Ronald A. Rhoades
XYPN INVEST
Bowling Green, KY
Some features on this profile are disabled
CRD#: 4458963
Professional summary
Ronald Alan Rhoades, CFP®, who also goes by Ron A. Rhoades, Ron Rhoades, is a registered financial advisor currently at XYPN INVEST located in Bowling Green, Kentucky.
Ronald is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2001. Ronald has worked at 10 firms and has passed the Series 65 exam.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Ron A. Rhoades | Ron Rhoades
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
These other business activities are not believed to pose a material conflict of interest with Ron's advisory activities or to negatively affect his ability to serve advisory clients. 1) As of July 2015, to the present, Ron is employed by Western Kentucky University, located at 1906 College Heights Blvd. #21061, Bowling Green, KY 42101-1061, (not an investment related business). Ron is in a full-time tenured faculty position as an Associate Professor and Director for the Personal Financial Planning Program for approximately 160 hours/month except during summer break, and during trading hours. Ron teaches courses during each of the Fall and Spring semesters in various personal financial planning and legal topics. He also serves on various College and Departmental committees and undertakes occasional presentations to other faculty and staff on student learning techniques. 2) As of January 2012, to the present, Ron operates a sole proprietorship law firm, Ron A. Rhoades, Esq., located at 1441 Riva Ridge Ave., Bowling Green, KY 42104 (not an investment related business). As an attorney-at-law Ron provides legal advice to select clients who are residents of Florida which occupies approximately 8 hours/month of his time, sometimes during trading hours. This activity is completely separate from his advisory activities and no referrals are made between his private law practice and his investment advisory practice. While Ron is currently admitted to the Florida Bar, any legal advice is provided under Ron A. Rhoades, Esq. 3) As of July 2003, to the present, Ron as a sole proprietorship, Ron A. Rhoades, located at 1441 Riva Ridge Ave., Bowling Green, KY 42104, (not an investment related business). As a writer and speaker, Ron develops and provides educational webinars, blog posts, in-person and online courses, webinars, and in-person seminars to various industry organizations, financial planners, registered representatives, and investment adviser representatives, and undertakes occasional consulting engagements for broker-dealer, registered investment adviser, and compliance firms. These speaking and consulting engagements relate to investments, fiduciary law as applied to financial services, due diligence on mutual fund selection, and other topics relating to regulatory developments or financial planning. Ron also writes articles and columns for publication, and he also writes occasional white papers and books. This occupies approximately 24 hours/month of his time, sometimes during trading hours, mostly during summer break from the university. 4) As of March 2011, to the present, Ron A. Rhoades, individually, 1441 Riva Ridge Ave., Bowling Green, KY 42104. Ron serves as a member of the Steering Group of The Committee for the Fiduciary Standard. Ron also serves on the Advisory Board of The Institute for the Fiduciary Standard. In addition, Ron participates in occasional meetings or task forces of the Financial Planning Association, Certified Financial Planner Board of Standards, Inc., or other organizations. All of the activities required by these organizations are not investment related and occupy approximately 14-16 hours/month of Ron's time, sometimes during trading hours, and at times involve travel to attend meetings or provide presentations.
CRS (Client Relationship Summary) - RIA
Click below to view Ronald Alan Rhoades's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2005
Experience
Current
July 24, 2024 - Present
XYPN INVEST
RIA
CRD#: 285967
Bowling Green, KY
Past
April 25, 2023 - December 31, 2024
SCHOLAR FINANCIAL, LLC
RIA
CRD#: 324640
BOWLING GREEN, KY
Past
March 9, 2021 - February 2, 2023
CERITY PARTNERS OCIO LLC
RIA
CRD#: 151916
Bowling Green, KY
Past
January 17, 2017 - June 9, 2021
SCHOLAR FINANCIAL
RIA
CRD#: 285968
BOWLING GREEN, KY
Past
March 4, 2016 - January 18, 2017
CGN ADVISORS, LLC
RIA
CRD#: 159359
Bowling Green, KY
Past
August 23, 2012 - March 3, 2016
SCHOLARFI INC.
RIA
CRD#: 158304
BOWLING GREEN, KY
Past
October 4, 2010 - March 25, 2011
JOSEPH FINANCIAL OF SMITHTOWN, LLC
RIA
CRD#: 154178
HERNANDO, FL
Past
October 4, 2010 - March 25, 2011
JCM ADVISORS OF CRYSTAL RIVER, LLC
RIA
CRD#: 150665
HERNANDO, FL
Past
July 28, 2010 - March 25, 2011
CREATIVE CAPITAL FIDUCIARIES, LLC
RIA
CRD#: 150660
HERNANDO, FL
Past
November 29, 2001 - September 13, 2011
JOSEPH CAPITAL MANAGEMENT, LLC
RIA
CRD#: 116156
HERNANDO, FL
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
XI
XYPN INVEST
ADELPHI LLC | XYPN SAPPHIRE | XYPN INVEST | XYIS | XY INVESTMENT SOLUTIONS, LLC | WINDJAMMER WEALTH | WEALTHPEACE | WEALTH MANAGEMENT OF ALABAMA | VITA WEALTH MANAGEMENT | VERBATIM FINANCIAL | TURNING POINT FINANCIAL LIFE PLANNING | TROPHY POINT FINANCIAL PLANNING | TENERE WEALTH ADVISORS | TEN RING WEALTH ADVISORS | STRINGER ASSET MANAGEMENT, LLC | SCHOLAR FINANCIAL | REFRESH WEALTH | QUIET WEALTH | PURPOSEFUL MONEY | ONYX FINANCIAL | NEWLEAF FINANCIAL GUIDANCE | MOMENTOUS WEALTH ADVISORS | MERION PERSONAL FINANCE | LIGHTHOUSE PLANNING | J.B. WEALTH STRATEGIES | INTREPID FINANCIAL SERVICES | HUNDRED FINANCIAL PLANNING | EVIDENTIA WEALTH ADVISORS | ELATION WEALTH, LLC | DISCOVERY WEALTH MANAGEMENT | DELTA LAKE WEALTH MANAGEMENT LLC | CONLEY CAPITAL MANAGEMENT | CLEAR SKIES PLANNING & WEALTH STRATEGIES, INC | CLEAR SKIES PLANNING | CHARLES MICHAEL FINANCIAL | CAROLINA WEALTH PLANNERS | BIRDIE RETIREMENT PLANNING | BEECHMONT FINANCIAL | ARDENT GUARDIAN WEALTH ADVISORY | ADELPHI WEALTH ADVISORY
CRD#: 285967 / SEC#: 801-118916
RIA
Registered Investment Advisory firm - (6/12/2020 Approved)Connecticut
Registered Investment Advisory firm - (6/23/2020 Terminated)Illinois
Registered Investment Advisory firm - (6/19/2020 Terminated)Montana
Registered Investment Advisory firm - (6/19/2020 Terminated)North Carolina
Registered Investment Advisory firm - (6/22/2020 Terminated)Texas
Registered Investment Advisory firm - (6/19/2020 Terminated)Virginia
Registered Investment Advisory firm - (6/26/2020 Terminated)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.Highlighted states indicate IAR registrations
IAR
Kentucky(7/24/2024)
Current Firm
XI
XYPN INVEST
ADELPHI LLC | XYPN SAPPHIRE | XYPN INVEST | XYIS | XY INVESTMENT SOLUTIONS, LLC | WINDJAMMER WEALTH | WEALTHPEACE | WEALTH MANAGEMENT OF ALABAMA | VITA WEALTH MANAGEMENT | VERBATIM FINANCIAL | TURNING POINT FINANCIAL LIFE PLANNING | TROPHY POINT FINANCIAL PLANNING | TENERE WEALTH ADVISORS | TEN RING WEALTH ADVISORS | STRINGER ASSET MANAGEMENT, LLC | SCHOLAR FINANCIAL | REFRESH WEALTH | QUIET WEALTH | PURPOSEFUL MONEY | ONYX FINANCIAL | NEWLEAF FINANCIAL GUIDANCE | MOMENTOUS WEALTH ADVISORS | MERION PERSONAL FINANCE | LIGHTHOUSE PLANNING | J.B. WEALTH STRATEGIES | INTREPID FINANCIAL SERVICES | HUNDRED FINANCIAL PLANNING | EVIDENTIA WEALTH ADVISORS | ELATION WEALTH, LLC | DISCOVERY WEALTH MANAGEMENT | DELTA LAKE WEALTH MANAGEMENT LLC | CONLEY CAPITAL MANAGEMENT | CLEAR SKIES PLANNING & WEALTH STRATEGIES, INC | CLEAR SKIES PLANNING | CHARLES MICHAEL FINANCIAL | CAROLINA WEALTH PLANNERS | BIRDIE RETIREMENT PLANNING | BEECHMONT FINANCIAL | ARDENT GUARDIAN WEALTH ADVISORY | ADELPHI WEALTH ADVISORY
CRD#: 285967 / SEC#: 801-118916
RIA
Registered Investment Advisory firm - (6/12/2020 Approved)Connecticut
Registered Investment Advisory firm - (6/23/2020 Terminated)Illinois
Registered Investment Advisory firm - (6/19/2020 Terminated)Montana
Registered Investment Advisory firm - (6/19/2020 Terminated)North Carolina
Registered Investment Advisory firm - (6/22/2020 Terminated)Texas
Registered Investment Advisory firm - (6/19/2020 Terminated)Virginia
Registered Investment Advisory firm - (6/26/2020 Terminated)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
24 E. Main Street, Bozeman, MT 59715
Mailing Address
Phone number
(360) 301-7579
Established
Firm type
Fiscal year end
# of Employees
32
SEC notice filing (35 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 2,539 |
| AUM (Assets Under Management) | $ 321,042,677 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
