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Michelle Ramirez

CRD# 4524179·Registered 2002 - 2026
Previously Registered: Being a previously registered professional could mean that Michelle is no longer operating under the supervision of the SEC or FINRA. That means that the Securities and Exchange Commission may not be able to oversee the services that this specific professional is providing.

Professional Summary

Michelle Ramirez, who also goes by Michelle Marie Oman, Michelle Marie Perez, Michelle Marie Perez Oman, Michelle Perez-ramirez, Michelle Marie Ramirez, was a registered financial advisor. Michelle was a previously registered financial professional and started their career in finance 2002 - 2026. Michelle had worked at 9 firms and has passed the Series 63, SIE and Series 6 exams.

At a Glance

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Fiduciary Standard

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Fee Structure

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Account Minimum

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Active Clients

Fiduciary Standard

Fee Structure

Account Minimum

Active Clients

Other Aliases

Michelle Marie Oman, Michelle Marie Perez, Michelle Marie Perez Oman, Michelle Perez-Ramirez, Michelle Marie Ramirez

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Videos & Posts

This advisor has not added any videos or posts yet.

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Contact Information

No current employment

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Disclosures are events reported to regulators, such as customer disputes, regulatory actions, employment separations, or financial events. Some are resolved, denied, or contested — a disclosure is not a verdict. We recommend asking an advisor directly about any disclosure on their record.

Disclosures on record.

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities. Check for any disclosures as part of your thorough research when choosing an advisor.

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Years of Experience

18 years in the financial services industry

Current & Past Employments

MML STRATEGIC DISTRIBUTORS, LLC·CRD# 168638
BD
Springfield, MA
February 11, 2025 - August 14, 2026
INVESTMENT DISTRIBUTORS, INC.·CRD# 35490
BD
Birmingham, AL
January 3, 2022 - September 13, 2024
CONCOURSE FINANCIAL GROUP SECURITIES, INC.·CRD# 15708
BD
Birmingham, AL
October 15, 2020 - January 3, 2022
SAYBRUS EQUITY SERVICES, LLC·CRD# 153319
BD
Hartford, CT
May 13, 2019 - February 11, 2020
GLOBAL ATLANTIC DISTRIBUTORS, LLC·CRD# 8326
BD
Hartford, CT
August 15, 2018 - January 24, 2019
EQUITABLE DISTRIBUTORS, LLC·CRD# 25900
BD
Charlotte, NC
January 7, 2014 - March 20, 2015
AMERITAS INVESTMENT COMPANY, LLC·CRD# 14869
BD
Lincoln, NE
May 24, 2011 - October 22, 2013
METLIFE INVESTORS DISTRIBUTION COMPANY·CRD# 107622
BD
Irvine, CA
December 11, 2004 - May 19, 2009
METLIFE INVESTORS DISTRIBUTION COMPANY·CRD# 6695
BD
Newport Beach, CA
May 19, 2003 - December 11, 2004
METLIFE INVESTORS DISTRIBUTION COMPANY·CRD# 6695
BD
Newport Beach, CA
September 11, 2002 - January 13, 2003

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Current Firm

MS
MML STRATEGIC DISTRIBUTORS, LLC

MML STRATEGIC DISTRIBUTORS, LLC

CRD#: 168638 / SEC#: 8-69322
BD
Broker-Dealer Firm Regulated by FINRA (Boston district office)

Contact Information

Main Address

1295 State Street, Springfield, MA 01111-0001

Mailing Address

1295 State Street, Springfield, MA 01111-0001

Phone Number

(413) 744-4528

Established

Delaware since 06/07/2013

Firm Type

Limited Liability Company

Fiscal Year End

December

Firm Size

Small

FINRA licenses (52 States and Territories)

Registered to provide investment advisory services in 0 US states and territories.

Documents

Direct owners and executive officers

NamePositionCRD#
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANYMEMBER—
BAGGETTA, VINCENT COSIMOCHIEF RISK OFFICER2431743
BLUE, DOMINICDIRECTOR7323924
CRADDOCK, GEOFFREYDIRECTOR1444771
DIGANGI, MATTHEW TCHIEF EXECUTIVE OFFICER AND PRESIDENT3229894
DUCH III, EDWARD KARLCHIEF LEGAL OFFICER, SECRETARY AND VICE PRESIDENT4808341
GIARDIELLO, GREGORY JOSEPHDIRECTOR8256045
PUHALA, JAMESVICE PRESIDENT AND CHIEF COMPLIANCE OFFICER5290483
RISPOLI, FRANK JOSEPHCHIEF FINANCIAL OFFICER AND TREASURER4364402

Disclosures

Regulatory Event

1

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Other business activities

Information obtained from regulatory filings. Advisors can request corrections through their firm or regulator.

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

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State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.
This advisor is not registered in any state.

Exams

Financial professionals may take different exams throughout their careers based on the types of services they provide and roles they perform.

Series 63 — Uniform Securities Agent State Law Examination

Passed Dec 2020About the Series 63 exam

SIE — Securities Industry Essentials Examination

Passed Oct 2018About the SIE exam

Series 6 — Investment Company Products/Variable Contracts Representative Examination

Passed Aug 2018About the Series 6 exam

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CRS (Client Relationship Summary)

The CRS(Customer Relationship Summary) document is not provided.

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MR
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