MK
Michael W. Kretz
KEYSTONE FINANCIAL GROUP
Lexington, KY 40503
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CRD#: 4440636
MK
Professional summary
Michael William Kretz, who also goes by Michael William Kretz, Mike Kretz, is a registered financial advisor currently at KEYSTONE FINANCIAL GROUP, LLC located in Lexington, Kentucky and LPL FINANCIAL LLC located in Leitchfield, Kentucky.
Michael is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2001. Michael has worked at 3 firms and has passed the Series 66, Series 63, SIE and Series 7 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Michael William Kretz | Mike Kretz
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1) 06/04/2008: KEYSTONE FINANCIAL GROUP - INVESTMENT RELATED - AT REPORTED BUSINESS LOCATION(S) - DBA FOR LPL BUSINESS (ENTITY FOR LPL BUSINESS). 2) 4/21/2010: KEYSTONE PROPERTIES - INVESTMENT RELATED - 230 LEXINGTON GREEN CIR #110, LEXINGTON, KY - REAL ESTATE RENTAL - 5% OF TIME SPENT - 1 PROPERTY. 3) 5/27/2014: MICHAEL W. KRETZ, INC. - INVESTMENT RELATED - AT REPORTED BUSINESS LOCATION(S) - NON-VARIABLE INSURANCE - TIME SPENT 2% - OFFERING A FUNERAL EXPENSE TRUST THROUGH NGL. LIFE INSURANCE. 4) 9/15/2014: KEYSTONE FINANCIAL GROUP, LLC - INVESTMENT RELATED - AT REPORTED BUSINESS LOCATION(S) - REGISTERED INVESTMENT ADVISOR HYBRID - STARTED 04/01/2014 - 140 HOURS PER MONTH/6 HOURS DURING SECURITIES TRADING. 5) 6/24/2015: MICHAEL W KRETZ INC - NOT INVESTMENT RELATED - AT REPORTED BUSINESS LOCATION(S) - BUSINESS ENTITY FOR TAX/INVESTMENT PURPOSES ONLY - STARTED 03/15/2009 - 1 HOUR PER MONTH DURING SECURITIES TRADING. 6) 01/17/2025- KEYSTONE FINANCIAL GROUP, LLC- Registered Investment Advisor DBA- INV Related- At Reported Business Location(s)- Start date 01/13/2025- 10 Hours Per Month- 1 Hour During Trading- I provide investment advisory services through Keystone Financial Group, LLC, an independent investment advisor firm. I started this business activity in 1/2025. I expect to spend approximately 10 hours per month on this activity. Please see the advisory firm's Form ADV for more information about its address, the nature of its business, its owners, and its services at http://www.adviserinfo.sec.gov/IAPD. The firm is separate from and independent of LPL Financial.
CRS (Client Relationship Summary) - RIA
Click below to view Michael William Kretz's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
March 31, 2014 - Present
KEYSTONE FINANCIAL GROUP, LLC
Office #1: 527 Wellington Way, Ste 225, Lexington, KY 40503RIA
CRD#: 170201
Lexington, KY
Current
June 4, 2008 - Present
LPL FINANCIAL LLC
Office #1: 60 Public Square, Leitchfield, KY 42754Office #2: 527 Wellington Way #225, Lexington, KY 40503-1375RIA
BD
CRD#: 6413
Leitchfield, KY
Past
June 4, 2008 - November 2, 2015
LPL FINANCIAL LLC
RIA
CRD#: 6413
LEXINGTON, KY
Past
January 26, 2007 - June 6, 2008
EDWARD JONES
RIA
CRD#: 250
LEXINGTON, KY
Past
October 8, 2001 - June 6, 2008
EDWARD JONES
BD
CRD#: 250
LEXINGTON, KY
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
KF
KEYSTONE FINANCIAL GROUP, LLC
ATHLETIC ESSENTIALS | WATTS FINANCIAL CORP | STONEWALL MANAGEMENT | SOLOPRENUER FINANCIAL | SEALS FINANCIAL PLANNING | R. L. BROWN WEALTH MANAGEMENT | KEYSTONE FINANCIAL GROUP, LLC | JENNINGS AND ASSOCIATES | J.R. YOUNG COMPANY | HARRIS FINANCIAL
CRD#: 170201 / SEC#: 801-79274
RIA
Registered Investment Advisory firm - (2/26/2014 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
California(6/4/2008)
RR
Florida(6/4/2008)
RR
Georgia(4/7/2009)
RR
Indiana(1/21/2025)
RR
Kansas(9/23/2025)
RR
Kentucky(6/4/2008)
IAR
Kentucky(3/31/2014)
RR
Maine(8/12/2010)
RR
Michigan(6/4/2008)
RR
Missouri(10/24/2025)
RR
New York(8/23/2025)
RR
North Carolina(6/4/2008)
RR
Ohio(6/4/2008)
RR
Pennsylvania(6/4/2008)
RR
South Carolina(1/21/2025)
RR
Tennessee(6/4/2008)
RR
Texas(1/21/2025)
RR
Virginia(1/21/2025)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
KF
KEYSTONE FINANCIAL GROUP, LLC
ATHLETIC ESSENTIALS | WATTS FINANCIAL CORP | STONEWALL MANAGEMENT | SOLOPRENUER FINANCIAL | SEALS FINANCIAL PLANNING | R. L. BROWN WEALTH MANAGEMENT | KEYSTONE FINANCIAL GROUP, LLC | JENNINGS AND ASSOCIATES | J.R. YOUNG COMPANY | HARRIS FINANCIAL
CRD#: 170201 / SEC#: 801-79274
RIA
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Contact information
Main Address
527 Wellington Way, Ste 225, Lexington, KY 40503
Mailing Address
Phone number
(859) 317-8316
Established
Firm type
Fiscal year end
# of Employees
44
SEC notice filing (21 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 6,153 |
| AUM (Assets Under Management) | $ 1,858,938,537 |
Red Flags
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Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
KEYSTONE FINANCIAL GROUP, LLC
CRD#: 170201Lexington, KY 40503TRUST BUT VERIFY
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Contact information
(xxx) xxx-xxxx
xxxxx@xxxx.xxx
