past

March 2, 2017 - May 22, 2018

FINANCIAL LIFE ADVISORS

RIA

CRD#: 128502

SAN ANTONIO, TX

Past

July 1, 2015 - May 22, 2018

FINANCIAL LIFE ADVISORS

RIA

CRD#: 114152

SAN ANTONIO, TX

Past

June 30, 2015 - December 31, 2016

UNITED PLANNERS' FINANCIAL SERVICES OF AMERICA A LIMITED PARTNER

CRD#: 20804

SAN ANTONIO, TX

Past

December 21, 2012 - July 1, 2015

CHRISTIAN FINANCIAL ADVISORS

RIA

CRD#: 165811

NEW BRAUNFELS, TX

Past

October 9, 2012 - December 31, 2012

GIRARD SECURITIES, INC.

RIA

CRD#: 18697

NEW BRAUNFELS, TX

Past

July 23, 2012 - April 11, 2013

LEGACY WEALTH COUNSELORS

RIA

CRD#: 133703

NEW BRAUNFELS, TX

Past

July 6, 2012 - July 1, 2015

GIRARD SECURITIES, INC.

CRD#: 18697

NEW BRAUNFELS, TX

Past

August 17, 2005 - July 9, 2012

NEXT FINANCIAL GROUP, INC.

RIA

CRD#: 46214

NEW BRAUNFELS, TX

Past

August 17, 2005 - July 9, 2012

NEXT FINANCIAL GROUP, INC.

CRD#: 46214

NEW BRAUNFELS, TX

Past

September 9, 2002 - August 22, 2005

LPL FINANCIAL LLC

RIA

CRD#: 6413

NEW BRAUNFELS, TX

Past

May 29, 2002 - August 22, 2005

LPL FINANCIAL LLC

CRD#: 6413

FORT MILL, SC

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

FINANCIAL LIFE ADVISORS

FINANCIAL ADVISORS FOR LIFE | FINANCIAL LIFE ADVISORS LLC | FINANCIAL LIFE ADVISORS

CRD#: 128502 / SEC#: 801-111024

RIA

Registered Investment Advisory firm - (8/17/2017 Approved)

California

Registered Investment Advisory firm - (11/21/2008 Terminated)

Texas

Registered Investment Advisory firm - (12/13/2017 Terminated)

Virginia

Registered Investment Advisory firm - (10/23/2008 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

Visual representation of state registrations

This advisor is not registered in any state.

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 9/6/2002

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 7/10/2002

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 12/31/2016

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 5/28/2002

General Securities Representative Examination

Current Firm

FINANCIAL LIFE ADVISORS

FINANCIAL ADVISORS FOR LIFE | FINANCIAL LIFE ADVISORS LLC | FINANCIAL LIFE ADVISORS

CRD#: 128502 / SEC#: 801-111024

RIA

Registered Investment Advisory firm - (8/17/2017 Approved)

California

Registered Investment Advisory firm - (11/21/2008 Terminated)

Texas

Registered Investment Advisory firm - (12/13/2017 Terminated)

Virginia

Registered Investment Advisory firm - (10/23/2008 Terminated)

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Contact information

Main Address

2338 N Loop 1604 W Ste 311, San Antonio, TX 78248

Mailing Address

Phone number

(210) 918-8998

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (2 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

2025 FLA FORM ADV PART 2A (9/2/2025)

Regulatory assets under management

Total Number of Accounts	710
AUM (Assets Under Management)	$ 345,754,163

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Firm Stability Insights

Salbador B. Cadena

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary)

Certified licenses

Experience

FINANCIAL LIFE ADVISORS

UNITED PLANNERS' FINANCIAL SERVICES OF AMERICA A LIMITED PARTNER

CHRISTIAN FINANCIAL ADVISORS

GIRARD SECURITIES, INC.

LEGACY WEALTH COUNSELORS

GIRARD SECURITIES, INC.

NEXT FINANCIAL GROUP, INC.

NEXT FINANCIAL GROUP, INC.

LPL FINANCIAL LLC

LPL FINANCIAL LLC

Primary Firm SEC Registration

FINANCIAL LIFE ADVISORS

State Registrations and Notice Filings

Exams

Series 65

Date: 9/6/2002

Series 63

Date: 7/10/2002

SIE

Date: 12/31/2016

Series 7

Date: 5/28/2002

Current Firm

FINANCIAL LIFE ADVISORS

Contact information

SEC notice filing (2 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

FINANCIAL LIFE ADVISORS

TRUST BUT VERIFY

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