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JS

John R. Schoelch

Some features on this profile are disabled
CRD#: 4499095
JS

Professional summary

Being a previously registered professional could mean that this person is no longer operating under the supervision of the SEC or FINRA.

That means that the Securities and Exchange Commission may not be able to oversee the services that this specific professional is providing.

John Richard Schoelch, who also goes by Dick Schoelch, J. Richard Schoelch, Richard Schoelch, was a registered financial professional .

John is a previously registered financial professional and started their career in finance in 2002. John had worked at 4 firms and has passed the Series 66, Series 63, SIE and Series 7 exams.

top-8-questions

Question & Answer

Are you a "fiduciary"?
No

Aliases

Dick Schoelch | J. Richard Schoelch | Richard Schoelch

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1.) SPECTRUM FINANCIAL RESOURCES, LLC - DBA NAME FOR MARKETING PURPOSES ONLY - TROY, MI - SINCE 11/2001 - INVESTMENT RELATED 2.) SPECTRUM FINANCIAL RESOURCES, LLC - VICE PRESIDENT/INVESTMENT ADVISOR - REGISTERED INVESTMENT ADVISOR - TROY, MI - SINCE 11/2001 - INVESTMENT RELATED 3.) JOHN R. SCHOELCH INDEPENDENT INSURANCE - AGENT - NON-VARIABLE INSURANCE - TROY, MI - SINCE 10/2003 - INVESTMENT RELATED 4.) JOHN R. SCHOELCH - AGENT - DBA NAME FOR MARKETING PURPOSES ONLY - TROY, MI - SINCE 10/2003 - INVESTMENT RELATED

Blog Corner

CRS (Client Relationship Summary)

The CRS(Customer Relationship Summary) document is not provided.

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
None

Experience

Past

September 24, 2010 - September 15, 2023

SPECTRUM FINANCIAL RESOURCES

RIA
CRD#: 127453
TROY, MI
Past

August 10, 2009 - December 21, 2022

UNITED PLANNERS' FINANCIAL SERVICES OF AMERICA A LIMITED PARTNER

BD
CRD#: 20804
TROY, MI
Past

June 18, 2003 - August 12, 2009

MUTUAL SERVICE CORPORATION

BD
CRD#: 4806
TROY, MI
Past

February 8, 2002 - June 20, 2003

RAYMOND JAMES FINANCIAL SERVICES, INC.

BD
CRD#: 6694
ST. PETERSBURG, FL

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
SF
SPECTRUM FINANCIAL RESOURCES
SPECTRUM FINANCIAL RESOURCE, LLC | SPECTRUM FINANCIAL RESOURCES, LLC | SPECTRUM FINANCIAL RESOURCES

CRD#: 127453 / SEC#: 801-126271

RIA
Registered Investment Advisory firm - (8/23/2022 Approved)
Michigan
Registered Investment Advisory firm - (9/7/2022 Terminated)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

Visual representation of state registrations

This advisor is not registered in any state.

Exams

State Security Law Exam
RR
IAR
Series 66
Date: 6/24/2010
Uniform Combined State Law Examination
State Security Law Exam
RR
Series 63
Date: 2/22/2002
Uniform Securities Agent State Law Examination
General Industry/Product Exam
RR
SIE
Date: 10/1/2018
Securities Industry Essentials Examination
General Industry/Product Exam
RR
Series 7
Date: 2/7/2002
General Securities Representative Examination

Current Firm

SF
SPECTRUM FINANCIAL RESOURCES
SPECTRUM FINANCIAL RESOURCE, LLC | SPECTRUM FINANCIAL RESOURCES, LLC | SPECTRUM FINANCIAL RESOURCES

CRD#: 127453 / SEC#: 801-126271

RIA
Registered Investment Advisory firm - (8/23/2022 Approved)
Michigan
Registered Investment Advisory firm - (9/7/2022 Terminated)
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Contact information

Main Address
1661 W. Big Beaver, Troy, MI 48084
Mailing Address
Phone number
(248) 643-0033
Established
Firm type
Fiscal year end
# of Employees
5

SEC notice filing (2 States and Territories)

Blank US states mapAlaskaHawaiiAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWisconsinWest VirginiaWyoming

Documents

Customer Relationship Summary (CRS / SEC)Latest Form ADV

Part 2 Brochures

FORM ADV PART 2A (4/21/2025)

Regulatory assets under management

Total Number of Accounts1,188
AUM (Assets Under Management)$ 206,606,422

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information

SPECTRUM FINANCIAL RESOURCES

CRD#: 127453

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