James W. Flad

SMB FINANCIAL SERVICES

PORTLAND, OR 97223

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CRD#: 4497980

Professional summary

James Walter Flad, who also goes by James W Flad, is a registered financial advisor currently at SMB FINANCIAL SERVICES, INC. located in Portland, Oregon.

James is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2002. James has worked at 2 firms and has passed the Series 66, Series 63, Series 7 and Series 6 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

James W Flad

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view James Walter Flad's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

August 17, 2011 - Present

SMB FINANCIAL SERVICES, INC.

Office #1: 11535 Sw 67th Ave, Portland, OR 97223

RIA

CRD#: 154216

PORTLAND, OR

Past

July 2, 2007 - August 11, 2011

PRINCIPAL SECURITIES, INC.

RIA

CRD#: 1137

PORTLAND, OR

Past

August 14, 2002 - August 11, 2011

PRINCIPAL SECURITIES, INC.

CRD#: 1137

PORTLAND, OR

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

SMB FINANCIAL SERVICES, INC.

RETIREMENT INCOME ADVISORS | SMB FINANCIAL SERVICES, INC. | SMB FINANCIAL SERVICES LLC

CRD#: 154216 / SEC#: 801-116704

RIA

Registered Investment Advisory firm - (5/29/2019 Approved)

Oregon

Registered Investment Advisory firm - (6/3/2019 Terminated)

Washington

Registered Investment Advisory firm - (6/19/2019 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Oregon
(8/17/2011)

IAR

Texas
(12/22/2024)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 66

Date: 6/29/2007

Uniform Combined State Law Examination

State Security Law Exam

Series 63

Date: 8/9/2002

Uniform Securities Agent State Law Examination

General Industry/Product Exam

Series 7

Date: 5/12/2004

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 5/20/2002

Investment Company Products/Variable Contracts Representative Examination

Current Firm

SMB FINANCIAL SERVICES, INC.

RETIREMENT INCOME ADVISORS | SMB FINANCIAL SERVICES, INC. | SMB FINANCIAL SERVICES LLC

CRD#: 154216 / SEC#: 801-116704

RIA

Registered Investment Advisory firm - (5/29/2019 Approved)

Oregon

Registered Investment Advisory firm - (6/3/2019 Terminated)

Washington

Registered Investment Advisory firm - (6/19/2019 Terminated)

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Contact information

Main Address

11535 Sw 67th Ave, Portland, OR 97223

Mailing Address

Phone number

(503) 387-3222

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (3 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

FORM ADV PART 2A (3/26/2025)

Regulatory assets under management

Total Number of Accounts	765
AUM (Assets Under Management)	$ 160,307,060

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

James W. Flad

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view James Walter Flad's CRS (Customer Relationship Summary).

Certified licenses

Experience

PRINCIPAL SECURITIES, INC.

PRINCIPAL SECURITIES, INC.

Primary Firm SEC Registration

SMB FINANCIAL SERVICES, INC.

State Registrations and Notice Filings

Exams

Series 66

Date: 6/29/2007

Series 63

Date: 8/9/2002

Series 7

Date: 5/12/2004

Series 6

Date: 5/20/2002

Current Firm

SMB FINANCIAL SERVICES, INC.

Contact information

SEC notice filing (3 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

SMB FINANCIAL SERVICES, INC.

TRUST BUT VERIFY

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